Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, $300M to $1B

Meade County Bank

Brandenburg, KentuckyBankCleveland Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Record Research Fee; research charge (per hour- 1 hour minimum)$15Below the typical range ($17.50–$25 nationally)

Knox deterministic extraction from Rosetta artifact #3623. canonical_hint=account_research; text_hash=855cf91fe770d70fba2ee8681ab9609ab66bbd83173e715e4c457a60e9dedd58; excerpt="Account Record Research Fee; research charge (per hour- 1 hour minimum) | $15.00" · Source

Dormant Fee (Monthly Fee); No credit or debit activity for a period of 180 days and the account has a balance of less th$10

$5 above the national median

per month · Knox deterministic extraction from Rosetta artifact #3623. canonical_hint=dormant_account; text_hash=855cf91fe770d70fba2ee8681ab9609ab66bbd83173e715e4c457a60e9dedd58; excerpt="Dormant Fee (Monthly Fee); No credit or debit activity for a period of 180 days and the account has a balance of less than $200 (not applicable to FREEdom or Savings Accounts) | $1" · Source

Overdraft & NSFVerified

An overdraft fee of$29Within the typical range ($25–$30 nationally)
$1 below the national median
per item · Knox deterministic extraction from Rosetta artifact #3623. canonical_hint=overdraft; text_hash=855cf91fe770d70fba2ee8681ab9609ab66bbd83173e715e4c457a60e9dedd58; excerpt="An overdraft fee of $29 will be charged per item for covering overdrafts created by check or draft, in-person withdrawal, ATM withdrawal, or other electronic means." · Source
Daily Overdraft Charge; if your account is overdrawn for 4 or more consecutive business days, an additional charge per d$5Within the typical range ($5–$25 nationally)
$1.50 below the national median
per day · Knox deterministic extraction from Rosetta artifact #3623. canonical_hint=continuous_od; text_hash=855cf91fe770d70fba2ee8681ab9609ab66bbd83173e715e4c457a60e9dedd58; excerpt="Daily Overdraft Charge; if your account is overdrawn for 4 or more consecutive business days, an additional charge per day for up to 10 days per occurrence (not applicable to FREEd" · Source
Return Item Charge (per item) You may incur multiple fees if an item is presented & returned multiple times$29Within the typical range ($25–$31 nationally)
$1 below the national median
per item · Knox deterministic extraction from Rosetta artifact #3623. canonical_hint=nsf; text_hash=855cf91fe770d70fba2ee8681ab9609ab66bbd83173e715e4c457a60e9dedd58; excerpt="Return Item Charge (per item) * You may incur multiple fees if an item is presented & returned multiple times | $29.00" · Source

ATM & CardVerified

ATM Service Charge (transactions not at MCB or affiliates)$0.75Below the typical range ($1–$2.50 nationally)
$0.75 below the national median
Knox deterministic extraction from Rosetta artifact #3623. canonical_hint=atm_non_network; text_hash=855cf91fe770d70fba2ee8681ab9609ab66bbd83173e715e4c457a60e9dedd58; excerpt="ATM Service Charge (transactions not at MCB or affiliates) | $0.75" · Source
ATM/Debit Card Replacement Fee$12Above the typical range ($5–$10 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #3623. canonical_hint=card_replacement; text_hash=855cf91fe770d70fba2ee8681ab9609ab66bbd83173e715e4c457a60e9dedd58; excerpt="ATM/Debit Card Replacement Fee | $12.00" · Source

Wire TransfersVerified

Wire Transfer Fee Outgoing (Customer Only) - Domestic$20Within the typical range ($20–$25 nationally)
$2.50 below the national median
Knox deterministic extraction from Rosetta artifact #3623. canonical_hint=wire_domestic_outgoing; text_hash=855cf91fe770d70fba2ee8681ab9609ab66bbd83173e715e4c457a60e9dedd58; excerpt="Wire Transfer Fee Outgoing (Customer Only) - Domestic | $20.00" · Source
Wire Transfer Fee Outgoing (Customer Only) - International$50Within the typical range ($40–$50 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #3623. canonical_hint=wire_intl_outgoing; text_hash=855cf91fe770d70fba2ee8681ab9609ab66bbd83173e715e4c457a60e9dedd58; excerpt="Wire Transfer Fee Outgoing (Customer Only) - International | $50.00" · Source

