Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community bank, $300M to $1B

Spring Bank

Brookfield, WisconsinBankChicago Fed districtFees collected Oct 3, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

^ Return of Paper Statement Fee (Per statement) ........................................................................$10Above the typical range ($2–$5 nationally)

Knox deterministic extraction from Rosetta artifact #968. canonical_hint=paper_statement; text_hash=6329930e066e4a2e3028c26a30b9a7d9b79a2369a6b9d4c1f662314ab7068582; excerpt="$10^ Return of Paper Statement Fee (Per statement) ....................................................................................................................." · Source

~ Undeliverable E-Statement Fee (Per statement) ........................................................................$5

$4.50 above the national median

Knox deterministic extraction from Rosetta artifact #968. canonical_hint=estatement_fee; text_hash=6329930e066e4a2e3028c26a30b9a7d9b79a2369a6b9d4c1f662314ab7068582; excerpt="$5~ Undeliverable E-Statement Fee (Per statement) ...................................................................................................................." · Source

Overdraft & NSFVerified

^ Continuous Negative Balance Fee (Overdraft Fee) (Beginning on the 7th calendar day, per day$35Above the typical range ($7.81–$30 nationally)
$12.50 above the national median
per day · Knox deterministic extraction from Rosetta artifact #968. canonical_hint=overdraft; text_hash=6329930e066e4a2e3028c26a30b9a7d9b79a2369a6b9d4c1f662314ab7068582; excerpt="$35^ Continuous Negative Balance Fee (Overdraft Fee) (Beginning on the 7th calendar day, per day" · Source
^ Returned Item Fee – NSF (Non-Sufficient Funds) (Per item) ............................................................$35Above the typical range ($15–$30 nationally)
$10 above the national median
per item · Knox deterministic extraction from Rosetta artifact #968. canonical_hint=nsf; text_hash=6329930e066e4a2e3028c26a30b9a7d9b79a2369a6b9d4c1f662314ab7068582; excerpt="$35^ Returned Item Fee – NSF (Non-Sufficient Funds) (Per item) ............................................................................................." · Source

Check ServicesVerified

^ Check Printing ..................................................................................$35Above the typical range ($1.75–$10.50 nationally)
$30 above the national median
Knox deterministic extraction from Rosetta artifact #968. canonical_hint=check_printing; text_hash=6329930e066e4a2e3028c26a30b9a7d9b79a2369a6b9d4c1f662314ab7068582; excerpt="$35^ Check Printing .................................................................................." · Source
^ Stop Payment Fee (Per item) ..........................................................................................$12Below the typical range ($20–$30 nationally)
$13 below the national median
per item · Knox deterministic extraction from Rosetta artifact #968. canonical_hint=stop_payment; text_hash=6329930e066e4a2e3028c26a30b9a7d9b79a2369a6b9d4c1f662314ab7068582; excerpt="$12^ Stop Payment Fee (Per item) ............................................................................................................................................." · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
^ Return of Paper Statement Fee (Per statement) ........................................................................	$10Above the typical range ($2–$5 nationally)	$7 above the national median	—	Knox deterministic extraction from Rosetta artifact #968. canonical_hint=paper_statement; text_hash=6329930e066e4a2e3028c26a30b9a7d9b79a2369a6b9d4c1f662314ab7068582; excerpt="$10^ Return of Paper Statement Fee (Per statement) ....................................................................................................................."	Source
~ Undeliverable E-Statement Fee (Per statement) ........................................................................	$5Above the typical range ($0–$3 nationally)	$4.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #968. canonical_hint=estatement_fee; text_hash=6329930e066e4a2e3028c26a30b9a7d9b79a2369a6b9d4c1f662314ab7068582; excerpt="$5~ Undeliverable E-Statement Fee (Per statement) ...................................................................................................................."	Source
Overdraft & NSFVerified
^ Continuous Negative Balance Fee (Overdraft Fee) (Beginning on the 7th calendar day, per day	$35Above the typical range ($7.81–$30 nationally)	$12.50 above the national median	per day	Knox deterministic extraction from Rosetta artifact #968. canonical_hint=overdraft; text_hash=6329930e066e4a2e3028c26a30b9a7d9b79a2369a6b9d4c1f662314ab7068582; excerpt="$35^ Continuous Negative Balance Fee (Overdraft Fee) (Beginning on the 7th calendar day, per day"	Source
Check ServicesVerified
^ Check Printing ..................................................................................	$35Above the typical range ($1.75–$10.50 nationally)	$30 above the national median	—	Knox deterministic extraction from Rosetta artifact #968. canonical_hint=check_printing; text_hash=6329930e066e4a2e3028c26a30b9a7d9b79a2369a6b9d4c1f662314ab7068582; excerpt="$35^ Check Printing .................................................................................."	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $35

40% above the national median NSF fee

Total fees: 6 — leaner than most institutions

Verified fees

Under review

Assets

$440.7M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$440.7M

Total deposits

$332.3M

Service charge income

$27K

Fee income ratio

0.65%

Return on assets

1.60%

Branches

Service charge income by quarter

Q2 2026$27K

Q1 2026$26K

Q4 2025$44K

Q3 2025$27K

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 6,610 verified fees from 1,539 institutions

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