Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community bank, $300M to $1B

The Citizens State Bank

Moundridge, KansasBankKansas City Fed districtFees collected Oct 3, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research Per Hour$40Above the typical range ($15–$25 nationally)

Knox deterministic extraction from Rosetta artifact #3613. canonical_hint=account_research; text_hash=cfda8b4201aca68166c61a9e09bd0d039867880dfff1b76fa2a3318076399717; excerpt="Account Research Per Hour | $40.00 - Minimum $20.00" · Source

Dormant Account$10

$5 above the national median

Knox deterministic extraction from Rosetta artifact #3613. canonical_hint=dormant_account; text_hash=cfda8b4201aca68166c61a9e09bd0d039867880dfff1b76fa2a3318076399717; excerpt="Dormant Account | $10.00" · Source

Inactive Account Fee$5

At the national median

Overdraft & NSFVerified

Overdraft Fee NSF$30Within the typical range ($20–$30 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #3613. canonical_hint=overdraft; text_hash=cfda8b4201aca68166c61a9e09bd0d039867880dfff1b76fa2a3318076399717; excerpt="Overdraft Fee NSF | $30.00" · Source
Returned Item Fee$30Within the typical range ($25–$32 nationally)
$1 above the national median
Knox deterministic extraction from Rosetta artifact #3613. canonical_hint=nsf; text_hash=cfda8b4201aca68166c61a9e09bd0d039867880dfff1b76fa2a3318076399717; excerpt="Returned Item Fee | $30.00" · Source

ATM & CardVerified

Replacement ATM/Debit Card$5Within the typical range ($5–$10 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #1689. canonical_hint=card_replacement; text_hash=03e6ff8becb1ee9990373ef943772e2736eab8fc9615450ceb421d809b52438c; excerpt="Replacement ATM/Debit Card / $5.00" · Source
Use of The Citizens State Bank ATMs with CSB ATM/Debit Cards$0Below the typical range ($1–$3 nationally)
$1.50 below the national median
Knox read a free fee from Rosetta artifact #3613. canonical_hint=atm_non_network; text_hash=cfda8b4201aca68166c61a9e09bd0d039867880dfff1b76fa2a3318076399717; excerpt="Use of The Citizens State Bank ATMs with CSB ATM/Debit Cards | FREE" · Source

Wire TransfersVerified

Wire Transfer Incoming Domestic$10Within the typical range ($7.75–$15 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #3613. canonical_hint=wire_domestic_incoming; text_hash=cfda8b4201aca68166c61a9e09bd0d039867880dfff1b76fa2a3318076399717; excerpt="Wire Transfer Incoming Domestic | $10.00" · Source
Wire Transfer Incoming International$15Within the typical range ($10–$25 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #1689. canonical_hint=wire_intl_incoming; text_hash=03e6ff8becb1ee9990373ef943772e2736eab8fc9615450ceb421d809b52438c; excerpt="Wire Transfer Incoming International / $15.00" · Source
Wire Transfer Outgoing Domestic$20Within the typical range ($20–$25 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #3613. canonical_hint=wire_domestic_outgoing; text_hash=cfda8b4201aca68166c61a9e09bd0d039867880dfff1b76fa2a3318076399717; excerpt="Wire Transfer Outgoing Domestic | $20.00" · Source
Wire Transfer Outgoing International$55Above the typical range ($40–$50 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #1689. canonical_hint=wire_intl_outgoing; text_hash=03e6ff8becb1ee9990373ef943772e2736eab8fc9615450ceb421d809b52438c; excerpt="Wire Transfer Outgoing International / $55.00" · Source

Check ServicesVerified

Cashier's Check$5Within the typical range ($3–$6 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #3613. canonical_hint=cashiers_check; text_hash=cfda8b4201aca68166c61a9e09bd0d039867880dfff1b76fa2a3318076399717; excerpt="Cashier's Check | $5.00" · Source
Internet Banking Stop Payment (Checks Only)$25Within the typical range ($20–$30 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #3613. canonical_hint=stop_payment; text_hash=cfda8b4201aca68166c61a9e09bd0d039867880dfff1b76fa2a3318076399717; excerpt="Internet Banking Stop Payment (Checks Only) | $25.00" · Source
Money Order$5Above the typical range ($2–$3.50 nationally)
$3 above the national median
Knox deterministic extraction from Rosetta artifact #3613. canonical_hint=money_order; text_hash=cfda8b4201aca68166c61a9e09bd0d039867880dfff1b76fa2a3318076399717; excerpt="Money Order | $5.00" · Source
Stop Payment Fee$30Within the typical range ($20–$30 nationally)
$3 above the national median
Knox deterministic extraction from Rosetta artifact #3613. canonical_hint=stop_payment; text_hash=cfda8b4201aca68166c61a9e09bd0d039867880dfff1b76fa2a3318076399717; excerpt="Stop Payment Fee | $30.00" · Source

