Kentland Bank

Headquarters: Kentland, Indiana
Charter: Bank
Assets: $419.4M
Fed district: Chicago
Regulator: FDIC
Holding company: Kenbancorp

23 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 3, 2026.

Overview

Total assets
Q2 2026, quarter end
FDIC call report data · Jun 30, 2026
Revenue
Q2 2026, one quarter
FDIC call report data · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FDIC call report data · Jun 30, 2026
Service-charge share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Nov 3, 2026

How these figures are measured

Call-report figures are for Kentland Bank at the bank level, not its holding company. Revenue is net interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	FDIC BankFind Suite (call report data) ASSET	Q2 2026 Quarter ended Jun 30, 2026	Oct 24, 2026
Revenue	Revenue (net interest + noninterest income) One quarter, as reported	FDIC BankFind Suite (call report data) NIMQ + NONIIQ	Q2 2026 Quarter ended Jun 30, 2026	Oct 24, 2026
Service-charge income	Service charges on deposit accounts One quarter, as reported	FDIC BankFind Suite (call report data) ISERCHGQ	Q2 2026 Quarter ended Jun 30, 2026	Oct 24, 2026
Service-charge share of revenue	Service charges on deposit accounts divided by revenue (net interest + noninterest income) Shown when at least 10 banks of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	Kentland Bank's published fee schedule; Bank Fee Index medians	Current schedule	Nov 3, 2026

Service-charge income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: FDIC BankFind Suite (call report data)
Entity: Kentland Bank (bank level, not the holding company)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Service charges on deposit accounts
Calculation: One quarter, as reported
Fields: ISERCHGQ
Retrieved: Oct 24, 2026

What stands out

Service-charge income was $108K in Q2 2026, about level with the same quarter a year earlier ($108K).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
KB Checking
Can be waived with a balance of $500 or more.
Kentland Bank: $6
Kentland Bank: $6
U.S. median: no median
Overdraft (OD)
Kentland Bank: $30
Kentland Bank: $30
U.S. median: no median
NSF / Returned Item
Kentland Bank: $30
Kentland Bank: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 3, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Indiana, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Indiana: Banks and credit unions headquartered in Indiana that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Service-charge income fell 11% from Q3 2025 to Q2 2026, to $108K.

Service-charge income, Q2 2026

$108K

$122KQ3 2025

$106KQ4 2025

$101KQ1 2026

$108KQ2 2026

Against the median

Kentland BankMedian

Sources and open questions

FDIC call reports, bank level, standalone quarters. Four quarters are too few to call a trend.

Do business accounts and account analysis fees make up more of service charges than at peers?

Among its peers

Kentland Bank · $419M in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.

Banks only
$413M to $428M in assets
Headquartered in 17 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Kentland Bank(this institution)	Kentland, IN	$419M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Alliance Community Bank	Petersburg, IL	$414M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Bank of Frankewing	Frankewing, TN	$413M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Publishes Overdraft
Bank of Zachary	Zachary, LA	$416M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Cattle Bank and Trust	Seward, NE	$422M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Centinel Bank of Taos	Taos, NM	$425M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Central State Bank	Coralville, IA	$419M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Coffee County Bank	Manchester, TN	$428M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Devon Bank	Chicago, IL	$419M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Farmers and Merchants Bank of South Carolina	Holly Hill, SC	$414M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Farmers State Bank of Calhan	Calhan, CO	$416M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Farmers Trust and Savings Bank	Buffalo Center, IA	$423M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First Lockhart Bank	Lockhart, TX	$416M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
First National Bank in DeRidder	DeRidder, LA	$419M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
First State Bank	Buxton, ND	$424M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
First Vision Bank of Tennessee	Tullahoma, TN	$414M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Fleetwood Bank	Fleetwood, PA	$416M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Heritage Bank & Trust	Columbia, TN	$418M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Heritage Bank of the Ozarks	Lebanon, MO	$424M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
MA Bank	Macon, MO	$417M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
North Valley Bank	Zanesville, OH	$427M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
River City Bank	Rome, GA	$423M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Sentry Bank	Saint Joseph, MN	$415M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
State Bank & Trust	Winfield, AL	$413M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Sugar River Bank	Newport, NH	$424M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Winnsboro State Bank & Trust Company	Winnsboro, LA	$426M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 15 publish this fee(monthly maintenance)

10 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is broadly aligned with similar-sized banks: within 1% of their median.

Its published price is $6, against a peer median of $6 among 15 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 26, 2026.

Monthly maintenance fee in dollars, one mark per institution

Kentland BankPeer (equal prices stack)Peer median

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 26, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for Kentland Bank (bank level, not the holding company). Income lines are standalone quarters.

