Compared with Minnesota
13 of 19
compared fees are above the median.
3 below, 3 about the same.
About the same: within 1% of the median.
Total assets
Q2 2026, quarter end
FFIEC call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge share of revenue
55th percentile; peer median 2.1%
FDIC call report data · Jun 30, 2026
Fees above the Minnesota median
of 19 compared; 3 below, 3 about the same
See the feesFee schedule read Apr 20, 2026
Call-report figures are for ProGrowth Bank at the bank level, not its holding company. Revenue is net interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | FFIEC call report (bulk data) RCON2170 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Revenue | Revenue (net interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4074 + RIAD4079 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge income | Service charges on deposit accounts Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4080 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge share of revenue | Service charges on deposit accounts divided by revenue (net interest + noninterest income) One quarter, as reported. Median and percentile from each of 1,412 banks with $300M to $1B in assets reporting a share above 0%, this one left out. | FDIC BankFind Suite (call report data) ISERCHGQ / (NIMQ + NONIIQ) | Q2 2026 Quarter ended Jun 30, 2026 | Not recorded |
| Fees above the Minnesota median | Published fees above the Minnesota median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | ProGrowth Bank's published fee schedule; Bank Fee Index medians | Current schedule | Apr 20, 2026 |
Service-charge income by quarter
Q1 2024 to Q2 2026, standalone quarters
Service charges were 2.3% of revenue, above the 2.1% median of 1,412 banks with $300M to $1B in assets (55th percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Service-charge income was $40K in Q2 2026, about level with the same quarter a year earlier ($40K).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.
13 of 19 compared published fees sit above the Minnesota median; 3 below.
Not established: Published prices do not show how often a fee is charged or waived, so they do not size its share of income.
Comparison with Minnesota medians for fees published by banks and credit unions.
Non-Network ATM
Overdraft (OD)
NSF / Returned Item
Each amount links to the fee schedule it was read from. Medians for Minnesota, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Service-charge income fell 15% from Q3 2025 to Q2 2026, to $40K. Its share of revenue, 2.3%, is above the 2.1% median for banks with $300M to $1B in assets.
$40K
ProGrowth BankMedian
FFIEC call reports, bank level, standalone quarters. Four quarters are too few to call a trend.
Share of revenue: median of 1,412 banks with $300M to $1B in assets, Q2 2026.
Fees from each institution’s own schedule against Bank Fee Index medians, not weighted by revenue.
ProGrowth Bank · $365M in assets
The 25 banks closest in assets
Banks of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| ProGrowth Bank(this institution) | Nicollet, MN | $365M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| AmeriFirst Bank | Montgomery, AL | $364M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Commercial Bank & Trust Company | Monticello, AR | $364M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Community Bank | Lexington, TN | $358M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Desjardins Bank, National Association | Hallandale, FL | $362M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Farmers & Merchants Bank | Miamisburg, OH | $359M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| First National Bank in Port Lavaca | Port Lavaca, TX | $361M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| First Nebraska Bank | Valley, NE | $371M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| First Shore Federal Savings and Loan Association | Salisbury, MD | $367M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| First State Bank | Stratford, TX | $372M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| FlatIrons Bank | Boulder, CO | $370M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Georgia Community Bank | Albany, GA | $375M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Great Southern Bank | Meridian, MS | $355M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Harvest Bank | Kimball, MN | $355M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Heritage Bank National Association | Spicer, MN | $361M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Ireland Bank | Malad City, ID | $355M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Logan Bank & Trust Company | Logan, WV | $359M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Native American Bank, National Association | Denver, CO | $362M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| OSB Community Bank | Ottawa, IL | $356M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Pioneer Bank | Stanley, VA | $372M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Premier Bank | Dubuque, IA | $358M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Rabun County Bank | Clayton, GA | $362M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| State Street Bank and Trust Company | Quincy, IL | $357M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| The Farmers Bank of Appomattox | Appomattox, VA | $375M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| The First National Bank of Gordon | Gordon, NE | $358M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| The First National Bank of Mount Dora | Mount Dora, FL | $358M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 15 publish this fee(monthly maintenance)
10 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
The peer median is $8 among 15 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 30, 2026.
Monthly maintenance fee in dollars, one mark per institution
ProGrowth Bank does not publish a monthly maintenance fee, so it is not on this chart.
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 30, 2026. Total assets from FDIC and NCUA records.
Call reports for ProGrowth Bank (bank level, not the holding company). Income lines are standalone quarters.
Service-charge income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $40K | +$1K | +2.6% |
| Q1 2026 | $39K | −$10K | −20.4% |
| Q4 2025 | $49K | +$2K | +4.3% |
| Q3 2025 | $47K | +$7K | +17.5% |
| Q2 2025 | $40K | −$2K | −4.8% |
| Q1 2025 | $42K | −$3K | −6.7% |
| Q4 2024 | $45K | −$4K | −8.2% |
| Q3 2024 | $49K | −$2K | −3.9% |
Financial cohort: 1,433 banks with $300M to $1B in assets filing for Q2 2026; 1,412 reported a share above 0% and are counted, ProGrowth Bank left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to ProGrowth Bank by share.