Check ServicesVerified

Account Record Research Fee: check image copy (per item)$2Within the typical range ($2–$5 nationally)
$1 below the national median
per item · Knox deterministic extraction from Rosetta artifact #3623. canonical_hint=check_image; text_hash=855cf91fe770d70fba2ee8681ab9609ab66bbd83173e715e4c457a60e9dedd58; excerpt="Account Record Research Fee: check image copy (per item) | $2.00" · Source
Cashier's Check (Customer Only)$2Below the typical range ($3–$5.50 nationally)
$3 below the national median
Knox deterministic extraction from Rosetta artifact #3623. canonical_hint=cashiers_check; text_hash=855cf91fe770d70fba2ee8681ab9609ab66bbd83173e715e4c457a60e9dedd58; excerpt="Cashier's Check (Customer Only) | $2.00" · Source
Check Cashing Fee (customers only)$0Below the typical range ($5–$10 nationally)
$5 below the national median
Knox read a free fee from Rosetta artifact #3623. canonical_hint=check_cashing; text_hash=855cf91fe770d70fba2ee8681ab9609ab66bbd83173e715e4c457a60e9dedd58; excerpt="Check Cashing Fee (customers only) | $0.00" · Source
Check Cashing Fee (non-customers)$15Above the typical range ($5–$10 nationally)
$10 above the national median
Knox deterministic extraction from Rosetta artifact #3623. canonical_hint=check_cashing; text_hash=855cf91fe770d70fba2ee8681ab9609ab66bbd83173e715e4c457a60e9dedd58; excerpt="Check Cashing Fee (non-customers) | $15.00" · Source
Stop Payment Charge (if amount, payee and check number given)$20Within the typical range ($20–$30 nationally)
$7 below the national median
Knox deterministic extraction from Rosetta artifact #3623. canonical_hint=stop_payment; text_hash=855cf91fe770d70fba2ee8681ab9609ab66bbd83173e715e4c457a60e9dedd58; excerpt="Stop Payment Charge (if amount, payee and check number given) | $20.00" · Source
Temporary Checks$12Above the typical range ($1–$4 nationally)
$10 above the national median
per item · 24 per pack · Source
Temporary Checks (24 per pack)$12Above the typical range ($1–$4 nationally)
$10 above the national median
Knox deterministic extraction from Rosetta artifact #3623. canonical_hint=counter_check; text_hash=855cf91fe770d70fba2ee8681ab9609ab66bbd83173e715e4c457a60e9dedd58; excerpt="Temporary Checks (24 per pack) | $12.00" · Source

Digital & ElectronicVerified

Online Banking and Bill Payment$0Within the typical range ($0–$10.73 nationally)
$4.95 below the national median
Knox read a free fee from Rosetta artifact #3623. canonical_hint=bill_pay; text_hash=855cf91fe770d70fba2ee8681ab9609ab66bbd83173e715e4c457a60e9dedd58; excerpt="Online Banking and Bill Payment | $0.00" · Source

Cash & DepositVerified

Chargeback Fee (per item)$15Within the typical range ($9–$25 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #3623. canonical_hint=deposited_item_return; text_hash=855cf91fe770d70fba2ee8681ab9609ab66bbd83173e715e4c457a60e9dedd58; excerpt="Chargeback Fee (per item) | $15.00" · Source

