State Bank & Trust

Headquarters: Winfield, Alabama
Charter: Bank
Assets: $413.0M
Fed district: Atlanta

7 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 15, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
State Bank & Trust: $33
State Bank & Trust: $33
U.S. median: no median
NSF / Returned Item
State Bank & Trust: $33
State Bank & Trust: $33
U.S. median: no median
Wire Transfer (Domestic Out)
State Bank & Trust: $25
State Bank & Trust: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 15, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Alabama, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Alabama: Banks and credit unions headquartered in Alabama that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from State Bank & Trust’s own schedules, with a source for each figure.

Account Maintenance

Net service charge (account balance falls below $1,000)$10
per month
Dormant account fee$10
Not compared: Quarterly charge, not monthly
per quarter

Overdraft & NSF

Overdraft fee (each time we pay an overdraft if your account is overdrawn more than)$33
per item
NSF Check Charge$33

Wire Transfers

Wire Transfers - Domestic$25
Wire Transfers - International$75

Check Services

Cashier's Checks$5
Official Checks$2.50
Money Orders$2.50

Fee	Amount	Basis	Note
Account Maintenance
Net service charge (account balance falls below $1,000)	$10	per month	None
Dormant account fee	$10Not compared: Quarterly charge, not monthly	per quarter	None
Overdraft & NSF
Overdraft fee (each time we pay an overdraft if your account is overdrawn more than)	$33	per item	None
NSF Check Charge	$33	Not stated	None
Wire Transfers
Wire Transfers - Domestic	$25	Not stated	None
Wire Transfers - International	$75	Not stated	None
Check Services
Cashier's Checks	$5	Not stated	None
Official Checks	$2.50	Not stated	None
Money Orders	$2.50	Not stated	None

Correct a fee source

Oct 15, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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