Morgantown Bank & Trust Company, Incorporated

Headquarters: Morgantown, Kentucky
Charter: Bank
Assets: $439.7M
Fed district: St. Louis

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 18, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Wire Transfer (Domestic Out)
Morgantown Bank & Trust Company, Incorporated: $35
Morgantown Bank & Trust Company, Incorporated: $35
U.S. median: no median
Stop Payment
Morgantown Bank & Trust Company, Incorporated: $30
Morgantown Bank & Trust Company, Incorporated: $30
U.S. median: no median
Wire Transfer (Int'l Out)
Morgantown Bank & Trust Company, Incorporated: $75
Morgantown Bank & Trust Company, Incorporated: $75
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 18, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Kentucky, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Kentucky: Banks and credit unions headquartered in Kentucky that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Morgantown Bank & Trust Company, Incorporated’s own schedules, with a source for each figure.

Account Maintenance

Consumer Account Closure Fee (Within 90 Days of Opening Date)$50
Dormant Account Fee (fee charged per month after 12 months of inactivity)$7
per month
Statement Research (per item copy)$3
per item
Paper Statement$2
Paper Statement fee$2
per month

Overdraft & NSF

Transfer Fee – Overdraft Protection or Sweep$3

ATM & Card

ATM/Debit Card Replacement (audience not stated, treated as personal)$5

Wire Transfers

Wire Transfer – Outgoing Domestic$35
Wire Transfer – Incoming Domestic$20
Wire Transfer – Outgoing International$75
Wire Transfer – Incoming International$25

Check Services

Cashier's Check$7
Stop Payment – Single Item or Range$30
Personalized Counter Checks (3 per page)$10
per item

Cash & Deposit

Returned Deposited Item$5
Night Deposit Bag – Lost Key$5

Account Services

Notary (non-customer fee only)$10
Notary Non-Customer Fee Only$5
Safe Deposit Box Drilling$100
Not compared: Box drilling or key fee
Safe Deposit Box Key Replacement$50
Not compared: Box drilling or key fee
Garnishment / Levy / Attachment$90

Other Fees

Fax Fee$2.50
Statement Printouts$3

Fee	Amount	Basis	Note
Account Maintenance
Consumer Account Closure Fee (Within 90 Days of Opening Date)	$50	Not stated	None
Dormant Account Fee (fee charged per month after 12 months of inactivity)	$7	per month	None
Statement Research (per item copy)	$3	per item	None
Paper Statement	$2	Not stated	None
Paper Statement fee	$2	per month	None
Overdraft & NSF
Transfer Fee – Overdraft Protection or Sweep	$3	Not stated	None
ATM & Card
ATM/Debit Card Replacement (audience not stated, treated as personal)	$5	Not stated	None
Wire Transfers
Wire Transfer – Outgoing Domestic	$35	Not stated	None
Wire Transfer – Incoming Domestic	$20	Not stated	None
Wire Transfer – Outgoing International	$75	Not stated	None
Wire Transfer – Incoming International	$25	Not stated	None
Check Services
Cashier's Check	$7	Not stated	None
Stop Payment – Single Item or Range	$30	Not stated	None
Personalized Counter Checks (3 per page)	$10	per item	None
Cash & Deposit
Returned Deposited Item	$5	Not stated	None
Night Deposit Bag – Lost Key	$5	Not stated	None
Account Services
Notary (non-customer fee only)	$10	Not stated	None
Notary Non-Customer Fee Only	$5	Not stated	None
Safe Deposit Box Drilling	$100Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Key Replacement	$50Not compared: Box drilling or key fee	Not stated	None
Garnishment / Levy / Attachment	$90	Not stated	None
Other Fees
Fax Fee	$2.50	Not stated	None
Statement Printouts	$3	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 18, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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