Compared with Virginia
10 of 14
compared fees are above the median.
3 below, 1 about the same.
About the same: within 1% of the median.
Total assets
Q2 2026, quarter end
FFIEC call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge share of revenue
83rd percentile; peer median 2.9%
FDIC call report data · Jun 30, 2026
Fees above the Virginia median
of 14 compared; 3 below, 1 about the same
See the feesFee schedule read Oct 17, 2026
Call-report figures are for Burke & Herbert Bank & Trust Company at the bank level, not its holding company. Revenue is net interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | FFIEC call report (bulk data) RCON2170 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Revenue | Revenue (net interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4074 + RIAD4079 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge income | Service charges on deposit accounts Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4080 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge share of revenue | Service charges on deposit accounts divided by revenue (net interest + noninterest income) One quarter, as reported. Median and percentile from each of 95 banks with $10B to $50B in assets reporting a share above 0%, this one left out. | FDIC BankFind Suite (call report data) ISERCHGQ / (NIMQ + NONIIQ) | Q2 2026 Quarter ended Jun 30, 2026 | Not recorded |
| Fees above the Virginia median | Published fees above the Virginia median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Burke & Herbert Bank & Trust Company's published fee schedule; Bank Fee Index medians | Current schedule | Oct 17, 2026 |
Service-charge income by quarter
Q1 2024 to Q2 2026, standalone quarters
Service charges were 4.7% of revenue, above the 2.9% median of 95 banks with $10B to $50B in assets (83rd percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Service-charge income was $5.1M in Q2 2026, 7.2% above the same quarter a year earlier ($4.7M).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.
10 of 14 compared published fees sit above the Virginia median; 3 below.
Not established: Published prices do not show how often a fee is charged or waived, so they do not size its share of income.
Comparison with Virginia medians for fees published by banks and credit unions.
NSF / Returned Item
Overdraft (OD)
Wire Transfer (Domestic Out)
Each amount links to the fee schedule it was read from. Medians for Virginia, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Service-charge income rose 4.5% from Q3 2025 to Q2 2026, to $5.1M. Its share of revenue, 4.7%, is above the 2.9% median for banks with $10B to $50B in assets.
$5.1M
Burke & Herbert Bank & Trust CompanyMedian
FFIEC call reports, bank level, standalone quarters. Four quarters are too few to call a trend.
Share of revenue: median of 95 banks with $10B to $50B in assets, Q2 2026.
Fees from each institution’s own schedule against Bank Fee Index medians, not weighted by revenue.
Burke & Herbert Bank & Trust Company · $11B in assets
The 25 banks closest in assets
Banks of similar size, for comparing published prices. Not local competitors: they're spread over 19 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Burke & Herbert Bank & Trust Company(this institution) | Alexandria, VA | $11B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Amalgamated Bank | New York, NY | $9.4B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Amarillo National Bank | Amarillo, TX | $10.4B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Amerant Bank, National Association | Coral Gables, FL | $10.3B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Beal Bank USA | Las Vegas, NV | $11B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Byline Bank | Chicago, IL | $9.9B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Capitol Federal Savings Bank | Topeka, KS | $9.7B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Centier Bank | Whiting, IN | $10.4B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Columbia Bank | Fair Lawn, NJ | $12.2B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Dollar Bank, Federal Savings Bank | Pittsburgh, PA | $12.7B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Farmers and Merchants Bank of Long Beach | Long Beach, CA | $11.8B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| First Commonwealth Bank | Indiana, PA | $12.2B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| International Bank of Commerce | Laredo, TX | $10.2B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Liberty Bank | Middletown, CT | $9.4B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| NBH Bank | Greenwood Village, CO | $12.5B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Oriental Bank | San Juan, PR | $12B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Origin Bank | Choudrant, LA | $10.2B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Peoples Bank | Marietta, OH | $9.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| PlainsCapital Bank | University Park, TX | $12.7B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Principal Bank | Des Moines, IA | $9.8B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| RBC Bank, (Georgia) National Association | Atlanta, GA | $9.6B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| S&T Bank | Indiana, PA | $9.9B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Stock Yards Bank & Trust Company | Louisville, KY | $10.4B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| The Park National Bank | Newark, OH | $12.6B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Tri Counties Bank | Chico, CA | $9.9B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Washington Trust Bank | Spokane, WA | $10.5B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 20 publish this fee(monthly maintenance)
5 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
The peer median is $10.50 among 20 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026.
