Spring Bank

Headquarters: Brookfield, Wisconsin
Charter: Bank
Assets: $440.7M
Fed district: Chicago

1 published fee; none has a market median to compare yet.

Source: its fee schedule, read Oct 11, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Spring Bank: $2
Spring Bank: $2
U.S. median: no median
Non-Network ATM
Spring Bank: Not identified
Spring Bank: Not identified
U.S. median: no median
NSF / Returned Item
Spring Bank: Not identified
Spring Bank: Not identified
U.S. median: no median

Fee not identified in the reviewed schedule. A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 11, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Wisconsin, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Wisconsin: Banks and credit unions headquartered in Wisconsin that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Spring Bank’s own schedules, with a source for each figure.

Fee	Amount	Basis	Note
Account Maintenance
Monthly Service Fee	$2	per month	None
Cash & Deposit
Coin Counting	2%	Not stated	None

Account Maintenance

Account Closed Within 3 Months of Opening$25
Dormant Fee (Account not used for 12 months) (Per month)$5
per month
Account Reconciliation Fee (Per hour, ½ hour minimum)$40
Not compared: Charged per hour; comparison unavailable
per hour
Research Fee$50
Not compared: Charged per hour; comparison unavailable
per hour
~ Undeliverable E-Statement Fee (Per statement)$5

Overdraft & NSF

NSF (Non-Sufficient) / Overdraft Paid Item Fee (Per item)$35
per item
Return ACH Fee$15
Returned Item Fee – NSF (Non-Sufficient Funds) (Per item)$35
per item

ATM & Card

Replacement Card (Plus expedited delivery costs if applicable)$15
Foreign Transaction Fee (Plus VISA ISA Fee (Currency Conversion Fee))$3

Wire Transfers

Wire Fee Outbound (Domestic.)$25
Wire Fee Incoming (Domestic.)$15
Wire Fee Outbound (International.)$50
Wire Fee Incoming (International.)$30

Check Services

Bank Approved Official Check – Non Customer$10
Stop Payment Fee (Per item)$35
per item
Check Cashing – Non Customer (Per item)$10
per item
Foreign Check Processing (Plus costs) (Per item)$25
per item
Copies of Items$5
per item

Digital & Electronic

ACH Origination Initial Set Up$25
Same Day ACH Origination: Per File$15
per item

Account Services

Tax levy or Garnishment Processing Fee (Per account, per occurrence)$75
per item

Gift & Prepaid Cards

Gift Card$3

Other Fees

Additional or Duplicate Statement (Per month)$5
Not compared: Monthly charge, not per item
per month

Fee	Amount	Basis	Note
Account Maintenance
Account Closed Within 3 Months of Opening	$25	Not stated	None
Dormant Fee (Account not used for 12 months) (Per month)	$5	per month	None
Account Reconciliation Fee (Per hour, ½ hour minimum)	$40Not compared: Charged per hour; comparison unavailable	per hour	None
Research Fee	$50Not compared: Charged per hour; comparison unavailable	per hour	None
~ Undeliverable E-Statement Fee (Per statement)	$5	Not stated	None
Overdraft & NSF
NSF (Non-Sufficient) / Overdraft Paid Item Fee (Per item)	$35	per item	None
Return ACH Fee	$15	Not stated	None
Returned Item Fee – NSF (Non-Sufficient Funds) (Per item)	$35	per item	None
ATM & Card
Replacement Card (Plus expedited delivery costs if applicable)	$15	Not stated	None
Foreign Transaction Fee (Plus VISA ISA Fee (Currency Conversion Fee))	$3	Not stated	None
Wire Transfers
Wire Fee Outbound (Domestic.)	$25	Not stated	None
Wire Fee Incoming (Domestic.)	$15	Not stated	None
Wire Fee Outbound (International.)	$50	Not stated	None
Wire Fee Incoming (International.)	$30	Not stated	None
Check Services
Bank Approved Official Check – Non Customer	$10	Not stated	None
Stop Payment Fee (Per item)	$35	per item	None
Check Cashing – Non Customer (Per item)	$10	per item	None
Foreign Check Processing (Plus costs) (Per item)	$25	per item	None
Copies of Items	$5	per item	None
Digital & Electronic
ACH Origination Initial Set Up	$25	Not stated	None
Same Day ACH Origination: Per File	$15	per item	None
Account Services
Tax levy or Garnishment Processing Fee (Per account, per occurrence)	$75	per item	None
Gift & Prepaid Cards
Gift Card	$3	Not stated	None
Other Fees
Additional or Duplicate Statement (Per month)	$5Not compared: Monthly charge, not per item	per month	None

Correct a fee source

Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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