Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community bank, $300M to $1B

First National Bank of Clarksdale

Clarksdale, MississippiBankAtlanta Fed districtFees collected Oct 3, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account closed within six months of opening$10Within the typical range ($10–$25 nationally)

Knox deterministic extraction from Rosetta artifact #416. canonical_hint=early_closure; text_hash=5dd34f20d05e8e8952654f543517eaa44e2d80e7faef98928d13007de52bad58; excerpt="Account closed within six months of opening / $10" · Source

Account research$50

$30 above the national median

Knox deterministic extraction from Rosetta artifact #416. canonical_hint=account_research; text_hash=5dd34f20d05e8e8952654f543517eaa44e2d80e7faef98928d13007de52bad58; excerpt="Account research / $50 per hour" · Source

Minimum balance to avoid imposition of fees - A service charge fee of$12

$5.87 above the national median

Knox deterministic extraction from Rosetta artifact #416. canonical_hint=monthly_maintenance; text_hash=5dd34f20d05e8e8952654f543517eaa44e2d80e7faef98928d13007de52bad58; excerpt="Minimum balance to avoid imposition of fees - A service charge fee of $12.00 will be imposed every statement cycle if the balance in the account falls below $1,000.00 any day of th" · Source

Overdraft & NSFVerified

Non-sufficient funds each$35Above the typical range ($25–$32 nationally)
$6 above the national median
Knox deterministic extraction from Rosetta artifact #416. canonical_hint=nsf; text_hash=5dd34f20d05e8e8952654f543517eaa44e2d80e7faef98928d13007de52bad58; excerpt="Non-sufficient funds each / $35" · Source
Overdraft each overdraft paid$35Above the typical range ($20–$30 nationally)
$6 above the national median
Knox deterministic extraction from Rosetta artifact #416. canonical_hint=overdraft; text_hash=5dd34f20d05e8e8952654f543517eaa44e2d80e7faef98928d13007de52bad58; excerpt="Overdraft each overdraft paid / $35" · Source

Wire TransfersVerified

Wire Transfers incoming$15Within the typical range ($7.50–$15 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #416. canonical_hint=wire_domestic_incoming; text_hash=5dd34f20d05e8e8952654f543517eaa44e2d80e7faef98928d13007de52bad58; excerpt="Wire Transfers incoming / $15" · Source
Wire Transfers outgoing$25Within the typical range ($20–$25 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #416. canonical_hint=wire_domestic_outgoing; text_hash=5dd34f20d05e8e8952654f543517eaa44e2d80e7faef98928d13007de52bad58; excerpt="Wire Transfers outgoing / $25" · Source

Check ServicesVerified

Money orders$3Within the typical range ($2–$3.50 nationally)
$1 above the national median
Knox deterministic extraction from Rosetta artifact #416. canonical_hint=money_order; text_hash=5dd34f20d05e8e8952654f543517eaa44e2d80e7faef98928d13007de52bad58; excerpt="Money orders / $3" · Source
per copy of check or deposit$1.50Below the typical range ($2–$5 nationally)
$1.50 below the national median
Knox deterministic extraction from Rosetta artifact #416. canonical_hint=check_image; text_hash=5dd34f20d05e8e8952654f543517eaa44e2d80e7faef98928d13007de52bad58; excerpt="$1.50 per copy of check or deposit" · Source
Stop payments each$35Above the typical range ($20–$30 nationally)
$8 above the national median
Knox deterministic extraction from Rosetta artifact #416. canonical_hint=stop_payment; text_hash=5dd34f20d05e8e8952654f543517eaa44e2d80e7faef98928d13007de52bad58; excerpt="Stop payments each / $35" · Source
Temporary checks$2Within the typical range ($1–$4 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #416. canonical_hint=counter_check; text_hash=5dd34f20d05e8e8952654f543517eaa44e2d80e7faef98928d13007de52bad58; excerpt="Temporary checks / $2" · Source

Account ServicesVerified

Safe deposit box drilled$250Above the typical range ($25–$80 nationally)
$210 above the national median
Knox deterministic extraction from Rosetta artifact #416. canonical_hint=safe_deposit_box; text_hash=5dd34f20d05e8e8952654f543517eaa44e2d80e7faef98928d13007de52bad58; excerpt="Safe deposit box drilled / $250" · Source