Monthly maintenance fee in dollars, one mark per institution
Burke & Herbert Bank & Trust Company does not publish a monthly maintenance fee, so it is not on this chart.
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026. Total assets from FDIC and NCUA records.
Call reports for Burke & Herbert Bank & Trust Company (bank level, not the holding company). Income lines are standalone quarters.
Service-charge income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $5.1M | +$738K | +17.0% |
| Q1 2026 | $4.3M | −$412K | −8.7% |
| Q4 2025 | $4.7M | −$109K | −2.2% |
| Q3 2025 | $4.9M | +$123K | +2.6% |
| Q2 2025 | $4.7M | +$55K | +1.2% |
| Q1 2025 | $4.7M | −$2.9M | −38.2% |
| Q4 2024 | $7.6M | +$4.1M | +115.3% |
| Q3 2024 | $3.5M | +$714K | +25.5% |
Financial cohort: 111 banks with $10B to $50B in assets filing for Q2 2026; 95 reported a share above 0% and are counted, Burke & Herbert Bank & Trust Company left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to Burke & Herbert Bank & Trust Company by share.
Amounts from Burke & Herbert Bank & Trust Company’s own schedules, with a source for each figure.
vs. the U.S. middle 50%:BelowInsideAbove
per item · An Overdraft item may be created by check, in-person withdrawal, ATM withdrawal or other electronic means each time an item is presented for payment. A Return Item Fee (NSF) may be charged each time a check, in person withdrawal, ACH, or other electronic means is presented to the bank and there is not enough funds to cover the item and the item was returned.
per page
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Dormant Account Fee | $5Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Escheatment Fee | $50Above the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
Overdraft & NSF | |||
| Overdraft Fee and Returned Item Fee | $32Inside the U.S. middle 50% ($25 to $33 nationally) | Not stated | None |
| Overdraft Fee and Returned Item Fee | $32Inside the U.S. middle 50% ($25 to $32 nationally) | per item | An Overdraft item may be created by check, in-person withdrawal, ATM withdrawal or other electronic means each time an item is presented for payment. A Return Item Fee (NSF) may be charged each time a check, in person withdrawal, ACH, or other electronic means is presented to the bank and there is not enough funds to cover the item and the item was returned. |
| Overdraft Protection Transfer Fee | $12.50Above the U.S. middle 50% ($2 to $5 nationally) | Not stated | None |
ATM & Card | |||
| International transaction | 1%of the transaction | Not stated | None |
| International Transaction Fee | 1%of the transaction | Not stated | None |
Wire Transfers | |||
| Outgoing Domestic Wire | $30Above the U.S. middle 50% ($20 to $25 nationally) | Not stated | None |
| Incoming Domestic Wire | $15Inside the U.S. middle 50% ($5 to $15 nationally) | Not stated | None |
| Outgoing International Wire | $60Above the U.S. middle 50% ($40 to $50 nationally) | Not stated | None |
| Incoming International Wire | $15Inside the U.S. middle 50% ($10 to $25 nationally) | Not stated | None |
Check Services | |||
| Stop Payment Fee | $32Above the U.S. middle 50% ($20 to $30 nationally) | Not stated | None |
| Printed Counter Checks | $1Not compared: Charged per page; comparison unavailable | per page | None |
| All Other Foreign Items Collection Fee | $40Above the U.S. middle 50% ($10 to $26 nationally) | Not stated | None |
| Canadian Check Collection Fee | $10Inside the U.S. middle 50% ($10 to $26 nationally) | Not stated | None |
Digital & Electronic | |||
| Bill Pay Rush Payments - Second Business Day (Electronic) | $6.95Not compared: Per-occurrence charge, not monthly | per item | None |
Cash & Deposit | |||
| Returned Canadian Check Fee | $20Inside the U.S. middle 50% ($8.88 to $25 nationally) | Not stated | None |
| Returned Deposited Item | $10Inside the U.S. middle 50% ($8.88 to $25 nationally) | Not stated | None |
| Returned Deposited Item (First time) (audience not stated, treated as personal) | No chargeBelow the U.S. middle 50% ($8.88 to $25 nationally) | Not stated | None |
Account Services | |||
| Lost Key Replacement | $50Not compared: Box drilling or key fee | Not stated | None |
| Attachment, Lien, Levy, or Garnishment | $125Above the U.S. middle 50% ($30 to $85 nationally) | Not stated | None |
| Verification of Deposit Account | $5Inside the U.S. middle 50% ($5 to $15 nationally) | per item | None |
Other Fees | |||
| Copies of Statements / Tax Documents | $5Not compared: Charged per document; comparison unavailable | per document | None |
| Duplicate Account Statements (Mailed) | $5Inside the U.S. middle 50% ($2 to $5 nationally) | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where Burke & Herbert Bank & Trust Company operates, and what regulators and customers have on file.
