20 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 11, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Now Account
Can be waived with a balance of $1,000 or more.
Overdraft (OD)
NSF / Returned Item
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Kentucky, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Meade County Bank’s own schedules, with a source for each figure.
per month
per month
per hour
per item · 24 per pack
per item
per item
per year
per year
per year
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Now Account Service charge | $10 | per month | None |
| Dormant Fee (Monthly Fee); No credit or debit activity for a period of 180 days and the account has a balance of less th | $10 | per month | None |
| Account Record Research Fee; research charge (per hour- 1 hour minimum) | $15Not compared: Charged per hour; comparison unavailable | per hour | None |
Overdraft & NSF | |||
| Overdraft fee | $29 | per item | None |
| NSF / Returned Item | $29 | per item | None |
| Daily Overdraft Charge | $5 | per day | None |
ATM & Card | |||
| ATM Service Charge (transactions not at MCB or affiliates) | $0.75 | Not stated | None |
| ATM/Debit Card Replacement Fee | $12 | Not stated | None |
| ATM/Debit Card -international (audience not stated, treated as personal) | 1% | Not stated | None |
Wire Transfers | |||
| Wire Transfer Fee Outgoing (Customer Only) - Domestic | $20 | Not stated | None |
| Wire Transfer Fee Outgoing (Customer Only) - International | $50 | Not stated | None |
Check Services | |||
| Cashier's Check (Customer Only) | $2 | Not stated | None |
| Stop Payment Charge (if amount, payee and check number given) | $20 | Not stated | None |
| Temporary Checks | $12 | per item | 24 per pack |
| Temporary Checks (24 per pack) | $12 | Not stated | None |
| Check Cashing Fee (customers only) | No charge | Not stated | None |
| Check Cashing Fee (non-customers) | $15 | Not stated | None |
| Account Record Research Fee: check image copy (per item) | $2 | per item | None |
Digital & Electronic | |||
| Online Banking and Bill Payment | No charge | Not stated | None |
Cash & Deposit | |||
| Chargeback Fee (per item) | $15 | per item | None |
Account Services | |||
| Notary Service | No charge | Not stated | None |
| Safe Deposit Box or Self-Storage Box; Drill and replace lock | $175Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box Rental Fee (annually) LARGE Contents not insured by FDIC or this institution | $30 | per year | None |
| Safe Deposit Box Rental Fee (annually) MEDIUM Contents not insured by FDIC or this institution | $24 | per year | None |
| Safe Deposit Box Rental Fee (annually) SMALL Contents not insured by FDIC or this institution | $20 | per year | None |
| Tax Levy/Garnishment Fee (each occurence) | $50 | per item | None |
Other Fees | |||
| Account Record Research Fee; copy of statement (per stmt chg) | $5 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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