Pony Express Bank

Headquarters: Braymer, Missouri
Charter: Bank
Assets: $399.5M
Fed district: Kansas City

11 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 2, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
EXPRESS CHECKING ACCOUNT - A
Pony Express Bank: $10
Pony Express Bank: $10
U.S. median: no median
NSF / Returned Item
Pony Express Bank: $35
Pony Express Bank: $35
U.S. median: no median
Cashier's Check
Pony Express Bank: $5
Pony Express Bank: $5
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Missouri, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Missouri: Banks and credit unions headquartered in Missouri that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Pony Express Bank’s own schedules, with a source for each figure.

Account Maintenance

EXPRESS CHECKING ACCOUNT - A service charge (audience not stated, treated as personal)$10
per month · waived if enrolled in
EXPRESS CHECKING ACCOUNT - A service charge$10
per month · waived if enrolled in
SUPER NOW ACCOUNT - A service charge (audience not stated, treated as personal)$10
per month
ULTIMATE ACCOUNT - A service charge (audience not stated, treated as personal)$10
per month
ULTIMATE PLUS ACCOUNT - A service charge (audience not stated, treated as personal)$10
per month
Dormant Fee (1 yr) - Monthly on Balances <$10
per month
Excess withdrawal fee (audience not stated, treated as personal)$8
per item
Excess withdrawal fee (audience not stated, treated as personal)$10
per item
Return Mail Fee$15

Overdraft & NSF

Non-Sufficient Funds (audience not stated, treated as personal)$35
per item

ATM & Card

ATM Usage of ATM not owned by PEB$3
Not compared: Daily charge, not per item
per day
Card Replacement Fee$10
Not compared: Monthly charge, not per item
per month

Check Services

Cashier's Checks - Customer$5
Varies Personal Money Orders - Customer$5
Stop Payment Charge$30
Not compared: Monthly charge, not per item
per month
Collection Fee$20

Digital & Electronic

Mobile Deposit = (audience not stated, treated as personal)$0.50
per item

Cash & Deposit

Deposit Item Return Charge (audience not stated, treated as personal)$10
per item

Other Fees

Photocopies$1
per item

Fee	Amount	Basis	Note
Account Maintenance
EXPRESS CHECKING ACCOUNT - A service charge (audience not stated, treated as personal)	$10	per month	waived if enrolled in
EXPRESS CHECKING ACCOUNT - A service charge	$10	per month	waived if enrolled in
SUPER NOW ACCOUNT - A service charge (audience not stated, treated as personal)	$10	per month	None
ULTIMATE ACCOUNT - A service charge (audience not stated, treated as personal)	$10	per month	None
ULTIMATE PLUS ACCOUNT - A service charge (audience not stated, treated as personal)	$10	per month	None
Dormant Fee (1 yr) - Monthly on Balances <	$10	per month	None
Excess withdrawal fee (audience not stated, treated as personal)	$8	per item	None
Excess withdrawal fee (audience not stated, treated as personal)	$10	per item	None
Return Mail Fee	$15	Not stated	None
Overdraft & NSF
Non-Sufficient Funds (audience not stated, treated as personal)	$35	per item	None
ATM & Card
ATM Usage of ATM not owned by PEB	$3Not compared: Daily charge, not per item	per day	None
Card Replacement Fee	$10Not compared: Monthly charge, not per item	per month	None
Check Services
Cashier's Checks - Customer	$5	Not stated	None
Varies Personal Money Orders - Customer	$5	Not stated	None
Stop Payment Charge	$30Not compared: Monthly charge, not per item	per month	None
Collection Fee	$20	Not stated	None
Digital & Electronic
Mobile Deposit = (audience not stated, treated as personal)	$0.50	per item	None
Cash & Deposit
Deposit Item Return Charge (audience not stated, treated as personal)	$10	per item	None
Other Fees
Photocopies	$1	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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