American National Bank - Fox Cities

Headquarters: Appleton, Wisconsin
Charter: Bank
Assets: $432.6M
Fed district: Chicago
Regulator: OCC
Holding company: American National Bancorp Inc.

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Mar 11, 2026.

Overview

Total assets
Q2 2026, quarter end
FDIC call report data · Jun 30, 2026
Revenue
Q2 2026, one quarter
FDIC call report data · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FDIC call report data · Jun 30, 2026
Service-charge share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Mar 11, 2026

How these figures are measured

Call-report figures are for American National Bank - Fox Cities at the bank level, not its holding company. Revenue is net interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	FDIC BankFind Suite (call report data) ASSET	Q2 2026 Quarter ended Jun 30, 2026	Oct 24, 2026
Revenue	Revenue (net interest + noninterest income) One quarter, as reported	FDIC BankFind Suite (call report data) NIMQ + NONIIQ	Q2 2026 Quarter ended Jun 30, 2026	Oct 24, 2026
Service-charge income	Service charges on deposit accounts One quarter, as reported	FDIC BankFind Suite (call report data) ISERCHGQ	Q2 2026 Quarter ended Jun 30, 2026	Oct 24, 2026
Service-charge share of revenue	Service charges on deposit accounts divided by revenue (net interest + noninterest income) Shown when at least 10 banks of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	American National Bank - Fox Cities's published fee schedule; Bank Fee Index medians	Current schedule	Mar 11, 2026

Service-charge income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: FDIC BankFind Suite (call report data)
Entity: American National Bank - Fox Cities (bank level, not the holding company)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Service charges on deposit accounts
Calculation: One quarter, as reported
Fields: ISERCHGQ
Retrieved: Oct 24, 2026

What stands out

Service-charge income was $46K in Q2 2026, 9.8% below the same quarter a year earlier ($51K).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Wire Transfer (Domestic Out)
Leaves out 1 fee charged on a different basis filed under this fee.
American National Bank - Fox Cities: $45
American National Bank - Fox Cities: $45
U.S. median: no median
Stop Payment
American National Bank - Fox Cities: $30
American National Bank - Fox Cities: $30
U.S. median: no median
Wire Transfer (Int'l Out)
Leaves out 1 fee charged on a different basis filed under this fee.
American National Bank - Fox Cities: $55
American National Bank - Fox Cities: $55
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Mar 11, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Wisconsin, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Wisconsin: Banks and credit unions headquartered in Wisconsin that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Service-charge income fell 9.8% from Q3 2025 to Q2 2026, to $46K.

Service-charge income, Q2 2026

$46K

$51KQ3 2025

$51KQ4 2025

$44KQ1 2026

$46KQ2 2026

Against the median

American National Bank - Fox CitiesMedian

Sources and open questions

FDIC call reports, bank level, standalone quarters. Four quarters are too few to call a trend.

Do business accounts and account analysis fees make up more of service charges than at peers?

Among its peers

American National Bank - Fox Cities · $433M in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 20 states.

Banks only
$422M to $445M in assets
Headquartered in 20 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
American National Bank - Fox Cities(this institution)	Appleton, WI	$433M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Bank of the Lowcountry	Walterboro, SC	$430M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Cattle Bank and Trust	Seward, NE	$422M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Centinel Bank of Taos	Taos, NM	$425M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Coffee County Bank	Manchester, TN	$428M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Exchange Bank and Trust Company	Perry, OK	$429M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Overdraft not published
Farmers Trust and Savings Bank	Buffalo Center, IA	$423M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First State Bank	Buxton, ND	$424M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Foresight Bank	Plainview, MN	$434M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Frontier Bank	Lamar, CO	$436M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Heritage Bank of the Ozarks	Lebanon, MO	$424M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Home Bank SB	Martinsville, IN	$433M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Honor Bank	Honor, MI	$443M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
JONES BANK	Seward, NE	$441M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Morgantown Bank & Trust Company, Incorporated	Morgantown, KY	$440M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
NobleBank & Trust	Anniston, AL	$444M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
North Valley Bank	Zanesville, OH	$427M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Oostburg State Bank	Oostburg, WI	$440M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
River City Bank	Rome, GA	$423M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Spring Bank	Brookfield, WI	$441M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Sugar River Bank	Newport, NH	$424M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
The Bank of Clovis	Clovis, NM	$438M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
The National Grand Bank of Marblehead	Marblehead, MA	$445M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The St. Henry Bank	St. Henry, OH	$436M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Town & Country Bank and Trust Company	Bardstown, KY	$434M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Winnsboro State Bank & Trust Company	Winnsboro, LA	$426M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 11 publish this fee(monthly maintenance)

14 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

American National Bank - Fox Cities does not publish a monthly maintenance fee in the index.

The peer median is $6 among 11 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 26, 2026.

Monthly maintenance fee in dollars, one mark per institution

American National Bank - Fox Cities does not publish a monthly maintenance fee, so it is not on this chart.

