Bank of Lexington, Inc.

Headquarters: Lexington, Kentucky
Charter: Bank
Assets: $410.8M
Fed district: Cleveland

19 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 15, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Bank of Lexington, Inc.: $10
Bank of Lexington, Inc.: $10
U.S. median: no median
Overdraft (OD)
Bank of Lexington, Inc.: $35
Bank of Lexington, Inc.: $35
U.S. median: no median
NSF / Returned Item
Bank of Lexington, Inc.: $35
Bank of Lexington, Inc.: $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 15, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Kentucky, the Cleveland district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Kentucky: Banks and credit unions headquartered in Kentucky that publish the fee.
Cleveland district: Banks and credit unions headquartered in the Cleveland Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Bank of Lexington, Inc.’s own schedules, with a source for each figure.

Account Maintenance

Monthly Maintenance$10
per month
Quarterly fee (daily balance falls below $100)$5
Not compared: Quarterly charge, not monthly
per quarter
Early Closure of Deposit Account Within 6 Months of Opening$25
Dormant Account Status$5
per month
Research Fee (per hour)$25
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Insufficient Funds (NSF) Item PAID$35
Insufficient Funds (NSF) Item RETURNED$35

ATM & Card

ATM- ForeignNo charge
ATM/Debit Card Replacement (first replacement card free)$10

Wire Transfers

Wire Transfer: Outgoing Domestic$25
Wire Transfer Incoming$5
Wire Transfer: Outgoing Foreign$50

Check Services

Cashier's Check$7
Stop Payment (each)$35
per item
Counter Checks (per page (4 checks to a page)after initial 24 free starter checks)$1
per item
Foreign/Collection Item$16

Digital & Electronic

Online Bill PayNo charge

Cash & Deposit

Returned Deposit Items (chargeback)$12

Account Services

Drill Box$150
Not compared: Box drilling or key fee
Lost Key$25
Not compared: Box drilling or key fee
Safe Deposit Box 10 x 10$120
Safe Deposit Box 3 x 10$30
Safe Deposit Box 5 x 10$60
Safe Deposit Box 7 x 10$90
Garnishments$100
Tax Levy or Escheat of Funds$100

Other Fees

Statement Copy$5

Fee	Amount	Basis	Note
Account Maintenance
Monthly Maintenance	$10	per month	None
Quarterly fee (daily balance falls below $100)	$5Not compared: Quarterly charge, not monthly	per quarter	None
Early Closure of Deposit Account Within 6 Months of Opening	$25	Not stated	None
Dormant Account Status	$5	per month	None
Research Fee (per hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Insufficient Funds (NSF) Item PAID	$35	Not stated	None
Insufficient Funds (NSF) Item RETURNED	$35	Not stated	None
ATM & Card
ATM- Foreign	No charge	Not stated	None
ATM/Debit Card Replacement (first replacement card free)	$10	Not stated	None
Wire Transfers
Wire Transfer: Outgoing Domestic	$25	Not stated	None
Wire Transfer Incoming	$5	Not stated	None
Wire Transfer: Outgoing Foreign	$50	Not stated	None
Check Services
Cashier's Check	$7	Not stated	None
Stop Payment (each)	$35	per item	None
Counter Checks (per page (4 checks to a page)after initial 24 free starter checks)	$1	per item	None
Foreign/Collection Item	$16	Not stated	None
Digital & Electronic
Online Bill Pay	No charge	Not stated	None
Cash & Deposit
Returned Deposit Items (chargeback)	$12	Not stated	None
Account Services
Drill Box	$150Not compared: Box drilling or key fee	Not stated	None
Lost Key	$25Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10 x 10	$120	Not stated	None
Safe Deposit Box 3 x 10	$30	Not stated	None
Safe Deposit Box 5 x 10	$60	Not stated	None
Safe Deposit Box 7 x 10	$90	Not stated	None
Garnishments	$100	Not stated	None
Tax Levy or Escheat of Funds	$100	Not stated	None
Other Fees
Statement Copy	$5	Not stated	None

Correct a fee source

Oct 15, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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