Account ServicesVerified

Notary Service$0Within the typical range ($0–$5 nationally)
$2.50 below the national median
Knox read a free fee from Rosetta artifact #3623. canonical_hint=notary_fee; text_hash=855cf91fe770d70fba2ee8681ab9609ab66bbd83173e715e4c457a60e9dedd58; excerpt="Notary Service | $0.00" · Source
Safe Deposit Box or Self-Storage Box; Drill and replace lock$175Above the typical range ($25–$75 nationally)
$132.50 above the national median
Knox deterministic extraction from Rosetta artifact #3623. canonical_hint=safe_deposit_box; text_hash=855cf91fe770d70fba2ee8681ab9609ab66bbd83173e715e4c457a60e9dedd58; excerpt="Safe Deposit Box or Self-Storage Box; Drill and replace lock | $175.00" · Source
Safe Deposit Box Rental Fee (annually) LARGE Contents not insured by FDIC or this institution$30Within the typical range ($25–$75 nationally)
$12.50 below the national median
per year · Knox deterministic extraction from Rosetta artifact #3623. canonical_hint=safe_deposit_box; text_hash=855cf91fe770d70fba2ee8681ab9609ab66bbd83173e715e4c457a60e9dedd58; excerpt="Safe Deposit Box Rental Fee (annually) LARGE **Contents not insured by FDIC or this institution | $30.00" · Source
Safe Deposit Box Rental Fee (annually) MEDIUM Contents not insured by FDIC or this institution$24Below the typical range ($25–$75 nationally)
$18.50 below the national median
per year · Knox deterministic extraction from Rosetta artifact #3623. canonical_hint=safe_deposit_box; text_hash=855cf91fe770d70fba2ee8681ab9609ab66bbd83173e715e4c457a60e9dedd58; excerpt="Safe Deposit Box Rental Fee (annually) MEDIUM ** Contents not insured by FDIC or this institution | $24.00" · Source
Safe Deposit Box Rental Fee (annually) SMALL Contents not insured by FDIC or this institution$20Below the typical range ($25–$75 nationally)
$22.50 below the national median
per year · Knox deterministic extraction from Rosetta artifact #3623. canonical_hint=safe_deposit_box; text_hash=855cf91fe770d70fba2ee8681ab9609ab66bbd83173e715e4c457a60e9dedd58; excerpt="Safe Deposit Box Rental Fee (annually) SMALL **Contents not insured by FDIC or this institution | $20.00" · Source
Tax Levy/Garnishment Fee (each occurence)$50Within the typical range ($30–$75 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #3623. canonical_hint=garnishment_levy; text_hash=855cf91fe770d70fba2ee8681ab9609ab66bbd83173e715e4c457a60e9dedd58; excerpt="Tax Levy/Garnishment Fee (each occurence) | $50.00" · Source

Other FeesVerified

Account Record Research Fee; copy of statement (per stmt chg)$5Within the typical range ($2–$5 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #3623. canonical_hint=document_reproduction; text_hash=855cf91fe770d70fba2ee8681ab9609ab66bbd83173e715e4c457a60e9dedd58; excerpt="Account Record Research Fee; copy of statement (per stmt chg) | $5.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Record Research Fee; research charge (per hour- 1 hour minimum)	$15Below the typical range ($17.50–$25 nationally)	$10 below the national median	—	Knox deterministic extraction from Rosetta artifact #3623. canonical_hint=account_research; text_hash=855cf91fe770d70fba2ee8681ab9609ab66bbd83173e715e4c457a60e9dedd58; excerpt="Account Record Research Fee; research charge (per hour- 1 hour minimum) \| $15.00"	Source
Dormant Fee (Monthly Fee); No credit or debit activity for a period of 180 days and the account has a balance of less th	$10Within the typical range ($5–$10 nationally)	$5 above the national median	per month	Knox deterministic extraction from Rosetta artifact #3623. canonical_hint=dormant_account; text_hash=855cf91fe770d70fba2ee8681ab9609ab66bbd83173e715e4c457a60e9dedd58; excerpt="Dormant Fee (Monthly Fee); No credit or debit activity for a period of 180 days and the account has a balance of less than $200 (not applicable to FREEdom or Savings Accounts) \| $1"	Source
Overdraft & NSFVerified
An overdraft fee of	$29Within the typical range ($25–$30 nationally)	$1 below the national median	per item	Knox deterministic extraction from Rosetta artifact #3623. canonical_hint=overdraft; text_hash=855cf91fe770d70fba2ee8681ab9609ab66bbd83173e715e4c457a60e9dedd58; excerpt="An overdraft fee of $29 will be charged per item for covering overdrafts created by check or draft, in-person withdrawal, ATM withdrawal, or other electronic means."	Source
ATM & CardVerified
ATM Service Charge (transactions not at MCB or affiliates)	$0.75Below the typical range ($1–$2.50 nationally)	$0.75 below the national median	—	Knox deterministic extraction from Rosetta artifact #3623. canonical_hint=atm_non_network; text_hash=855cf91fe770d70fba2ee8681ab9609ab66bbd83173e715e4c457a60e9dedd58; excerpt="ATM Service Charge (transactions not at MCB or affiliates) \| $0.75"	Source