Other FeesVerified

Photocopies$1.50Below the typical range ($2–$5 nationally)
$1.50 below the national median
Knox deterministic extraction from Rosetta artifact #416. canonical_hint=document_reproduction; text_hash=5dd34f20d05e8e8952654f543517eaa44e2d80e7faef98928d13007de52bad58; excerpt="Photocopies / $1.50 per copy of check or deposit" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account closed within six months of opening	$10Within the typical range ($10–$25 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #416. canonical_hint=early_closure; text_hash=5dd34f20d05e8e8952654f543517eaa44e2d80e7faef98928d13007de52bad58; excerpt="Account closed within six months of opening / $10"	Source
Account research	$50Above the typical range ($15–$25 nationally)	$30 above the national median	—	Knox deterministic extraction from Rosetta artifact #416. canonical_hint=account_research; text_hash=5dd34f20d05e8e8952654f543517eaa44e2d80e7faef98928d13007de52bad58; excerpt="Account research / $50 per hour"	Source
Minimum balance to avoid imposition of fees - A service charge fee of	$12Within the typical range ($4–$12.63 nationally)	$5.87 above the national median	—	Knox deterministic extraction from Rosetta artifact #416. canonical_hint=monthly_maintenance; text_hash=5dd34f20d05e8e8952654f543517eaa44e2d80e7faef98928d13007de52bad58; excerpt="Minimum balance to avoid imposition of fees - A service charge fee of $12.00 will be imposed every statement cycle if the balance in the account falls below $1,000.00 any day of th"	Source
Overdraft & NSFVerified
Non-sufficient funds each	$35Above the typical range ($25–$32 nationally)	$6 above the national median	—	Knox deterministic extraction from Rosetta artifact #416. canonical_hint=nsf; text_hash=5dd34f20d05e8e8952654f543517eaa44e2d80e7faef98928d13007de52bad58; excerpt="Non-sufficient funds each / $35"	Source
Overdraft each overdraft paid	$35
Wire TransfersVerified
Wire Transfers incoming	$15Within the typical range ($7.50–$15 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #416. canonical_hint=wire_domestic_incoming; text_hash=5dd34f20d05e8e8952654f543517eaa44e2d80e7faef98928d13007de52bad58; excerpt="Wire Transfers incoming / $15"	Source
Wire Transfers outgoing
Check ServicesVerified
Money orders	$3Within the typical range ($2–$3.50 nationally)	$1 above the national median	—	Knox deterministic extraction from Rosetta artifact #416. canonical_hint=money_order; text_hash=5dd34f20d05e8e8952654f543517eaa44e2d80e7faef98928d13007de52bad58; excerpt="Money orders / $3"	Source
per copy of check or deposit	$1.50
Account ServicesVerified
Safe deposit box drilled	$250Above the typical range ($25–$80 nationally)	$210 above the national median	—	Knox deterministic extraction from Rosetta artifact #416. canonical_hint=safe_deposit_box; text_hash=5dd34f20d05e8e8952654f543517eaa44e2d80e7faef98928d13007de52bad58; excerpt="Safe deposit box drilled / $250"	Source
Other FeesVerified
Photocopies	$1.50Below the typical range ($2–$5 nationally)	$1.50 below the national median	—	Knox deterministic extraction from Rosetta artifact #416. canonical_hint=document_reproduction; text_hash=5dd34f20d05e8e8952654f543517eaa44e2d80e7faef98928d13007de52bad58; excerpt="Photocopies / $1.50 per copy of check or deposit"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$35

Overdraft fee: $35

21% above the national median overdraft fee

Total fees: 13 — leaner than most institutions

Verified fees

Under review

Assets

$386.1M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$386.1M

Total deposits

$342.0M

Service charge income

$170K

Fee income ratio

5.2%

Return on assets

0.62%

Branches

Service charge income by quarter

Q2 2026$170K

Q1 2026$185K

Q4 2025$191K

Q3 2025$194K

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 21,453 verified fees from 2,141 institutions

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