Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community bank, $300M to $1B

Founders Bank

Washington, Washington DCBankRichmond Fed districtFees collected Oct 3, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant - Monthly Charge, Checking Only$10Within the typical range ($5–$10 nationally)

Overdraft & NSFVerified

Daily Overdraft Fee – Daily Overdraft Fee (After 3rd business day$35Above the typical range ($20–$30 nationally)
$6 above the national median
per day · Knox deterministic extraction from Rosetta artifact #1242. canonical_hint=overdraft; text_hash=a4d83393cf420100454a755113256e1867d18e78819f2683737f5172124282d1; excerpt="$35.00 Daily Overdraft Fee – Daily Overdraft Fee (After 3rd business day" · Source
Excessive SAV/MMKT Withdrawal - Per Item Over 6 Transactions$5Below the typical range ($20–$30 nationally)
$24 below the national median
per item · Over 6 transactions · Source
Overdraft Daily Cap$100
per day · Source
Overdrafts – Overdraft Fee (Per item, max /day) Fee applies to NSF items created by check, in-person withdrawal, ATM wit$35Above the typical range ($20–$30 nationally)
$6 above the national median
per item · Knox deterministic extraction from Rosetta artifact #1242. canonical_hint=overdraft; text_hash=a4d83393cf420100454a755113256e1867d18e78819f2683737f5172124282d1; excerpt="$35.00 Overdrafts – Overdraft Fee (Per item, max $100/day) Fee applies to NSF items created by check, in-person withdrawal, ATM withdrawal, or other electronic means, if we pay the" · Source

ATM & CardVerified

Replacement Debit Card$5Within the typical range ($5–$10 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #1242. canonical_hint=card_replacement; text_hash=0e4309e2ddddc5639dcfec1b844b90b15896f2b6cbd080b2ceb5c83b0c8dc76b; excerpt="Replacement Debit Card $5.00" · Source

Wire TransfersVerified

Outgoing Non-Module Wire Transfer - Domestic$30Above the typical range ($20–$25 nationally)
$10 above the national median
Knox deterministic extraction from Rosetta artifact #1242. canonical_hint=wire_domestic_outgoing; text_hash=0e4309e2ddddc5639dcfec1b844b90b15896f2b6cbd080b2ceb5c83b0c8dc76b; excerpt="Outgoing Non-Module Wire Transfer - Domestic $30.00" · Source

Check ServicesVerified

Official Check$8Above the typical range ($3–$6 nationally)
$3 above the national median
Knox deterministic extraction from Rosetta artifact #1242. canonical_hint=cashiers_check; text_hash=0e4309e2ddddc5639dcfec1b844b90b15896f2b6cbd080b2ceb5c83b0c8dc76b; excerpt="Official Check $8.00" · Source
Stop Payment - Online$15Below the typical range ($20–$30 nationally)
$12 below the national median
Knox deterministic extraction from Rosetta artifact #1242. canonical_hint=stop_payment; text_hash=0e4309e2ddddc5639dcfec1b844b90b15896f2b6cbd080b2ceb5c83b0c8dc76b; excerpt="Stop Payment - Online $15.00" · Source

Digital & ElectronicVerified

Remote Deposit Multiple Check Feed - Per Item$0.12Within the typical range ($0–$1 nationally)
$0.12 above the national median
per item · Source
Same Day ACH - Per Item$3Below the typical range ($5–$20 nationally)
$7 below the national median
per item · Source