American National Bank -…Peer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 26, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for American National Bank - Fox Cities (bank level, not the holding company). Income lines are standalone quarters.

Measure

Service-charge income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $46K
vs prior quarter: +$2K+4.5%; from Q1 2026
vs a year earlier: −$5K−9.8%; from Q2 2025
vs start of range: +$10K+27.8%; from Q3 2024

Details

Source: FDIC BankFind Suite (call report data)
Entity: American National Bank - Fox Cities (bank level, not the holding company)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Service charges on deposit accounts
Calculation: One quarter, as reported
Fields: ISERCHGQ
Retrieved: Oct 24, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$46K	+$2K	+4.5%
Q1 2026	$44K	−$7K	−13.7%
Q4 2025	$51K	$0	0.0%
Q3 2025	$51K	$0	0.0%
Q2 2025	$51K	+$8K	+18.6%
Q1 2025	$43K	+$4K	+10.3%
Q4 2024	$39K	+$3K	+8.3%
Q3 2024	$36K	−$2K	−5.3%

Service-charge share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from American National Bank - Fox Cities’s own schedules, with a source for each figure.

Account Maintenance

Close Savings Account within 6 Months of Opening$10
Account Reconciliation (per hour/minimum)$30
Not compared: Charged per hour; comparison unavailable
per hour
Account Reconciliation (per minimum)$25

ATM & Card

Replacement ATM/Debit Card$5

Wire Transfers

Wire Out (domestic)$25
Not compared: Annual charge, not per item
per year
Wire Out (domestic/manual)$45
Wire Out (international)$50
Not compared: Annual charge, not per item
per year
Wire Out (international/manual)$55

Check Services

Check Printing Varies Bank Check$5
Stop Payment (per item)$30
per item
Counter Check (encoded/non-encoded)$0.50
Non-Customer On-us Check Cashing$5
per item
Copy of Paid Check or Other Document$5
per transaction

Cash & Deposit

Foreign Currency Purchase$5
per item · $5.00 plus cost
Night Deposit Key$5

Account Services

Notary ServicesNo charge
per item · No charge
10X10 Box Annually$65
per year
3X10 Box Annually$45
per year
3X5 Box Annually$30
per year
5X10 Box Annually$55
per year
Drilling$150
Not compared: Monthly charge, not annual
per month
Lost Key$25
Not compared: Box drilling or key fee
per item
Safe Deposit Box: Wire In$15
per year
Foreign Check Collection $7.00 Court Order/Garnishment/$50

Other Fees

Photocopy (per page)$0.25
Not compared: Charged per page; comparison unavailable
per page
Statement Copy$5

Fee	Amount	Basis	Note
Account Maintenance
Close Savings Account within 6 Months of Opening	$10	Not stated	None
Account Reconciliation (per hour/minimum)	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Account Reconciliation (per minimum)	$25	Not stated	None
ATM & Card
Replacement ATM/Debit Card	$5	Not stated	None
Wire Transfers
Wire Out (domestic)	$25Not compared: Annual charge, not per item	per year	None
Wire Out (domestic/manual)	$45	Not stated	None
Wire Out (international)	$50Not compared: Annual charge, not per item	per year	None
Wire Out (international/manual)	$55	Not stated	None
Check Services
Check Printing Varies Bank Check	$5	Not stated	None
Stop Payment (per item)	$30	per item	None
Counter Check (encoded/non-encoded)	$0.50	Not stated	None
Non-Customer On-us Check Cashing	$5	per item	None
Copy of Paid Check or Other Document	$5	per transaction	None
Cash & Deposit
Foreign Currency Purchase	$5	per item	$5.00 plus cost
Night Deposit Key	$5	Not stated	None
Account Services
Notary Services	No charge	per item	No charge
10X10 Box Annually	$65	per year	None
3X10 Box Annually	$45	per year	None
3X5 Box Annually	$30	per year	None
5X10 Box Annually	$55	per year	None
Drilling	$150Not compared: Monthly charge, not annual	per month	None
Lost Key	$25Not compared: Box drilling or key fee	per item	None
Safe Deposit Box: Wire In	$15	per year	None
Foreign Check Collection $7.00 Court Order/Garnishment/	$50	Not stated	None
Other Fees
Photocopy (per page)	$0.25Not compared: Charged per page; comparison unavailable	per page	None
Statement Copy	$5	Not stated	None

Correct a fee source

Mar 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Branches and public record

Where American National Bank - Fox Cities operates, and what regulators and customers have on file.

Enforcement actions

None on file with the OCC and Federal Reserve

The OCC and Federal Reserve have no public enforcement action against this bank or its holding company on file.

Source: public enforcement action lists from the OCC and Federal Reserve, read November 4, 2026. The agencies don't always record when an order ends, so one with no end date may have ended. FDIC orders are not included yet. Actions against individual bank officers are left out.

Fee change alerts

Get an email when American National Bank - Fox Cities's monthly maintenance changes in our data

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