Wire TransfersVerified
Wire Transfer Fee Outgoing (Customer Only) - Domestic	$20Within the typical range ($20–$25 nationally)	$2.50 below the national median	—	Knox deterministic extraction from Rosetta artifact #3623. canonical_hint=wire_domestic_outgoing; text_hash=855cf91fe770d70fba2ee8681ab9609ab66bbd83173e715e4c457a60e9dedd58; excerpt="Wire Transfer Fee Outgoing (Customer Only) - Domestic \| $20.00"	Source

Check ServicesVerified
Account Record Research Fee: check image copy (per item)	$2Within the typical range ($2–$5 nationally)	$1 below the national median	per item	Knox deterministic extraction from Rosetta artifact #3623. canonical_hint=check_image; text_hash=855cf91fe770d70fba2ee8681ab9609ab66bbd83173e715e4c457a60e9dedd58; excerpt="Account Record Research Fee: check image copy (per item) \| $2.00"	Source

Digital & ElectronicVerified
Online Banking and Bill Payment	$0Within the typical range ($0–$10.73 nationally)	$4.95 below the national median	—	Knox read a free fee from Rosetta artifact #3623. canonical_hint=bill_pay; text_hash=855cf91fe770d70fba2ee8681ab9609ab66bbd83173e715e4c457a60e9dedd58; excerpt="Online Banking and Bill Payment \| $0.00"	Source
Cash & DepositVerified
Chargeback Fee (per item)	$15Within the typical range ($9–$25 nationally)	At the national median	per item	Knox deterministic extraction from Rosetta artifact #3623. canonical_hint=deposited_item_return; text_hash=855cf91fe770d70fba2ee8681ab9609ab66bbd83173e715e4c457a60e9dedd58; excerpt="Chargeback Fee (per item) \| $15.00"	Source
Account ServicesVerified
Notary Service	$0Within the typical range ($0–$5 nationally)	$2.50 below the national median	—	Knox read a free fee from Rosetta artifact #3623. canonical_hint=notary_fee; text_hash=855cf91fe770d70fba2ee8681ab9609ab66bbd83173e715e4c457a60e9dedd58; excerpt="Notary Service \| $0.00"	Source
Safe Deposit Box or Self-Storage Box; Drill and replace lock
Other FeesVerified
Account Record Research Fee; copy of statement (per stmt chg)	$5Within the typical range ($2–$5 nationally)	$2 above the national median	—	Knox deterministic extraction from Rosetta artifact #3623. canonical_hint=document_reproduction; text_hash=855cf91fe770d70fba2ee8681ab9609ab66bbd83173e715e4c457a60e9dedd58; excerpt="Account Record Research Fee; copy of statement (per stmt chg) \| $5.00"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$29

Overdraft fee: $29

Overdraft fee is aligned with the national median

Total fees: 25

Published fees

Under review

Assets

$458.4M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$458.4M

Total deposits

$384.4M

Service charge income

$89K

Fee income ratio

2.2%

Return on assets

0.95%

Branches

Service charge income by quarter

Q2 2026$89K

Q1 2026$104K

Q4 2025$102K

Q3 2025$106K

Financial profile · Pro

Performance from regulator filings

ATM/Debit Card Replacement Fee

Wire Transfer Fee Outgoing (Customer Only) - International

Cashier's Check (Customer Only)

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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