Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, $1B to $10B

Ocean Bank

Miami, FloridaBankAtlanta Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Avoid the paper statement fee by enrolling to receive eStatements$0Below the typical range ($2–$4.50 nationally)

Monthly maintenance fee +$5

$0.95 below the national median

per month · Source

Wire TransfersVerified

otherwise, you will be charged the regular outgoing online wire transfer fees of$25Within the typical range ($20–$25 nationally)
At the national median
Source
Regular incoming wire fee (Domestic and Foreign) - foreign$10Within the typical range ($10–$25 nationally)
$5 below the national median
per transaction · Source
Regular outgoing online wire transfer fee (Domestic)$25Within the typical range ($20–$25 nationally)
At the national median
per transaction · Source

Account ServicesVerified

Safe Deposit box fee$25Within the typical range ($25–$80 nationally)
$20 below the national median
Source
Small safe deposit box annual rental (International Elite)$0Below the typical range ($25–$80 nationally)
$45 below the national median
per year · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Avoid the paper statement fee by enrolling to receive eStatements	$0Below the typical range ($2–$4.50 nationally)	$3 below the national median	—	—	Source
Monthly maintenance fee +	$5Within the typical range ($3–$10 nationally)	$0.95 below the national median	per month	—	Source
Wire TransfersVerified
otherwise, you will be charged the regular outgoing online wire transfer fees of	$25Within the typical range ($20–$25 nationally)	At the national median	—	—	Source
Regular incoming wire fee (Domestic and Foreign) - foreign	$10
Account ServicesVerified
Safe Deposit box fee	$25Within the typical range ($25–$80 nationally)	$20 below the national median	—	—	Source
Small safe deposit box annual rental (International Elite)	$0

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Headline fees published

3 of 15

Published fees

Under review

Assets

$7.6B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$7.6B

Total deposits

$6.2B

Service charge income

$2.1M

Fee income ratio

3.0%

Return on assets

1.11%

Branches

Service charge income by quarter

Q2 2026$2.1M

Q1 2026$2.1M

Q4 2025$2.1M

Q3 2025$2.1M

Financial profile · Pro

Performance from regulator filings

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Based on 39,545 published fee entries from 2,756 institutions

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