20 published fees; none has a market median to compare yet.
Source: its fee schedule, read Apr 20, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Each amount links to the fee schedule it was read from. Medians for Minnesota, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from ProGrowth Bank’s own schedules, with a source for each figure.
per month
per hour
per item
per item
per month
per year
per day
per item
per item
per item
per item
per item
per item
per item
per item
per item
per month
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Dormant Fee Checking Accounts (No activity for 12 consecutive months) (audience not stated, treated as personal) | $5 | per month | None |
| Escheatment Fee | $100 | Not stated | None |
| Account Reconciliation and Research (audience not stated, treated as personal) | $35Not compared: Charged per hour; comparison unavailable | per hour | None |
| Paper Statement Fee for Checking Accounts | $5 | Not stated | None |
Overdraft & NSF | |||
| Overdraft Funds (OD Fee), Item Paid | $35 | per item | None |
| Non-Sufficient Funds (NSF Fee), Return | $35 | per item | None |
| Maximum Daily OD Fee | $210 | per day | No more than 6 OD/NSF Fees will be charged on any business day |
ATM & Card | |||
| ATM Non-MoneyPass® Withdrawal Fee | $3 | per item | None |
| Debit Card Reissue/Replacement | $20 | per item | None |
| Currency Conversion Assessment Fee | 0.2%of the transaction | Not stated | None |
| Issuer Cross Border Assessment Fee | 0.9%of the transaction | Not stated | None |
Wire Transfers | |||
| Wire Transfer – Domestic Incoming Domestic/Internal Transfer (Customer) (audience not stated, treated as personal) | $15 | per item | None |
| Wire Transfer (Int'l In) (audience not stated, treated as personal) | $35 | Not stated | None |
Check Services | |||
| Cashier’s Checks Cashier’s Checks (audience not stated, treated as personal) | $5 | per item | None |
| Money Order (audience not stated, treated as personal) | $5 | per item | None |
| Zelle Stop Payment Fee (PGB Zelle Fee) | $35 | per item | None |
| Counter Checks (waived for cash withdrawals) | $1 | per item | None |
Digital & Electronic | |||
| ACH Origination Account Reconciliation/Research (audience not stated, treated as personal) | $35Not compared: Monthly charge, not per item | per month | None |
| ACH Origination Annual Fee (audience not stated, treated as personal) | $40Not compared: Annual charge, not per item | per year | None |
| All Account Analysis rates and fees are subject to change without notice and are calculated on the basis of each account | $15Not compared: Daily charge, not per item | per day | None |
| ACH Return Fee | $5 | per item | None |
| Bill Pay – Special Service Charges Overnight Check Service | $14.95Not compared: Per-item charge, not monthly | per item | None |
| Same Day Bill Payment | $9.95Not compared: Per-item charge, not monthly | per item | None |
Cash & Deposit | |||
| Returned Deposited Check Fee | $10 | per item | None |
Account Services | |||
| Notary Service | $5 | per item | None |
| Key Replacement | $25Not compared: Box drilling or key fee | per item | None |
| Legal Processing Fees Garnishments, Tax Levy, Child Support (audience not stated, treated as personal) | $125 | per item | None |
| The minimum Legal Processing Fee | $125 | per item | None |
| Account Verification (audience not stated, treated as personal) | $5 | per item | None |
Lending Fees | |||
| Late Charge | $15Not compared: Monthly charge, not per item | per month | None |
Other Fees | |||
| Document Copy | $2 | per item | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
per item
per item
per day
per item
per item
per item
per item
per item
per month
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Escheatment Fee | $100 | Not stated | None |
| Paper Statement Fee for Checking Accounts | $5 | Not stated | None |
Overdraft & NSF | |||
| Overdraft Funds (OD Fee), Item Paid | $35 | per item | None |
| Non-Sufficient Funds (NSF Fee), Return | $35 | per item | None |
| Maximum Daily OD Fee | $210 | per day | No more than 6 OD/NSF Fees will be charged on any business day |
ATM & Card | |||
| ATM Non-MoneyPass® Withdrawal Fee | $3 | per item | None |
| Debit Card Reissue/Replacement | $20 | per item | None |
| Currency Conversion Assessment Fee | 0.2%of the transaction | Not stated | None |
| Issuer Cross Border Assessment Fee | 0.9%of the transaction | Not stated | None |
Check Services | |||
| Zelle Stop Payment Fee (PGB Zelle Fee) | $35 | per item | None |
| Counter Checks (waived for cash withdrawals) | $1 | per item | None |
Digital & Electronic | |||
| All Account Analysis rates and fees are subject to change without notice and are calculated on the basis of each account | $15Not compared: Daily charge, not per item | per day | None |
| ACH Return Fee | $5 | per item | None |
| Business Account Analysis: ACH Return Fee | $5 | per item | None |
| Bill Pay – Special Service Charges Overnight Check Service | $14.95Not compared: Per-item charge, not monthly | per item | None |
| Same Day Bill Payment | $9.95Not compared: Per-item charge, not monthly | per item | None |
Cash & Deposit | |||
| Returned Deposited Check Fee | $10 | per item | None |
Account Services | |||
| Notary Service | $5 | per item | None |
| Key Replacement | $25Not compared: Box drilling or key fee | per item | None |
| The minimum Legal Processing Fee | $125 | per item | None |
Lending Fees | |||
| Late Charge | $15Not compared: Monthly charge, not per item | per month | None |
Other Fees | |||
| Document Copy | $2 | per item | None |
Apr 20, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
We check once a day and send one email covering every change.