Account ServicesVerified

Attachment, Lien, Levy or Garnishment$75Within the typical range ($25–$75 nationally)
$25 above the national median
Knox deterministic extraction from Rosetta artifact #1242. canonical_hint=garnishment_levy; text_hash=0e4309e2ddddc5639dcfec1b844b90b15896f2b6cbd080b2ceb5c83b0c8dc76b; excerpt="Attachment, Lien, Levy or Garnishment $75.00" · Source
Safe Deposit Box 3x5 3x10 5x10 10x10 Lost Key Drilling At Cost 2 of 2$10Below the typical range ($25–$80 nationally)
$30 below the national median
Knox deterministic extraction from Rosetta artifact #1242. canonical_hint=safe_deposit_box; text_hash=a4d83393cf420100454a755113256e1867d18e78819f2683737f5172124282d1; excerpt="$10.00 Safe Deposit Box 3x5 $50.00 3x10 $75.00 5x10 $95.00 10x10 $175.00 Lost Key $25.00 Drilling At Cost 2 of 2" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Dormant - Monthly Charge, Checking Only	$10Within the typical range ($5–$10 nationally)	$5 above the national median	per month	Knox deterministic extraction from Rosetta artifact #1242. canonical_hint=dormant_account; text_hash=0e4309e2ddddc5639dcfec1b844b90b15896f2b6cbd080b2ceb5c83b0c8dc76b; excerpt="Dormant - Monthly Charge, Checking Only $10.00"	Source
Overdraft & NSFVerified
Daily Overdraft Fee – Daily Overdraft Fee (After 3rd business day	$35Above the typical range ($20–$30 nationally)	$6 above the national median	per day	Knox deterministic extraction from Rosetta artifact #1242. canonical_hint=overdraft; text_hash=a4d83393cf420100454a755113256e1867d18e78819f2683737f5172124282d1; excerpt="$35.00 Daily Overdraft Fee – Daily Overdraft Fee (After 3rd business day"	Source

ATM & CardVerified
Replacement Debit Card	$5Within the typical range ($5–$10 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #1242. canonical_hint=card_replacement; text_hash=0e4309e2ddddc5639dcfec1b844b90b15896f2b6cbd080b2ceb5c83b0c8dc76b; excerpt="Replacement Debit Card $5.00"	Source
Wire TransfersVerified
Outgoing Non-Module Wire Transfer - Domestic	$30Above the typical range ($20–$25 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #1242. canonical_hint=wire_domestic_outgoing; text_hash=0e4309e2ddddc5639dcfec1b844b90b15896f2b6cbd080b2ceb5c83b0c8dc76b; excerpt="Outgoing Non-Module Wire Transfer - Domestic $30.00"	Source
Check ServicesVerified
Official Check	$8Above the typical range ($3–$6 nationally)	$3 above the national median	—	Knox deterministic extraction from Rosetta artifact #1242. canonical_hint=cashiers_check; text_hash=0e4309e2ddddc5639dcfec1b844b90b15896f2b6cbd080b2ceb5c83b0c8dc76b; excerpt="Official Check $8.00"	Source
Stop Payment - Online
Digital & ElectronicVerified
Remote Deposit Multiple Check Feed - Per Item	$0.12Within the typical range ($0–$1 nationally)	$0.12 above the national median	per item	—	Source
Same Day ACH - Per Item	$3
Account ServicesVerified
Attachment, Lien, Levy or Garnishment	$75Within the typical range ($25–$75 nationally)	$25 above the national median	—	Knox deterministic extraction from Rosetta artifact #1242. canonical_hint=garnishment_levy; text_hash=0e4309e2ddddc5639dcfec1b844b90b15896f2b6cbd080b2ceb5c83b0c8dc76b; excerpt="Attachment, Lien, Levy or Garnishment $75.00"	Source
Safe Deposit Box 3x5 3x10 5x10 10x10 Lost Key Drilling At Cost 2 of 2

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

Overdraft fee: $5

83% below the national median overdraft fee

Total fees: 13 — leaner than most institutions

Verified fees

Under review

Assets

$406.0M

Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$406.0M

Total deposits

$334.7M

Service charge income

$37K

Fee income ratio

0.93%

Return on assets

0.58%

Branches

Service charge income by quarter

Q2 2026$37K

Q1 2026$28K

Q4 2025$28K

Q3 2025$26K

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 21,453 verified fees from 2,141 institutions

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