Measure

Service-charge income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $108K
vs prior quarter: +$7K+6.9%; from Q1 2026
vs a year earlier: $00.0%; from Q2 2025
vs start of range: −$47K−30.3%; from Q3 2024

Details

Source: FDIC BankFind Suite (call report data)
Entity: Kentland Bank (bank level, not the holding company)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Service charges on deposit accounts
Calculation: One quarter, as reported
Fields: ISERCHGQ
Retrieved: Oct 24, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$108K	+$7K	+6.9%
Q1 2026	$101K	−$5K	−4.7%
Q4 2025	$106K	−$16K	−13.1%
Q3 2025	$122K	+$14K	+13.0%
Q2 2025	$108K	+$2K	+1.9%
Q1 2025	$106K	+$73K	+221.2%
Q4 2024	$33K	−$122K	−78.7%
Q3 2024	$155K	+$4K	+2.6%

Service-charge share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from Kentland Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly service charge$6
per month
Early account closing (within 90 days)$25
Dormant account fee$5
per month
Account Reconciliation Fee$30
Not compared: Charged per hour; comparison unavailable
per hour · Account Reconciliation Fee | $30.00/hr
Paper Statement$2
per month

Overdraft & NSF

Non-Sufficient Funds (NSF) Paid Item Fee$30
Non-Sufficient Funds (NSF) Return Item Fee$30

ATM & Card

ATM Use of a Non-Kentland Bank ATM Fee$2
ATM/Debit Replacement Card$20
per item · charge for replacing lost/stolen card

Wire Transfers

Wire Transfer - Outgoing Domestic (audience not stated, treated as personal)$25
per item · send funds within U.S.
Wire Transfers for customers only: Outgoing - Domestic$25
Wire Transfers for customers only: Incoming - Domestic$10
Wire Transfer - Outgoing Foreign (audience not stated, treated as personal)$65
per item · send funds internationally
Wire Transfers for customers only: Outgoing - Foreign$65
Wire Transfer - Incoming Foreign (audience not stated, treated as personal)$20
per item · funds received from outside U.S.
Wire Transfers for customers only: Incoming - Foreign$20

Check Services

Cashier’s check (Club Member $2.50)$5
Money Order (Club Member $1)$2
Stop Payment$30
Collection item$25

Cash & Deposit

Loose Coin Counting (non-customer)10%
Loose Coin Counting (non-customer) (audience not stated, treated as personal)10%
Return Deposit Item$10
per item

Account Services

Notary Service (Club Member Free)$2
Garnishment/Levy$35

Retirement & IRA

Self Directed IRA$50
per year · annual fee for managing your own IRA
IRA Transfer Fee$25
per item · fee to move your IRA to another institution

Gift & Prepaid Cards

Visa Gift Card$5
per item

Other Fees

Fax-incoming/outgoing First page$5
Photocopy (Club Member - 5 free/month)$0.25
per item
Photocopy for Non-profit Organizations$0.10
per item
Research Copy Fee/Copies$2
per item
Statement Copy$3

Fee	Amount	Basis	Note
Account Maintenance
Monthly service charge	$6	per month	None
Early account closing (within 90 days)	$25	Not stated	None
Dormant account fee	$5	per month	None
Account Reconciliation Fee	$30Not compared: Charged per hour; comparison unavailable	per hour	Account Reconciliation Fee \| $30.00/hr
Paper Statement	$2	per month	None
Overdraft & NSF
Non-Sufficient Funds (NSF) Paid Item Fee	$30	Not stated	None
Non-Sufficient Funds (NSF) Return Item Fee	$30	Not stated	None
ATM & Card
ATM Use of a Non-Kentland Bank ATM Fee	$2	Not stated	None
ATM/Debit Replacement Card	$20	per item	charge for replacing lost/stolen card
Wire Transfers
Wire Transfer - Outgoing Domestic (audience not stated, treated as personal)	$25	per item	send funds within U.S.
Wire Transfers for customers only: Outgoing - Domestic	$25	Not stated	None
Wire Transfers for customers only: Incoming - Domestic	$10	Not stated	None
Wire Transfer - Outgoing Foreign (audience not stated, treated as personal)	$65	per item	send funds internationally
Wire Transfers for customers only: Outgoing - Foreign	$65	Not stated	None
Wire Transfer - Incoming Foreign (audience not stated, treated as personal)	$20	per item	funds received from outside U.S.
Wire Transfers for customers only: Incoming - Foreign	$20	Not stated	None
Check Services
Cashier’s check (Club Member $2.50)	$5	Not stated	None
Money Order (Club Member $1)	$2	Not stated	None
Stop Payment	$30	Not stated	None
Collection item	$25	Not stated	None
Cash & Deposit
Loose Coin Counting (non-customer)	10%	Not stated	None
Loose Coin Counting (non-customer) (audience not stated, treated as personal)	10%	Not stated	None
Return Deposit Item	$10	per item	None
Account Services
Notary Service (Club Member Free)	$2	Not stated	None
Garnishment/Levy	$35	Not stated	None
Retirement & IRA
Self Directed IRA	$50	per year	annual fee for managing your own IRA
IRA Transfer Fee	$25	per item	fee to move your IRA to another institution
Gift & Prepaid Cards
Visa Gift Card	$5	per item	None
Other Fees
Fax-incoming/outgoing First page	$5	Not stated	None
Photocopy (Club Member - 5 free/month)	$0.25	per item	None
Photocopy for Non-profit Organizations	$0.10	per item	None
Research Copy Fee/Copies	$2	per item	None
Statement Copy	$3	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Early account closing (within 90 days)$25
Dormant account fee$5
per month
Account Reconciliation Fee$30
Not compared: Charged per hour; comparison unavailable
per hour · Account Reconciliation Fee | $30.00/hr

