Ocean Bank

Headquarters: Miami, Florida
Charter: Bank
Assets: $7.6B
Fed district: Atlanta

6 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 2, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Ocean Bank: $5
Ocean Bank: $5
U.S. median: no median
Wire Transfer (Domestic Out)
Ocean Bank: $25
Ocean Bank: $25
U.S. median: no median
Wire Transfer (Domestic In)
Ocean Bank: $10
Ocean Bank: $10
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Florida, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Florida: Banks and credit unions headquartered in Florida that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Ocean Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly maintenance fee$5
per month
Paper statement fee (International Personal Checking)$5
per month

Wire Transfers

Outgoing online wire transfer fees (audience not stated, treated as personal)$25
Regular outgoing online wire transfer fee (Domestic) (audience not stated, treated as personal)$25
per transaction
Incoming wire fee (Domestic) (audience not stated, treated as personal)$10
per transaction
Regular incoming wire fee (Domestic and Foreign) - foreign (audience not stated, treated as personal)$10
per transaction

Account Services

Safe Deposit box fee (audience not stated, treated as personal)$25

Fee	Amount	Basis	Note
Account Maintenance
Monthly maintenance fee	$5	per month	None
Paper statement fee (International Personal Checking)	$5	per month	None
Wire Transfers
Outgoing online wire transfer fees (audience not stated, treated as personal)	$25	Not stated	None
Regular outgoing online wire transfer fee (Domestic) (audience not stated, treated as personal)	$25	per transaction	None
Incoming wire fee (Domestic) (audience not stated, treated as personal)	$10	per transaction	None
Regular incoming wire fee (Domestic and Foreign) - foreign (audience not stated, treated as personal)	$10	per transaction	None
Account Services
Safe Deposit box fee (audience not stated, treated as personal)	$25	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Fee	Amount	Basis	Note
Account Maintenance
Paper statement fee	$5	per month	None

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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