Branch footprint
105 offices in 6 states, $9.0B in branch deposits (June 2026)
Hover a state for its branch count.
Largest markets by deposits
| 32 | $4.2B | |
| Outside a metro area | 41 | $2.7B |
| 7 | $371.2M | |
| 3 | $316.9M | |
| 2 | $254.7M | |
| 4 | $248.2M | |
| 3 | $194.6M | |
| 1 | $149.0M |
Washington-Arlington-Alexandria, DC-VA-MD-WV
1.4% of bank deposits, #14 of 71, up 0.6 points over five years.
| Largest competitors here | Deposit share |
|---|---|
| Capital One, National Association | 21.5% |
| Bank of America, National Association | 14.1% |
| Truist Bank | 13.2% |
| Wells Fargo Bank, National Association | 11.7% |
| PNC Bank, National Association | 5.6% |
Branch count by year
Source: FDIC Summary of Deposits, 2010 to 2026. Deposits are booked at the branch as of June 30.
In Washington-Arlington-Alexandria, DC-VA-MD-WV, Burke & Herbert Bank & Trust Company holds 1.4% of bank deposits, #14 of 71, with 32 offices.
900 offices of 48 institutions shown.
Showing 900 of 1,503 offices: the largest institutions' offices, with banks and credit unions in proportion.
Source: FDIC Summary of Deposits, as of June 30, 2026 (bank offices); NCUA branch file, quarter ending June 30, 2026 (credit union offices).
Share of bank deposits
As of June 30, 2026. FDIC-insured offices only; credit unions are not included.
9 of 71 institutions shown. $301.4B in bank deposits in the metro.
Source: FDIC Summary of Deposits, as of June 30, 2026.
Position over time, 2010 to 2026
June 2026: 1.4% share, 32 offices, #14 of 71
Deposit share
Offices
Rank (1 is largest)
Source: FDIC Summary of Deposits, as of June 30 of each year, 2010 to 2026.
Credit unions, reported separately
376 offices of 131 credit unions in the metro's cities. NCUA does not report deposits by office, so credit unions have no share above.
Source: NCUA branch file, quarter ending June 30, 2026.
Consumer complaints
9 complaints to the CFPB so far in 2026
Top issues, 2026 to date
| Managing an account | 2 |
| Problem caused by your funds being low | 2 |
| Problem with a lender or other company charging your account | 2 |
| Closing on a mortgage | 1 |
| Money was not available when promised | 1 |
| Opening an account | 1 |
Source: CFPB Consumer Complaint Database, by year received; the current year counts complaints received so far. Complaints are filed against the parent company and are not verified findings.
Enforcement actions
None on file with the Federal Reserve
The Federal Reserve has no public enforcement action against this bank or its holding company on file.
Source: public enforcement action lists from the Federal Reserve, read November 1, 2026. The agencies don't always record when an order ends, so one with no end date may have ended. FDIC orders are not included yet. Actions against individual bank officers are left out.
Holding company
Burke & Herbert Financial Services Corp. (Nasdaq: BHRB)
Consolidated assets
$11.0B
Shareholders' equity
$1.2B
As of
2026Q2
Net income by quarter
Source: SEC EDGAR filings and XBRL financial data, CIK 1964333. Holding-company figures include every subsidiary and are not comparable to the bank-level call reports above.
Fee change alerts
We check once a day and send one email covering every change.