Community Bank of Santa Maria

Headquarters: Santa Maria, California
Charter: Bank
Assets: $396.5M
Fed district: San Francisco

13 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 10, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Community Bank of Santa Maria: $10
Community Bank of Santa Maria: $10
U.S. median: no median
NSF / Returned Item
Community Bank of Santa Maria: $33
Community Bank of Santa Maria: $33
U.S. median: no median
Stop Payment
Community Bank of Santa Maria: $25
Community Bank of Santa Maria: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 10, 2026View sources

Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
California: Banks and credit unions headquartered in California that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Community Bank of Santa Maria’s own schedules, with a source for each figure.

Account Maintenance

Service charge for accounts with a minimum daily balance below (per statement cycle)$10
per month
Service charge (Money Market Savings, minimum daily balance below $2,500) (audience not stated, treated as personal)$10
per month · eVue Statements discount: $2.00
Service charge (NOW Account, minimum daily balance below $1,000) (audience not stated, treated as personal)$10
per month
Service charge (Regular Savings, minimum daily balance below $500) (audience not stated, treated as personal)$5
Not compared: Quarterly charge, not monthly
per quarter · eVue Statements discount: $2.00
Early Closure Fee — accounts closed within 6 monthsofopening «o.oo (audience not stated, treated as personal)$10
Escheatment Fee (Dormant Accounts) (audience not stated, treated as personal)$2
Not compared: One-time charge, not monthly
one time
Balancing and research (audience not stated, treated as personal)$25
varies · per hour
Balancing and research (perhour) (audience not stated, treated as personal)$25

Overdraft & NSF

Returned item due to uncollected funds (each)$33
per item

ATM & Card

Debit card replacement$10
per item
Debit card replacement (each)$10
per item

Wire Transfers

Wire Transfer - International Outgoing (audience not stated, treated as personal)$40
per item · plus payee bank charges

Check Services

Cashier's Checks (Customers) (audience not stated, treated as personal)$8
per item
Cashier's Checks (Non-customer) (audience not stated, treated as personal)$10
per item
Stop payment charge (each)$25
per item
Collection Items— Single item, item with documents (per item plus payee bank charges) (audience not stated, treated as personal)$25
per item
Foreign check/draft deposited (audience not stated, treated as personal)$10
per item
Foreign check/draft(per item deposited) (audience not stated, treated as personal)$10
per item
Copy of check(s) (audience not stated, treated as personal)$3
per item · per page
Copy of check(s) (perpage) (audience not stated, treated as personal)$3

Digital & Electronic

ACH Origination$20
Not compared: Monthly charge, not per item
per month · per statement cycle
ACH Origination (perstatement cycle)$20
Telephone Transfer (audience not stated, treated as personal)$5
per item

Other Fees

Statement copy (each) (audience not stated, treated as personal)$5
per item

Fee	Amount	Basis	Note
Account Maintenance
Service charge for accounts with a minimum daily balance below (per statement cycle)	$10	per month	None
Service charge (Money Market Savings, minimum daily balance below $2,500) (audience not stated, treated as personal)	$10	per month	eVue Statements discount: $2.00
Service charge (NOW Account, minimum daily balance below $1,000) (audience not stated, treated as personal)	$10	per month	None
Service charge (Regular Savings, minimum daily balance below $500) (audience not stated, treated as personal)	$5Not compared: Quarterly charge, not monthly	per quarter	eVue Statements discount: $2.00
Early Closure Fee — accounts closed within 6 monthsofopening «o.oo (audience not stated, treated as personal)	$10	Not stated	None
Escheatment Fee (Dormant Accounts) (audience not stated, treated as personal)	$2Not compared: One-time charge, not monthly	one time	None
Balancing and research (audience not stated, treated as personal)	$25	varies	per hour
Balancing and research (perhour) (audience not stated, treated as personal)	$25	Not stated	None
Overdraft & NSF
Returned item due to uncollected funds (each)	$33	per item	None
ATM & Card
Debit card replacement	$10	per item	None
Debit card replacement (each)	$10	per item	None
Wire Transfers
Wire Transfer - International Outgoing (audience not stated, treated as personal)	$40	per item	plus payee bank charges
Check Services
Cashier's Checks (Customers) (audience not stated, treated as personal)	$8	per item	None
Cashier's Checks (Non-customer) (audience not stated, treated as personal)	$10	per item	None
Stop payment charge (each)	$25	per item	None
Collection Items— Single item, item with documents (per item plus payee bank charges) (audience not stated, treated as personal)	$25	per item	None
Foreign check/draft deposited (audience not stated, treated as personal)	$10	per item	None
Foreign check/draft(per item deposited) (audience not stated, treated as personal)	$10	per item	None
Copy of check(s) (audience not stated, treated as personal)	$3	per item	per page
Copy of check(s) (perpage) (audience not stated, treated as personal)	$3	Not stated	None
Digital & Electronic
ACH Origination	$20Not compared: Monthly charge, not per item	per month	per statement cycle
ACH Origination (perstatement cycle)	$20	Not stated	None
Telephone Transfer (audience not stated, treated as personal)	$5	per item	None
Other Fees
Statement copy (each) (audience not stated, treated as personal)	$5	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 10, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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