First American Bank

Headquarters: Elk Grove Village, Illinois
Charter: Bank
Assets: $8.6B
Fed district: Chicago

12 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 28, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
First American Bank: $39.50
First American Bank: $39.50
U.S. median: no median
NSF / Returned Item
First American Bank: $39.50
First American Bank: $39.50
U.S. median: no median
Wire Transfer (Domestic Out)
First American Bank: $20 to $30
First American Bank: $20 to $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 28, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Illinois, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Illinois: Banks and credit unions headquartered in Illinois that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from First American Bank’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account Fee 2$10
per month

Overdraft & NSF

Non-Sufficient Funds – Overdraft Fee$39.50
Non-Sufficient Funds – Return Item Fee$39.50
Sweep Transfer (Auto Funds Transfer)$10

ATM & Card

Debit Card Replacement – Standard$10
Debit Card Replacement – Rush$45

Wire Transfers

Outgoing Domestic Wire Transfer$30
Outgoing Wire – Phone Template$20
Incoming Wire Transfer$15
Outgoing International Wire Transfer$45

Check Services

Each day the account is overdrawn: Purchase of Official Check$8
per item
Purchase of Official Check$8
Not compared: Daily charge, not per item
per day
Copy of Canceled Check or Deposit Item$7.50

Cash & Deposit

Chargeback (Return Deposit Item)$15
Re-Deposit Chargeback$4.50

Account Services

Lost Keys; Drilling$167.50
Not compared: Box drilling or key fee
SAFE DEPOSIT BOX: Key Duplication$30
Not compared: Box drilling or key fee

Other Fees

Copy of Monthly Statement$7.75
Not compared: Monthly charge, not per item
per month

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account Fee 2	$10	per month	None
Overdraft & NSF
Non-Sufficient Funds – Overdraft Fee	$39.50	Not stated	None
Non-Sufficient Funds – Return Item Fee	$39.50	Not stated	None
Sweep Transfer (Auto Funds Transfer)	$10	Not stated	None
ATM & Card
Debit Card Replacement – Standard	$10	Not stated	None
Debit Card Replacement – Rush	$45	Not stated	None
Wire Transfers
Outgoing Domestic Wire Transfer	$30	Not stated	None
Outgoing Wire – Phone Template	$20	Not stated	None
Incoming Wire Transfer	$15	Not stated	None
Outgoing International Wire Transfer	$45	Not stated	None
Check Services
Each day the account is overdrawn: Purchase of Official Check	$8	per item	None
Purchase of Official Check	$8Not compared: Daily charge, not per item	per day	None
Copy of Canceled Check or Deposit Item	$7.50	Not stated	None
Cash & Deposit
Chargeback (Return Deposit Item)	$15	Not stated	None
Re-Deposit Chargeback	$4.50	Not stated	None
Account Services
Lost Keys; Drilling	$167.50Not compared: Box drilling or key fee	Not stated	None
SAFE DEPOSIT BOX: Key Duplication	$30Not compared: Box drilling or key fee	Not stated	None
Other Fees
Copy of Monthly Statement	$7.75Not compared: Monthly charge, not per item	per month	None

Correct a fee source

Oct 28, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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