Digital & ElectronicVerified

Bill Pay Check Stop Pay$30Above the typical range ($0–$12.50 nationally)
$25 above the national median
Knox deterministic extraction from Rosetta artifact #3613. canonical_hint=bill_pay; text_hash=cfda8b4201aca68166c61a9e09bd0d039867880dfff1b76fa2a3318076399717; excerpt="Bill Pay Check Stop Pay | $30.00" · Source

Cash & DepositVerified

Deposited Item Return Fee$5Below the typical range ($9.50–$25 nationally)
$10 below the national median
Knox deterministic extraction from Rosetta artifact #3613. canonical_hint=deposited_item_return; text_hash=cfda8b4201aca68166c61a9e09bd0d039867880dfff1b76fa2a3318076399717; excerpt="Deposited Item Return Fee | $5.00" · Source

Account ServicesVerified

Levy/ Garnishment$30Within the typical range ($25–$75 nationally)
$20 below the national median
Knox deterministic extraction from Rosetta artifact #3613. canonical_hint=garnishment_levy; text_hash=cfda8b4201aca68166c61a9e09bd0d039867880dfff1b76fa2a3318076399717; excerpt="Levy/ Garnishment | $30.00" · Source
Safe Deposit Box - Replacement Key Fee$25Within the typical range ($25–$80 nationally)
$15 below the national median
Knox deterministic extraction from Rosetta artifact #3613. canonical_hint=safe_deposit_box; text_hash=cfda8b4201aca68166c61a9e09bd0d039867880dfff1b76fa2a3318076399717; excerpt="Safe Deposit Box - Replacement Key Fee | $25.00" · Source

Gift & Prepaid CardsVerified

Gift Card (Non-Reloadable) - Purchase Fee$6Above the typical range ($3–$4.95 nationally)
$2.37 above the national median
Knox deterministic extraction from Rosetta artifact #3613. canonical_hint=gift_card_purchase; text_hash=cfda8b4201aca68166c61a9e09bd0d039867880dfff1b76fa2a3318076399717; excerpt="Gift Card (Non-Reloadable) - Purchase Fee | $6.00" · Source