Amounts from ProGrowth Bank’s own schedules, with a source for each figure.
vs. the U.S. middle 50%:BelowInsideAbove
per month
per hour
per item
per item
per day · No more than 6 OD/NSF Fees will be charged on any business day
per item
per item
per item
per item
per item
per item
per month
per year
per day
per item
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per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Dormant Fee Checking Accounts (No activity for 12 consecutive months) (audience not stated, treated as personal) | $5Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Escheatment Fee | $100Above the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Account Reconciliation and Research (audience not stated, treated as personal) | $35Not compared: Charged per hour; comparison unavailable | per hour | None |
| Paper Statement Fee for Checking Accounts | $5Above the U.S. middle 50% ($2 to $4.98 nationally) | Not stated | None |
Overdraft & NSF | |||
| Overdraft Funds (OD Fee), Item Paid | $35Above the U.S. middle 50% ($25 to $33 nationally) | per item | None |
| Non-Sufficient Funds (NSF Fee), Return | $35Above the U.S. middle 50% ($25 to $32 nationally) | per item | None |
| Maximum Daily OD Fee | $210Above the U.S. middle 50% ($100 to $161.25 nationally) | per day | No more than 6 OD/NSF Fees will be charged on any business day |
ATM & Card | |||
| ATM Non-MoneyPass® Withdrawal Fee | $3Above the U.S. middle 50% ($1 to $2 nationally) | per item | None |
| Debit Card Reissue/Replacement | $20Above the U.S. middle 50% ($5 to $10 nationally) | per item | None |
| Currency Conversion Assessment Fee | 0.2%of the transaction | Not stated | None |
| Issuer Cross Border Assessment Fee | 0.9%of the transaction | Not stated | None |
Wire Transfers | |||
| Wire Transfer – Domestic Incoming Domestic/Internal Transfer (Customer) (audience not stated, treated as personal) | $15Inside the U.S. middle 50% ($5 to $15 nationally) | per item | None |
| Wire Transfer (Int'l In) (audience not stated, treated as personal) | $35Above the U.S. middle 50% ($10 to $25 nationally) | Not stated | None |
Check Services | |||
| Cashier’s Checks Cashier’s Checks (audience not stated, treated as personal) | $5Inside the U.S. middle 50% ($3 to $6 nationally) | per item | None |
| Money Order (audience not stated, treated as personal) | $5Above the U.S. middle 50% ($2 to $3 nationally) | per item | None |
| Zelle Stop Payment Fee (PGB Zelle Fee) | $35Above the U.S. middle 50% ($20 to $30 nationally) | per item | None |
| Counter Checks (waived for cash withdrawals) | $1Inside the U.S. middle 50% ($1 to $4 nationally) | per item | None |
Digital & Electronic | |||
| ACH Origination Account Reconciliation/Research (audience not stated, treated as personal) | $35Not compared: Monthly charge, not per item | per month | None |
| ACH Origination Annual Fee (audience not stated, treated as personal) | $40Not compared: Annual charge, not per item | per year | None |
| All Account Analysis rates and fees are subject to change without notice and are calculated on the basis of each account | $15Not compared: Daily charge, not per item | per day | None |
| ACH Return Fee | $5Below the U.S. middle 50% ($19.75 to $30 nationally) | per item | None |
| Bill Pay – Special Service Charges Overnight Check Service | $14.95Not compared: Per-item charge, not monthly | per item | None |
| Same Day Bill Payment | $9.95Not compared: Per-item charge, not monthly | per item | None |
Cash & Deposit | |||
| Returned Deposited Check Fee | $10Inside the U.S. middle 50% ($9 to $25 nationally) | per item | None |
Account Services | |||
| Notary Service | $5Inside the U.S. middle 50% ($0 to $5 nationally) | per item | None |
| Key Replacement | $25Not compared: Box drilling or key fee | per item | None |
| Legal Processing Fees Garnishments, Tax Levy, Child Support (audience not stated, treated as personal) | $125Above the U.S. middle 50% ($30 to $85 nationally) | per item | None |
| The minimum Legal Processing Fee | $125Inside the U.S. middle 50% ($50 to $150 nationally) | per item | None |
| Account Verification (audience not stated, treated as personal) | $5Inside the U.S. middle 50% ($5 to $15 nationally) | per item | None |
Lending Fees | |||
| Late Charge | $15Not compared: Monthly charge, not per item | per month | None |
Other Fees | |||
| Document Copy | $2Inside the U.S. middle 50% ($2 to $5 nationally) | per item | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
vs. the U.S. middle 50%:BelowInsideAbove
per item
per item
per day · No more than 6 OD/NSF Fees will be charged on any business day
per item
per item
per day
per item
per item
per item
per item
per item
per month
