Fee schedule collected Mar 11, 2026 · Financials as of Q1 2026
Verified fees
27
Under review
0
Assets
$402.2M
Fee benchmark score
Not scored
Financials as of
Q1 2026
Headline fees vs. national median
Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.
Fee Schedule
Verified fees power benchmarks; fees under review do not.
varies · per hour for help balancing or investigating account activity · Source
per month · monthly fee after account is inactive · Source
one time · within 90 days of opening · Source
per item · fee for sending or receiving faxes · Source
per item · fee to move your IRA to another institution · Source
per item · reprint of account statements · Source
per day · maximum daily cap for NSF Paid Item fees · Source
per item · fee when overdrawn payment is covered · Source
per day · maximum daily cap for NSF Return Item fees · Source
per item · maximum cap per occurrence · Source
per item · charge for replacing lost/stolen card · Source
per item · funds received from U.S. bank · Source
per item · funds received from outside U.S. · Source
per item · send funds within U.S. · Source
per item · send funds internationally · Source
per item · bank-issued check guaranteed by funds (Club Members pay $2.50) · Source
per item · prepaid payment document (Club Members pay $1) · Source
per item · standard document copies (Club Members get 5 free document copies a month) · Source
per item · discounted rate for non-profits · Source
per item · request to cancel a check or payment · Source
per year · annual fee for managing your own IRA · Source
per item · prepaid gift card per card · Source
Swipe for source and notes →
| Fee | Amount | Basis | Note | Source |
|---|---|---|---|---|
Account MaintenanceVerified | ||||
| Account Reconciliation Fee | $30 | varies | per hour for help balancing or investigating account activity | Source |
| Dormant Account Fee | $5 | per month | monthly fee after account is inactive | Source |
| Early Account Closing | $25 | one time | within 90 days of opening | Source |
| Fax - Incoming/Outgoing First Page | $5 | per item | fee for sending or receiving faxes | Source |
| IRA Transfer Fee | $25 | per item | fee to move your IRA to another institution | Source |
| Statement Copy | $3 | per item | reprint of account statements | Source |
Overdraft & NSFVerified | ||||
| NSF Paid Item Daily Cap | $150 | per day | maximum daily cap for NSF Paid Item fees | Source |
| NSF Paid Item Fee | $30 | per item | fee when overdrawn payment is covered | Source |
| NSF Return Item Daily Cap | ||||
ATM & CardVerified | ||||
| ATM/Debit Replacement Card | $20 | per item | charge for replacing lost/stolen card | Source |
Wire TransfersVerified | ||||
| Wire Transfer - Incoming Domestic | $10 | per item | funds received from U.S. bank | Source |
| Wire Transfer - Incoming Foreign | $20 | per item | funds received from outside U.S. | Source |
| Wire Transfer - Outgoing Domestic | ||||
Check ServicesVerified | ||||
| Cashier's Check | $5 | per item | bank-issued check guaranteed by funds (Club Members pay $2.50) | Source |
| Money Order | $2 | per item | prepaid payment document (Club Members pay $1) | Source |
| Photocopy | ||||
Cash & DepositVerified | ||||
| Collection Item | $25 | per item | fee to process incoming collection items | Source |
| Return Deposit Item | $10 | per item | fee for bounced deposit, per item | Source |
Account ServicesVerified | ||||
| Garnishment/Levy | $35 | per item | processing fee for court-ordered withdrawals | Source |
| Notary Service | $2 | per item | document notarization (FREE for Club Members) | Source |
| Signature Guarantee | ||||
Retirement & IRAVerified | ||||
| Self Directed IRA | $50 | per year | annual fee for managing your own IRA | Source |
Gift & Prepaid CardsVerified | ||||
| Visa Gift Card | $4 | per item | prepaid gift card per card | Source |
Work at Kentland Bank? Get your Competitive Fee Position Report — $300, delivered in 48 hours.
Every fee on this page benchmarked against a verified peer set, in a board-ready document.
Financial Context
Financials as of Q1 2026 · FDIC call report
Total assets
$402.2M
Total deposits
$311.0M
Service charge income
$100K
Fee income ratio
2.3%
Return on assets
1.36%
Branches
5
Service charge income by quarter
| $150 |
| per day |
| maximum daily cap for NSF Return Item fees |
| Source |
| Overdraft Accrual Daily Cap | $60 | per item | maximum cap per occurrence | Source |
| $25 |
| per item |
| send funds within U.S. |
| Source |
| Wire Transfer - Outgoing Foreign | $65 | per item | send funds internationally | Source |
| $0.25 |
| per item |
| standard document copies (Club Members get 5 free document copies a month) |
| Source |
| Photocopy for Non-profit Organizations | $0.10 | per item | discounted rate for non-profits | Source |
| Stop Payment | $30 | per item | request to cancel a check or payment | Source |
| $15 |
| per item |
| guarantee of signature authenticity |
| Source |