Balboa Thrift and Loan Association

Headquarters: Chula Vista, California
Charter: Bank
Assets: $394.5M
Fed district: San Francisco

5 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 16, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Wire Transfer (Domestic Out)
Balboa Thrift and Loan Association: $25
Balboa Thrift and Loan Association: $25
U.S. median: no median
Stop Payment
Balboa Thrift and Loan Association: $25
Balboa Thrift and Loan Association: $25
U.S. median: no median
Deposited Item Return
Balboa Thrift and Loan Association: $25
Balboa Thrift and Loan Association: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 16, 2026View sources

Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
California: Banks and credit unions headquartered in California that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Balboa Thrift and Loan Association’s own schedules, with a source for each figure.

Account Maintenance

Deposit Account Closed Within 180 Days of Opening$25
per item
Account Research$25
Not compared: Charged per hour; comparison unavailable
per hour
Excessive Withdrawal Fee$1.50
per item

Wire Transfers

Wire Transfer – Outgoing$25
per item

Check Services

Stop Payments$25
per item

Cash & Deposit

Deposited Checks Returned$25
per item

Fee	Amount	Basis	Note
Account Maintenance
Deposit Account Closed Within 180 Days of Opening	$25	per item	None
Account Research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Excessive Withdrawal Fee	$1.50	per item	None
Wire Transfers
Wire Transfer – Outgoing	$25	per item	None
Check Services
Stop Payments	$25	per item	None
Cash & Deposit
Deposited Checks Returned	$25	per item	None

Correct a fee source

Oct 16, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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