First National Bank of Clarksdale

Headquarters: Clarksdale, Mississippi
Charter: Bank
Assets: $386.1M
Fed district: St. Louis

12 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 20, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $6.50, the middle of its prices
First National Bank of Clarksdale: $5 to $12
First National Bank of Clarksdale: $5 to $12
U.S. median: no median
Overdraft (OD)
First National Bank of Clarksdale: $35
First National Bank of Clarksdale: $35
U.S. median: no median
NSF / Returned Item
First National Bank of Clarksdale: $35
First National Bank of Clarksdale: $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 20, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Mississippi, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Mississippi: Banks and credit unions headquartered in Mississippi that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from First National Bank of Clarksdale’s own schedules, with a source for each figure.

Account Maintenance

Monthly Fee (audience not stated, treated as personal)$10
per month
Monthly service charge (First Checking Account) (audience not stated, treated as personal)$5
per month
Service charge fee$5
Service charge fee$7
Service charge fee$6
Service charge fee$12
per month
Service charge fee (balance falls below $300.00)$8
per month
Account closed within six months of opening$10
Account research$50
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft each overdraft paid$35
per item
Non-sufficient funds$35
per item
Nonsufficient funds$35
per item

ATM & Card

ATM cash withdrawal at ATMs we do not own or operate$1

Wire Transfers

Wire Transfers outgoing$15
Wire Transfers outgoing$25
Wire Transfers incoming$15

Check Services

Money orders$3
Stop payments$35
per item
Temporary checks$2

Account Services

Safe deposit box drilled$250
Not compared: Box drilling or key fee
Safe deposit box key replacement (1 key)$150
Not compared: Box drilling or key fee

Other Fees

Photocopies$1.50
per item

Fee	Amount	Basis	Note
Account Maintenance
Monthly Fee (audience not stated, treated as personal)	$10	per month	None
Monthly service charge (First Checking Account) (audience not stated, treated as personal)	$5	per month	None
Service charge fee	$5	Not stated	None
Service charge fee	$7	Not stated	None
Service charge fee	$6	Not stated	None
Service charge fee	$12	per month	None
Service charge fee (balance falls below $300.00)	$8	per month	None
Account closed within six months of opening	$10	Not stated	None
Account research	$50Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft each overdraft paid	$35	per item	None
Non-sufficient funds	$35	per item	None
Nonsufficient funds	$35	per item	None
ATM & Card
ATM cash withdrawal at ATMs we do not own or operate	$1	Not stated	None
Wire Transfers
Wire Transfers outgoing	$15	Not stated	None
Wire Transfers outgoing	$25	Not stated	None
Wire Transfers incoming	$15	Not stated	None
Check Services
Money orders	$3	Not stated	None
Stop payments	$35	per item	None
Temporary checks	$2	Not stated	None
Account Services
Safe deposit box drilled	$250Not compared: Box drilling or key fee	Not stated	None
Safe deposit box key replacement (1 key)	$150Not compared: Box drilling or key fee	Not stated	None
Other Fees
Photocopies	$1.50	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 20, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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