Overdraft & NSF

Non-Sufficient Funds (NSF) Paid Item Fee$30
Non-Sufficient Funds (NSF) Return Item Fee$30

ATM & Card

ATM Use of a Non-Kentland Bank ATM Fee$2
ATM/Debit Replacement Card$20
per item · charge for replacing lost/stolen card

Wire Transfers

Wire Transfers for customers only: Outgoing - Domestic$25
Wire Transfers for customers only: Incoming - Domestic$10
Wire Transfers for customers only: Outgoing - Foreign$65
Wire Transfers for customers only: Incoming - Foreign$20

Check Services

Cashier’s check (Club Member $2.50)$5
Money Order (Club Member $1)$2
Stop Payment$30
Collection item$25

Cash & Deposit

Loose Coin Counting (non-customer)10%
Return Deposit Item$10
per item
Commercial Services: Night Depository Service$25
Not compared: Annual charge, not per item
per year

Account Services

Notary Service (Club Member Free)$2
Garnishment/Levy$35

Retirement & IRA

Self Directed IRA$50
per year · annual fee for managing your own IRA
IRA Transfer Fee$25
per item · fee to move your IRA to another institution

Gift & Prepaid Cards

Visa Gift Card$5
per item

Other Fees

Fax-incoming/outgoing First page$5
Photocopy (Club Member - 5 free/month)$0.25
per item
Photocopy for Non-profit Organizations$0.10
per item
Research Copy Fee/Copies$2
per item
Statement Copy$3

Fee	Amount	Basis	Note
Account Maintenance
Early account closing (within 90 days)	$25	Not stated	None
Dormant account fee	$5	per month	None
Account Reconciliation Fee	$30Not compared: Charged per hour; comparison unavailable	per hour	Account Reconciliation Fee \| $30.00/hr
Overdraft & NSF
Non-Sufficient Funds (NSF) Paid Item Fee	$30	Not stated	None
Non-Sufficient Funds (NSF) Return Item Fee	$30	Not stated	None
ATM & Card
ATM Use of a Non-Kentland Bank ATM Fee	$2	Not stated	None
ATM/Debit Replacement Card	$20	per item	charge for replacing lost/stolen card
Wire Transfers
Wire Transfers for customers only: Outgoing - Domestic	$25	Not stated	None
Wire Transfers for customers only: Incoming - Domestic	$10	Not stated	None
Wire Transfers for customers only: Outgoing - Foreign	$65	Not stated	None
Wire Transfers for customers only: Incoming - Foreign	$20	Not stated	None
Check Services
Cashier’s check (Club Member $2.50)	$5	Not stated	None
Money Order (Club Member $1)	$2	Not stated	None
Stop Payment	$30	Not stated	None
Collection item	$25	Not stated	None
Cash & Deposit
Loose Coin Counting (non-customer)	10%	Not stated	None
Return Deposit Item	$10	per item	None
Commercial Services: Night Depository Service	$25Not compared: Annual charge, not per item	per year	None
Account Services
Notary Service (Club Member Free)	$2	Not stated	None
Garnishment/Levy	$35	Not stated	None
Retirement & IRA
Self Directed IRA	$50	per year	annual fee for managing your own IRA
IRA Transfer Fee	$25	per item	fee to move your IRA to another institution
Gift & Prepaid Cards
Visa Gift Card	$5	per item	None
Other Fees
Fax-incoming/outgoing First page	$5	Not stated	None
Photocopy (Club Member - 5 free/month)	$0.25	per item	None
Photocopy for Non-profit Organizations	$0.10	per item	None
Research Copy Fee/Copies	$2	per item	None
Statement Copy	$3	Not stated	None

Correct a fee source

Nov 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Kentland Bank's foreign transaction changes in our data

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