19 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 12, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Golden Checking $5 · Personal Regular Checking $7
Compared at $6, the middle of its prices
Overdraft (OD)
NSF / Returned Item
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Hanmi Bank’s own schedules, with a source for each figure.
per month · waived when minimum balance requirement is met5
per month · waived when minimum balance requirement is met2
one time
per item
per item · Per notice for CA
per month
per month
per item · Limited to 10 checks per year for accounts with $25,000 annual average balance or active 10+ years
per item
per item
per item · Per set of 3
per item
per item
per month · Per month
per item
per month
per item · Per account
per item · Per account; Waived for accounts with $25,000 annual average balance or active 10+ years
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Golden Checking Monthly maintenance charge | $5 | per month | waived when minimum balance requirement is met5 |
| Personal Regular Checking Monthly maintenance charge | $7 | per month | waived when minimum balance requirement is met2 |
| Account Closure within 90 Days of Open | $50 | one time | None |
| Close Account | Account Closure within 90 Days of Open | $50 | per item | None |
| Escheatment Notice | $2 | per item | Per notice for CA |
| Special Handling Fee | $25Not compared: Monthly charge, not per item | per month | None |
| Return Mail | $2 | per month | None |
Overdraft & NSF | |||
| One overdraft fee | $25 | Not stated | None |
| Posted Dated Check Returned Unpaid | $25 | per item | Per item |
ATM & Card | |||
| ATM/Debit card Replacement - Waived | No charge | per item | Waived for checking accounts that maintain annual average balance of $25,000 or have been active for 10 years or longer |
| Card Replacement | $10 | per item | None |
Wire Transfers | |||
| Outgoing Wire – Fax Request | $35 | per item | None |
| Incoming Wire | $10 | per item | None |
| Outgoing Wire - International/Domestic/Reverse | $30 | per item | None |
Check Services | |||
| Cashier's Checks | $5 | per item | Limited to 10 checks per year for accounts with $25,000 annual average balance or active 10+ years |
| Cashier's Checks: Customer | No charge | Not stated | None |
| Cashier’s Checks: Customer | $5 | Not stated | None |
| Stop Payment - Placed at Branch or Call Center | $30 | per item | None |
| Stop Payment - Placed Online | $15 | per item | None |
| Counter Checks | $1 | per item | Per set of 3 |
| Check Image | $5 | per item | None |
| Photocopy | $1 | per item | None |
| Statement (Paper) with Check Images | $7Not compared: Monthly charge, not per item | per month | Per month |
Digital & Electronic | |||
| Check/ACH Reclamation Return Fee | $10 | per item | None |
Cash & Deposit | |||
| Returned Deposit Item | $12 | Not stated | None |
Account Services | |||
| Safe Deposit Box | $150 | Not stated | None |
| Safe Deposit Box Late Rental Payment | $5Not compared: Monthly charge, not annual | per month | None |
| Account/Deposit Certification (Account Balance) Bank Form | $10 | per item | Per account |
| Deposit Certification - Account/Deposit Certification (Account Balance) Bank Form | $10 | per item | Per account; Waived for accounts with $25,000 annual average balance or active 10+ years |
| Verification of Deposit | $20 | per item | None |
| Verification of Deposit | No charge | Not stated | None |
Other Fees | |||
| Photocopy | $1 | per item | None |
Oct 12, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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