23 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 3, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Indiana, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Kentland Bank’s own schedules, with a source for each figure.
per item · send funds within U.S.
per item · send funds internationally
per item · funds received from outside U.S.
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly service charge | $6 | per month | None |
| Early account closing (within 90 days) | $25 | Not stated | None |
| Dormant account fee | $5 | per month | None |
| Account Reconciliation Fee | $30Not compared: Charged per hour; comparison unavailable | per hour | Account Reconciliation Fee | $30.00/hr |
| Paper Statement | $2 | per month | None |
Overdraft & NSF | |||
| Non-Sufficient Funds (NSF) Paid Item Fee | $30 | Not stated | None |
| Non-Sufficient Funds (NSF) Return Item Fee | $30 | Not stated | None |
ATM & Card | |||
| ATM Use of a Non-Kentland Bank ATM Fee | $2 | Not stated | None |
| ATM/Debit Replacement Card | $20 | per item | charge for replacing lost/stolen card |
Wire Transfers | |||
| Wire Transfer - Outgoing Domestic (audience not stated, treated as personal) | $25 | per item | send funds within U.S. |
| Wire Transfers for customers only: Outgoing - Domestic | $25 | Not stated | None |
| Wire Transfers for customers only: Incoming - Domestic | $10 | Not stated | None |
| Wire Transfer - Outgoing Foreign (audience not stated, treated as personal) | $65 | per item | send funds internationally |
| Wire Transfers for customers only: Outgoing - Foreign | $65 | Not stated | None |
| Wire Transfer - Incoming Foreign (audience not stated, treated as personal) | $20 | per item | funds received from outside U.S. |
| Wire Transfers for customers only: Incoming - Foreign | $20 | Not stated | None |
Check Services | |||
| Cashier’s check (Club Member $2.50) | $5 | Not stated | None |
| Money Order (Club Member $1) | $2 | Not stated | None |
| Stop Payment | $30 | Not stated | None |
| Collection item | $25 | Not stated | None |
Cash & Deposit | |||
| Loose Coin Counting (non-customer) | 10% | Not stated | None |
| Loose Coin Counting (non-customer) (audience not stated, treated as personal) | 10% | Not stated | None |
| Return Deposit Item | $10 | per item | None |
Account Services | |||
| Notary Service (Club Member Free) | $2 | Not stated | None |
| Garnishment/Levy | $35 | Not stated | None |
Retirement & IRA | |||
| Self Directed IRA | $50 | per year | annual fee for managing your own IRA |
| IRA Transfer Fee | $25 | per item | fee to move your IRA to another institution |
Gift & Prepaid Cards | |||
| Visa Gift Card | $5 | per item | None |
Other Fees | |||
| Fax-incoming/outgoing First page | $5 | Not stated | None |
| Photocopy (Club Member - 5 free/month) | $0.25 | per item | None |
| Photocopy for Non-profit Organizations | $0.10 | per item | None |
| Research Copy Fee/Copies | $2 | per item | None |
| Statement Copy | $3 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Early account closing (within 90 days) | $25 | Not stated | None |
| Dormant account fee | $5 | per month | None |
| Account Reconciliation Fee | $30Not compared: Charged per hour; comparison unavailable | per hour | Account Reconciliation Fee | $30.00/hr |
Overdraft & NSF | |||
| Non-Sufficient Funds (NSF) Paid Item Fee | $30 | Not stated | None |
| Non-Sufficient Funds (NSF) Return Item Fee | $30 | Not stated | None |
ATM & Card | |||
| ATM Use of a Non-Kentland Bank ATM Fee | $2 | Not stated | None |
| ATM/Debit Replacement Card | $20 | per item | charge for replacing lost/stolen card |
Wire Transfers | |||
| Wire Transfers for customers only: Outgoing - Domestic | $25 | Not stated | None |
| Wire Transfers for customers only: Incoming - Domestic | $10 | Not stated | None |
| Wire Transfers for customers only: Outgoing - Foreign | $65 | Not stated | None |
| Wire Transfers for customers only: Incoming - Foreign | $20 | Not stated | None |
Check Services | |||
| Cashier’s check (Club Member $2.50) | $5 | Not stated | None |
| Money Order (Club Member $1) | $2 | Not stated | None |
| Stop Payment | $30 | Not stated | None |
| Collection item | $25 | Not stated | None |
Cash & Deposit | |||
| Loose Coin Counting (non-customer) | 10% | Not stated | None |
| Return Deposit Item | $10 | per item | None |
| Commercial Services: Night Depository Service | $25Not compared: Annual charge, not per item | per year | None |
Account Services | |||
| Notary Service (Club Member Free) | $2 | Not stated | None |
| Garnishment/Levy | $35 | Not stated | None |
Retirement & IRA | |||
| Self Directed IRA | $50 | per year | annual fee for managing your own IRA |
| IRA Transfer Fee | $25 | per item | fee to move your IRA to another institution |
Gift & Prepaid Cards | |||
| Visa Gift Card | $5 | per item | None |
Other Fees | |||
| Fax-incoming/outgoing First page | $5 | Not stated | None |
| Photocopy (Club Member - 5 free/month) | $0.25 | per item | None |
| Photocopy for Non-profit Organizations | $0.10 | per item | None |
| Research Copy Fee/Copies | $2 | per item | None |
| Statement Copy | $3 | Not stated | None |
Nov 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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