American Community Bank of Indiana

Headquarters: Saint John, Indiana
Charter: Bank
Assets: $383.0M
Fed district: Chicago

21 published fees; none has a market median to compare yet.

Source: its fee schedule, read Apr 20, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
American Community Bank of Indiana: $35
American Community Bank of Indiana: $35
U.S. median: no median
NSF / Returned Item
American Community Bank of Indiana: $35
American Community Bank of Indiana: $35
U.S. median: no median
Wire Transfer (Domestic Out)
American Community Bank of Indiana: $30
American Community Bank of Indiana: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Apr 20, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Indiana, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Indiana: Banks and credit unions headquartered in Indiana that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from American Community Bank of Indiana’s own schedules, with a source for each figure.

Account Maintenance

Closed Account – First Six (6) Months$25
per item · First six (6) months
Dormant Account Fee – Checking$5
per month · 90 days inactive
Dormant Account Fee – Savings$15
varies · 24 months inactive, quarterly charge
Dormant Account Fee – Savings (24 months inactive)$15
Not compared: Quarterly charge, not monthly
per quarter
Online Banking Inactivity Fee$3
per month · 90 days inactive
Lost Passbook$10
per item

Overdraft & NSF

Overdraft: ATM/POS Withdrawal$35
Overdraft: Check Paid$35
Overdraft: In Person$35
Return Item: Non-Sufficient Funds Check Returned$35
per item
Overdraft Protection Processing (Sweep) Fee$5
Not compared: Daily charge, not per item
per day

ATM & Card

Debit/ATM Card Reissue$10
per item
Debit/ATM Card Reissue – Expedited$50
per item

Wire Transfers

Wire Transfer – Outgoing (Domestic)$30
per item
Wire Transfer – Incoming (Domestic)$15
per item
Wire Transfer – Outgoing (International)$50
per item
Wire Transfer – Incoming (International)$25
per item

Check Services

Cashier's Check$6
per item · customers only
Cashier’s Check (customers only)$6
per item
Money Orders$6
per item
Stop Payment$35
per item
Canadian Item Accepted for Deposit$25
per item
Check Copy$3
per item

Account Services

10” X 10” (CP + D + S)$100
per year
3” X 10” (D + S)$50
per year
5” X 10” (CP + D + S)$75
per year
5” X 5” (S only)$35
per year
Safe Deposit Box – Lost Key/Lock Drilled$175
Not compared: Box drilling or key fee
per item
Account Research & Court Orders (Levy/Collections/Citations)$25
per item · Per hour (1 hr. min.)
Deposit Verification$25
per item

Retirement & IRA

IRA Custodian Transfer Processing (Outgoing)$50
per item

Other Fees

Statement Copy$5

Fee	Amount	Basis	Note
Account Maintenance
Closed Account – First Six (6) Months	$25	per item	First six (6) months
Dormant Account Fee – Checking	$5	per month	90 days inactive
Dormant Account Fee – Savings	$15	varies	24 months inactive, quarterly charge
Dormant Account Fee – Savings (24 months inactive)	$15Not compared: Quarterly charge, not monthly	per quarter	None
Online Banking Inactivity Fee	$3	per month	90 days inactive
Lost Passbook	$10	per item	None
Overdraft & NSF
Overdraft: ATM/POS Withdrawal	$35	Not stated	None
Overdraft: Check Paid	$35	Not stated	None
Overdraft: In Person	$35	Not stated	None
Return Item: Non-Sufficient Funds Check Returned	$35	per item	None
Overdraft Protection Processing (Sweep) Fee	$5Not compared: Daily charge, not per item	per day	None
ATM & Card
Debit/ATM Card Reissue	$10	per item	None
Debit/ATM Card Reissue – Expedited	$50	per item	None
Wire Transfers
Wire Transfer – Outgoing (Domestic)	$30	per item	None
Wire Transfer – Incoming (Domestic)	$15	per item	None
Wire Transfer – Outgoing (International)	$50	per item	None
Wire Transfer – Incoming (International)	$25	per item	None
Check Services
Cashier's Check	$6	per item	customers only
Cashier’s Check (customers only)	$6	per item	None
Money Orders	$6	per item	None
Stop Payment	$35	per item	None
Canadian Item Accepted for Deposit	$25	per item	None
Check Copy	$3	per item	None
Account Services
10” X 10” (CP + D + S)	$100	per year	None
3” X 10” (D + S)	$50	per year	None
5” X 10” (CP + D + S)	$75	per year	None
5” X 5” (S only)	$35	per year	None
Safe Deposit Box – Lost Key/Lock Drilled	$175Not compared: Box drilling or key fee	per item	None
Account Research & Court Orders (Levy/Collections/Citations)	$25	per item	Per hour (1 hr. min.)
Deposit Verification	$25	per item	None
Retirement & IRA
IRA Custodian Transfer Processing (Outgoing)	$50	per item	None
Other Fees
Statement Copy	$5	Not stated	None

Correct a fee source

Apr 20, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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