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Escheatment Fee | $100Above the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Paper Statement Fee for Checking Accounts | $5Above the U.S. middle 50% ($2 to $4.98 nationally) | Not stated | None |
Overdraft & NSF | |||
| Overdraft Funds (OD Fee), Item Paid | $35Above the U.S. middle 50% ($25 to $33 nationally) | per item | None |
| Non-Sufficient Funds (NSF Fee), Return | $35Above the U.S. middle 50% ($25 to $32 nationally) | per item | None |
| Maximum Daily OD Fee | $210Above the U.S. middle 50% ($100 to $161.25 nationally) | per day | No more than 6 OD/NSF Fees will be charged on any business day |
ATM & Card | |||
| ATM Non-MoneyPass® Withdrawal Fee | $3Above the U.S. middle 50% ($1 to $2 nationally) | per item | None |
| Debit Card Reissue/Replacement | $20Above the U.S. middle 50% ($5 to $10 nationally) | per item | None |
| Currency Conversion Assessment Fee | 0.2%of the transaction | Not stated | None |
| Issuer Cross Border Assessment Fee | 0.9%of the transaction | Not stated | None |
Check Services | |||
| Zelle Stop Payment Fee (PGB Zelle Fee) | $35Above the U.S. middle 50% ($20 to $30 nationally) | per item | None |
| Counter Checks (waived for cash withdrawals) | $1Inside the U.S. middle 50% ($1 to $4 nationally) | per item | None |
Digital & Electronic | |||
| All Account Analysis rates and fees are subject to change without notice and are calculated on the basis of each account | $15Not compared: Daily charge, not per item | per day | None |
| ACH Return Fee | $5Below the U.S. middle 50% ($19.75 to $30 nationally) | per item | None |
| Business Account Analysis: ACH Return Fee | $5 | per item | None |
| Bill Pay – Special Service Charges Overnight Check Service | $14.95Not compared: Per-item charge, not monthly | per item | None |
| Same Day Bill Payment | $9.95Not compared: Per-item charge, not monthly | per item | None |
Cash & Deposit | |||
| Returned Deposited Check Fee | $10Inside the U.S. middle 50% ($9 to $25 nationally) | per item | None |
Account Services | |||
| Notary Service | $5Inside the U.S. middle 50% ($0 to $5 nationally) | per item | None |
| Key Replacement | $25Not compared: Box drilling or key fee | per item | None |
| The minimum Legal Processing Fee | $125Inside the U.S. middle 50% ($50 to $150 nationally) | per item | None |
Lending Fees | |||
| Late Charge | $15Not compared: Monthly charge, not per item | per month | None |
Other Fees | |||
| Document Copy | $2Inside the U.S. middle 50% ($2 to $5 nationally) | per item | None |
Apr 20, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where ProGrowth Bank operates, and what regulators and customers have on file.
Branch footprint
3 offices in 1 state, $327.1M in branch deposits (June 2026)
Each dot is one office.
Largest markets by deposits
| 2 | $196.1M | |
| Outside a metro area | 1 | $131.0M |
Mankato, MN
5.6% of bank deposits, #7 of 19, up 2.4 points over five years.
| Largest competitors here | Deposit share |
|---|---|
| Wells Fargo Bank, National Association | 17.7% |
| Community Bank Mankato | 13.6% |
| Pioneer Bank | 11.9% |
| U.S. Bank National Association | 7.9% |
| First National Bank Minnesota | 6.3% |
Branch count by year
Source: FDIC Summary of Deposits, 2010 to 2026. Deposits are booked at the branch as of June 30.
In Mankato, MN, ProGrowth Bank holds 5.6% of bank deposits, #7 of 19, with 2 offices.
40 offices of 22 institutions shown.
Source: FDIC Summary of Deposits, as of June 30, 2026 (bank offices); NCUA branch file, quarter ending June 30, 2026 (credit union offices).
Share of bank deposits
As of June 30, 2026. FDIC-insured offices only; credit unions are not included.
8 of 19 institutions shown. $3.5B in bank deposits in the metro.
Source: FDIC Summary of Deposits, as of June 30, 2026.
Position over time, 2010 to 2026
June 2026: 5.6% share, 2 offices, #7 of 19
Deposit share
Offices
Rank (1 is largest)
Source: FDIC Summary of Deposits, as of June 30 of each year, 2010 to 2026.
Credit unions, reported separately
7 offices of 3 credit unions in the metro's cities. NCUA does not report deposits by office, so credit unions have no share above.
Source: NCUA branch file, quarter ending June 30, 2026.
Enforcement actions
1 past action
Past
Federal Reserve, against the holding company, Progressive Growth Corp.. Ended February 1, 2013 · Order
Source: public enforcement action lists from the Federal Reserve, read November 4, 2026. The agencies don't always record when an order ends, so one with no end date may have ended. FDIC orders are not included yet. Actions against individual bank officers are left out.
Fee change alerts
We check once a day and send one email covering every change.