Other FeesVerified

Statement Copy - Per Page (Printed)$5Within the typical range ($2–$5 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #1689. canonical_hint=document_reproduction; text_hash=03e6ff8becb1ee9990373ef943772e2736eab8fc9615450ceb421d809b52438c; excerpt="Statement Copy - Per Page (Printed) / $5.00" · Source
Statement Copy - Per Statement (Secure emailed)$2Within the typical range ($2–$5 nationally)
$1 below the national median
Knox deterministic extraction from Rosetta artifact #1689. canonical_hint=document_reproduction; text_hash=03e6ff8becb1ee9990373ef943772e2736eab8fc9615450ceb421d809b52438c; excerpt="Statement Copy - Per Statement (Secure emailed) / $2.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research Per Hour	$40Above the typical range ($15–$25 nationally)	$20 above the national median	—	Knox deterministic extraction from Rosetta artifact #3613. canonical_hint=account_research; text_hash=cfda8b4201aca68166c61a9e09bd0d039867880dfff1b76fa2a3318076399717; excerpt="Account Research Per Hour \| $40.00 - Minimum $20.00"	Source
Dormant Account	$10Within the typical range ($5–$10 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #3613. canonical_hint=dormant_account; text_hash=cfda8b4201aca68166c61a9e09bd0d039867880dfff1b76fa2a3318076399717; excerpt="Dormant Account \| $10.00"	Source
Inactive Account Fee	$5Within the typical range ($5–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #3613. canonical_hint=dormant_account; text_hash=cfda8b4201aca68166c61a9e09bd0d039867880dfff1b76fa2a3318076399717; excerpt="Inactive Account Fee \| $5.00"	Source
Overdraft & NSFVerified
Overdraft Fee NSF	$30Within the typical range ($20–$30 nationally)	$2 above the national median	—	Knox deterministic extraction from Rosetta artifact #3613. canonical_hint=overdraft; text_hash=cfda8b4201aca68166c61a9e09bd0d039867880dfff1b76fa2a3318076399717; excerpt="Overdraft Fee NSF \| $30.00"	Source
Returned Item Fee	$30
ATM & CardVerified
Replacement ATM/Debit Card	$5Within the typical range ($5–$10 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #1689. canonical_hint=card_replacement; text_hash=03e6ff8becb1ee9990373ef943772e2736eab8fc9615450ceb421d809b52438c; excerpt="Replacement ATM/Debit Card / $5.00"	Source
Use of The Citizens State Bank ATMs with CSB ATM/Debit Cards
Wire TransfersVerified
Wire Transfer Incoming Domestic	$10Within the typical range ($7.75–$15 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #3613. canonical_hint=wire_domestic_incoming; text_hash=cfda8b4201aca68166c61a9e09bd0d039867880dfff1b76fa2a3318076399717; excerpt="Wire Transfer Incoming Domestic \| $10.00"	Source
Wire Transfer Incoming International
Check ServicesVerified
Cashier's Check	$5Within the typical range ($3–$6 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #3613. canonical_hint=cashiers_check; text_hash=cfda8b4201aca68166c61a9e09bd0d039867880dfff1b76fa2a3318076399717; excerpt="Cashier's Check \| $5.00"	Source
Internet Banking Stop Payment (Checks Only)	$25
Digital & ElectronicVerified
Bill Pay Check Stop Pay	$30Above the typical range ($0–$12.50 nationally)	$25 above the national median	—	Knox deterministic extraction from Rosetta artifact #3613. canonical_hint=bill_pay; text_hash=cfda8b4201aca68166c61a9e09bd0d039867880dfff1b76fa2a3318076399717; excerpt="Bill Pay Check Stop Pay \| $30.00"	Source
Cash & DepositVerified
Deposited Item Return Fee	$5Below the typical range ($9.50–$25 nationally)	$10 below the national median	—	Knox deterministic extraction from Rosetta artifact #3613. canonical_hint=deposited_item_return; text_hash=cfda8b4201aca68166c61a9e09bd0d039867880dfff1b76fa2a3318076399717; excerpt="Deposited Item Return Fee \| $5.00"	Source
Account ServicesVerified
Levy/ Garnishment	$30Within the typical range ($25–$75 nationally)	$20 below the national median	—	Knox deterministic extraction from Rosetta artifact #3613. canonical_hint=garnishment_levy; text_hash=cfda8b4201aca68166c61a9e09bd0d039867880dfff1b76fa2a3318076399717; excerpt="Levy/ Garnishment \| $30.00"	Source
Safe Deposit Box - Replacement Key Fee
Gift & Prepaid CardsVerified
Gift Card (Non-Reloadable) - Purchase Fee	$6Above the typical range ($3–$4.95 nationally)	$2.37 above the national median	—	Knox deterministic extraction from Rosetta artifact #3613. canonical_hint=gift_card_purchase; text_hash=cfda8b4201aca68166c61a9e09bd0d039867880dfff1b76fa2a3318076399717; excerpt="Gift Card (Non-Reloadable) - Purchase Fee \| $6.00"	Source
Other FeesVerified
Statement Copy - Per Page (Printed)	$5Within the typical range ($2–$5 nationally)	$2 above the national median	—	Knox deterministic extraction from Rosetta artifact #1689. canonical_hint=document_reproduction; text_hash=03e6ff8becb1ee9990373ef943772e2736eab8fc9615450ceb421d809b52438c; excerpt="Statement Copy - Per Page (Printed) / $5.00"	Source
Statement Copy - Per Statement (Secure emailed)

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

7% above the national median overdraft fee

Total fees: 22 — leaner than most institutions

Verified fees

Under review

Assets

$450.6M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$450.6M

Total deposits

$382.3M

Service charge income

$60K

Fee income ratio

1.2%

Return on assets

1.62%

Branches

Service charge income by quarter

Q2 2026$60K

Q1 2026$54K

Q4 2025$58K

Q3 2025$59K

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 20,792 verified fees from 2,117 institutions

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