Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, $300M to $1B

Bank of Lexington, Inc.

Lexington, KentuckyBankCleveland Fed districtFees collected Oct 2, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant Account Status (per month- after 12 months of inactivity and balance below )$5Within the typical range ($5–$10 nationally)

Check ServicesVerified

Cashier's Check$7Above the typical range ($3–$5.50 nationally)
$2 above the national median
Source
Counter Checks (per page (4 checks to a page)after initial 24 free starter checks)$1Within the typical range ($1–$4 nationally)
$1 below the national median
Source
Stop Payment (each)$35Above the typical range ($20–$30 nationally)
$9 above the national median
Source

Account ServicesVerified

Drill Box$150Above the typical range ($25–$80 nationally)
$105 above the national median
Source
Garnishments$100Above the typical range ($30–$75 nationally)
$50 above the national median
Source
Lost Key$25Within the typical range ($25–$80 nationally)
$20 below the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Dormant Account Status (per month- after 12 months of inactivity and balance below )	$5Within the typical range ($5–$10 nationally)	At the national median	per month	—	Source
Research Fee (per hour)	$25Within the typical range ($20–$25 nationally)	At the national median	—	—	Source
Overdraft & NSFVerified
Insufficient Funds (NSF) Item RETURNED	$35Above the typical range ($25–$31.50 nationally)	$5 above the national median	—	—	Source
ATM & CardVerified
ATM/Debit Card Replacement (first replacement card free)	$10Within the typical range ($5–$10 nationally)	At the national median	—	—	Source
Wire TransfersVerified
Wire Transfer Incoming	$5Within the typical range ($5–$15 nationally)	$5 below the national median	—	—	Source
Check ServicesVerified
Cashier's Check	$7Above the typical range ($3–$5.50 nationally)	$2 above the national median	—	—	Source
Counter Checks (per page (4 checks to a page)after initial 24 free starter checks)	$1
Cash & DepositVerified
Returned Deposit Items (chargeback)	$12Within the typical range ($10–$25 nationally)	$3 below the national median	—	—	Source
Account ServicesVerified
Drill Box	$150Above the typical range ($25–$80 nationally)	$105 above the national median	—	—	Source
Garnishments	$100
Other FeesVerified
Statement Copy	$5Within the typical range ($2–$5 nationally)	$2 above the national median	—	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $35

17% above the national median NSF fee

Total fees: 13 — leaner than most institutions

Headline fees published

6 of 15

Published fees

Under review

Assets

$410.8M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$410.8M

Total deposits

$322.2M

Service charge income

$19K

Fee income ratio

0.50%

Return on assets

1.05%

Branches

Service charge income by quarter

Q2 2026$19K

Q1 2026$17K

Q4 2025$16K

Q3 2025$14K

Financial profile · Pro

Performance from regulator filings

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Based on 37,892 published fee entries from 2,651 institutions

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