20 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 16, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Each amount links to the fee schedule it was read from. Medians for Indiana, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Home Bank SB’s own schedules, with a source for each figure.
per month
per month
per hour
per month
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Service fee (balance in the account falls below $1,500.00) | $6 | per month | None |
| Early Close Out Fee (account closed within 90 days of opening) | $15 | Not stated | None |
| Dormant Account Fee (After 24 months of no activity) | $5 | per month | None |
| Account Reconcilement | $20Not compared: Charged per hour; comparison unavailable | per hour | None |
| Paper Statement Fee | $3 | Not stated | None |
| Safekeeping for Return Mail with Bad Address | $10 | per month | None |
Overdraft & NSF | |||
| AOD Charge (Allowable Overdraft Fee1) | $32 | Not stated | None |
| NSF Charge (Non-Sufficient Funds) | $32 | Not stated | None |
| Overdraft Transfer Fee | $5 | Not stated | None |
ATM & Card | |||
| ATM Debit Card Replacement | $5 | Not stated | None |
Wire Transfers | |||
| Wire Transfer, Domestic (Outgoing) | $20 | Not stated | None |
| Wire Transfer, Foreign (Outgoing) | $50 | Not stated | None |
| Wire Transfer, Foreign and Domestic (Incoming) | $15 | Not stated | None |
Check Services | |||
| Cashier’s Check | $5 | Not stated | None |
| Stop Payment | $7.50 | Not stated | None |
| Collection Items (foreign and domestic) | $15 | per item | None |
| Check Copies (12 free per year) | $1.50 | per item | None |
Digital & Electronic | |||
| ACH Origination | $10 | per item | None |
Cash & Deposit | |||
| Deposited Item Reversal Fee (Returned Item) | $7.50 | Not stated | None |
Account Services | |||
| Garnishment Fee | $50 | Not stated | None |
| Levy/Subpoena Fee | $25 | Not stated | None |
Other Fees | |||
| Duplicate Copies of Statement | $5 | Not stated | None |
| Fax Fee | $1Not compared: Charged per page; comparison unavailable | per page | None |
Oct 16, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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