Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community bank, $300M to $1B

Local Bank

Hulbert, OklahomaBankKansas City Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research$35Above the typical range ($15–$25 nationally)

Knox deterministic extraction from Rosetta artifact #3362. canonical_hint=account_research; text_hash=a2389753e2622229b94d8a3c0d11a4941527ee42c3ddda02d8a34817b16e7fc0; excerpt="Account Research | $35.00 per Hour" · Source

Dormant Account Fee$7

$2 above the national median

per month · Knox deterministic extraction from Rosetta artifact #3362. canonical_hint=dormant_account; text_hash=a2389753e2622229b94d8a3c0d11a4941527ee42c3ddda02d8a34817b16e7fc0; excerpt="Dormant Account Fee | $7.00 Monthly" · Source

Temporary Statement$5

$2 above the national median

per item · Source

Overdraft & NSFVerified

Insufficient Funds$29Within the typical range ($15–$32 nationally)
$1 above the national median
Knox deterministic extraction from Rosetta artifact #3362. canonical_hint=nsf; text_hash=a2389753e2622229b94d8a3c0d11a4941527ee42c3ddda02d8a34817b16e7fc0; excerpt="Insufficient Funds | $29.00 / Item" · Source
Overdraft$29Within the typical range ($10–$30 nationally)
$4 above the national median
Knox deterministic extraction from Rosetta artifact #3362. canonical_hint=overdraft; text_hash=a2389753e2622229b94d8a3c0d11a4941527ee42c3ddda02d8a34817b16e7fc0; excerpt="Overdraft | $29.00 / Item" · Source

ATM & CardVerified

ATM/Visa Check Card First Issue Fee$5Above the typical range ($1–$3.87 nationally)
$3 above the national median
Knox deterministic extraction from Rosetta artifact #3362. canonical_hint=atm_non_network; text_hash=a2389753e2622229b94d8a3c0d11a4941527ee42c3ddda02d8a34817b16e7fc0; excerpt="ATM/Visa Check Card First Issue Fee | $5.00" · Source

Wire TransfersVerified

Wire Transfers (Incoming)$10Within the typical range ($10–$15 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #3362. canonical_hint=wire_domestic_incoming; text_hash=a2389753e2622229b94d8a3c0d11a4941527ee42c3ddda02d8a34817b16e7fc0; excerpt="Wire Transfers (Incoming) | $10.00 / Request" · Source
Wire Transfers (Outgoing)$25Within the typical range ($20–$25 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #3362. canonical_hint=wire_domestic_outgoing; text_hash=a2389753e2622229b94d8a3c0d11a4941527ee42c3ddda02d8a34817b16e7fc0; excerpt="Wire Transfers (Outgoing) | $25.00 / Request" · Source

Check ServicesVerified

Cashier's Check (Customer)$3Within the typical range ($3–$7.75 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #3362. canonical_hint=cashiers_check; text_hash=a2389753e2622229b94d8a3c0d11a4941527ee42c3ddda02d8a34817b16e7fc0; excerpt="Cashier's Check (Customer) | $3.00 / Request" · Source
Money Order (Customer)$3Within the typical range ($1.50–$5 nationally)
$1 above the national median
Knox deterministic extraction from Rosetta artifact #3362. canonical_hint=money_order; text_hash=a2389753e2622229b94d8a3c0d11a4941527ee42c3ddda02d8a34817b16e7fc0; excerpt="Money Order (Customer) | $3.00 / Request" · Source
Stop Payments & Stop Payment Renewals$29Within the typical range ($20–$30 nationally)
$4 above the national median
Knox deterministic extraction from Rosetta artifact #3362. canonical_hint=stop_payment; text_hash=a2389753e2622229b94d8a3c0d11a4941527ee42c3ddda02d8a34817b16e7fc0; excerpt="Stop Payments & Stop Payment Renewals | $29.00 / Request" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research	$35Above the typical range ($15–$25 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #3362. canonical_hint=account_research; text_hash=a2389753e2622229b94d8a3c0d11a4941527ee42c3ddda02d8a34817b16e7fc0; excerpt="Account Research \| $35.00 per Hour"	Source
Dormant Account Fee	$7Within the typical range ($5–$10 nationally)	$2 above the national median	per month	Knox deterministic extraction from Rosetta artifact #3362. canonical_hint=dormant_account; text_hash=a2389753e2622229b94d8a3c0d11a4941527ee42c3ddda02d8a34817b16e7fc0; excerpt="Dormant Account Fee \| $7.00 Monthly"	Source
Temporary Statement	$5Above the typical range ($2–$4.50 nationally)	$2 above the national median	per item	—	Source
Overdraft & NSFVerified
Insufficient Funds	$29Within the typical range ($15–$32 nationally)	$1 above the national median	—	Knox deterministic extraction from Rosetta artifact #3362. canonical_hint=nsf; text_hash=a2389753e2622229b94d8a3c0d11a4941527ee42c3ddda02d8a34817b16e7fc0; excerpt="Insufficient Funds \| $29.00 / Item"	Source
Overdraft	$29
ATM & CardVerified
ATM/Visa Check Card First Issue Fee	$5Above the typical range ($1–$3.87 nationally)	$3 above the national median	—	Knox deterministic extraction from Rosetta artifact #3362. canonical_hint=atm_non_network; text_hash=a2389753e2622229b94d8a3c0d11a4941527ee42c3ddda02d8a34817b16e7fc0; excerpt="ATM/Visa Check Card First Issue Fee \| $5.00"	Source
Wire TransfersVerified
Wire Transfers (Incoming)	$10Within the typical range ($10–$15 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #3362. canonical_hint=wire_domestic_incoming; text_hash=a2389753e2622229b94d8a3c0d11a4941527ee42c3ddda02d8a34817b16e7fc0; excerpt="Wire Transfers (Incoming) \| $10.00 / Request"	Source
Wire Transfers (Outgoing)
Check ServicesVerified
Cashier's Check (Customer)	$3Within the typical range ($3–$7.75 nationally)	$2 below the national median	—	Knox deterministic extraction from Rosetta artifact #3362. canonical_hint=cashiers_check; text_hash=a2389753e2622229b94d8a3c0d11a4941527ee42c3ddda02d8a34817b16e7fc0; excerpt="Cashier's Check (Customer) \| $3.00 / Request"	Source
Money Order (Customer)

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$29

Overdraft fee: $29

16% above the national median overdraft fee

Total fees: 11 — leaner than most institutions

Verified fees

Under review

Assets

$463.1M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$463.1M

Total deposits

$382.6M

Service charge income

$176K

Fee income ratio

4.0%

Return on assets

0.40%

Branches

Service charge income by quarter

Q2 2026$176K

Q1 2026$158K

Q4 2025$152K

Q3 2025$153K

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 6,925 verified fees from 1,557 institutions

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