Better Banks

Headquarters: Peoria, Illinois
Charter: Bank
Assets: $445.8M
Fed district: Chicago

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Stop Payment
Better Banks: $30
Better Banks: $30
U.S. median: no median
Wire Transfer (Int'l Out)
Better Banks: $100
Better Banks: $100
U.S. median: no median
Cashier's Check
Better Banks: $5
Better Banks: $5
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Illinois, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Illinois: Banks and credit unions headquartered in Illinois that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Hey Hamilton,What deserves a closer look?

Bring fees, filings and market context together.

Explore Hamilton Order a Competitive Fee Position Report from $300

Published fee schedule

Amounts from Better Banks’s own schedules, with a source for each figure.

Account Maintenance

Account Closed within 90 days of Opening$25
Dormant Account Fee (per statement cycle after one year of inactivity)$6
per month
Account Balancing Assistance$25
Not compared: Charged per hour; comparison unavailable
per hour
Account Research$25
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Fee: Personal$3

Overdraft & NSF

Overdraft Sweep FeeNo charge

ATM & Card

Replace ATM or Debit Card$10
Expedited ATM or Debit Card Replacement$50

Wire Transfers

Foreign Wire Transfers$100

Check Services

Cashier's Checks$5
Stop Payment (check, Draft, or ACH)$30
Counter Checks/Deposit Tickets$2
Canadian Check Collection$25
Check Copy$3

Digital & Electronic

Internet Bill Pay/P2PNo charge

Cash & Deposit

Deposited Check (or other items) Returned Unpaid$10

Account Services

4" X 5" (short)$30
Safe Deposit Box 10" X 10"$125
Safe Deposit Box 2" X 5"$20
Safe Deposit Box 3" X 10"$40
Safe Deposit Box 3" X 5"$25
Safe Deposit Box 4" X 4"$35
Safe Deposit Box 5" X 10"$60
Garnishments, Levies, or Citations$100

Other Fees

Duplicate Statement$5
Fax Incoming/Outgoing$5
Photocopies$1
per item
Snapshot Statement Fax or Mail$3

Fee	Amount	Basis	Note
Account Maintenance
Account Closed within 90 days of Opening	$25	Not stated	None
Dormant Account Fee (per statement cycle after one year of inactivity)	$6	per month	None
Account Balancing Assistance	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Fee: Personal	$3	Not stated	None
Overdraft & NSF
Overdraft Sweep Fee	No charge	Not stated	None
ATM & Card
Replace ATM or Debit Card	$10	Not stated	None
Expedited ATM or Debit Card Replacement	$50	Not stated	None
Wire Transfers
Foreign Wire Transfers	$100	Not stated	None
Check Services
Cashier's Checks	$5	Not stated	None
Stop Payment (check, Draft, or ACH)	$30	Not stated	None
Counter Checks/Deposit Tickets	$2	Not stated	None
Canadian Check Collection	$25	Not stated	None
Check Copy	$3	Not stated	None
Digital & Electronic
Internet Bill Pay/P2P	No charge	Not stated	None
Cash & Deposit
Deposited Check (or other items) Returned Unpaid	$10	Not stated	None
Account Services
4" X 5" (short)	$30	Not stated	None
Safe Deposit Box 10" X 10"	$125	Not stated	None
Safe Deposit Box 2" X 5"	$20	Not stated	None
Safe Deposit Box 3" X 10"	$40	Not stated	None
Safe Deposit Box 3" X 5"	$25	Not stated	None
Safe Deposit Box 4" X 4"	$35	Not stated	None
Safe Deposit Box 5" X 10"	$60	Not stated	None
Garnishments, Levies, or Citations	$100	Not stated	None
Other Fees
Duplicate Statement	$5	Not stated	None
Fax Incoming/Outgoing	$5	Not stated	None
Photocopies	$1	per item	None
Snapshot Statement Fax or Mail	$3	Not stated	None

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Better Banks's early account closure changes in our data

We check once a day and send one email covering every change.