Pacific Alliance Bank

Headquarters: San Gabriel, California
Charter: Bank
Assets: $454.4M
Fed district: San Francisco
Regulator: FDIC

19 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 8, 2026.

Overview

Total assets
Q2 2026, quarter end
FDIC call report data · Jun 30, 2026
Revenue
Q2 2026, one quarter
FDIC call report data · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FDIC call report data · Jun 30, 2026
Service-charge share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 8, 2026

How these figures are measured

Call-report figures are for Pacific Alliance Bank at the bank level, not its holding company. Revenue is net interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	FDIC BankFind Suite (call report data) ASSET	Q2 2026 Quarter ended Jun 30, 2026	Oct 24, 2026
Revenue	Revenue (net interest + noninterest income) One quarter, as reported	FDIC BankFind Suite (call report data) NIMQ + NONIIQ	Q2 2026 Quarter ended Jun 30, 2026	Oct 24, 2026
Service-charge income	Service charges on deposit accounts One quarter, as reported	FDIC BankFind Suite (call report data) ISERCHGQ	Q2 2026 Quarter ended Jun 30, 2026	Oct 24, 2026
Service-charge share of revenue	Service charges on deposit accounts divided by revenue (net interest + noninterest income) Shown when at least 10 banks of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	Pacific Alliance Bank's published fee schedule; Bank Fee Index medians	Current schedule	Oct 8, 2026

Service-charge income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: FDIC BankFind Suite (call report data)
Entity: Pacific Alliance Bank (bank level, not the holding company)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Service charges on deposit accounts
Calculation: One quarter, as reported
Fields: ISERCHGQ
Retrieved: Oct 24, 2026

What stands out

Service-charge income was $3K in Q2 2026, about level with the same quarter a year earlier ($3K).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $27.50, the middle of its prices
Pacific Alliance Bank: $25 to $30
Pacific Alliance Bank: $25 to $30
U.S. median: no median
Overdraft (OD)
Pacific Alliance Bank: $25
Pacific Alliance Bank: $25
U.S. median: no median
NSF / Returned Item
Pacific Alliance Bank: $25
Pacific Alliance Bank: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 8, 2026View sources

Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
California: Banks and credit unions headquartered in California that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Service-charge income rose 50% from Q3 2025 to Q2 2026, to $3K.

Service-charge income, Q2 2026

$3K

$2KQ3 2025

$3KQ4 2025

$3KQ1 2026

$3KQ2 2026

Against the median

Pacific Alliance BankMedian

Sources and open questions

FDIC call reports, bank level, standalone quarters. Four quarters are too few to call a trend.

Do business accounts and account analysis fees make up more of service charges than at peers?

Among its peers

Pacific Alliance Bank · $454M in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.

Banks only
$438M to $470M in assets
Headquartered in 17 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Pacific Alliance Bank(this institution)	San Gabriel, CA	$454M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Alliance Bank	Francesville, IN	$455M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Better Banks	Peoria, IL	$446M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Overdraft not published
Citizens State Bank	Lena, IL	$453M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Exchange Bank of Missouri	Fayette, MO	$454M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
First National Bank in New Bremen	New Bremen, OH	$467M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Hometown Bank of Pennsylvania	Bedford, PA	$454M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Honor Bank	Honor, MI	$443M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
JONES BANK	Seward, NE	$441M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Local Bank	Hulbert, OK	$463M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Meade County Bank	Brandenburg, KY	$458M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Morgantown Bank & Trust Company, Incorporated	Morgantown, KY	$440M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
NobleBank & Trust	Anniston, AL	$444M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
North Brookfield Savings Bank	North Brookfield, MA	$449M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Northview Bank	Sandstone, MN	$470M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Oostburg State Bank	Oostburg, WI	$440M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Patriot Bank	Millington, TN	$451M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
RiverHills Bank	Vicksburg, MS	$445M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Spring Bank	Brookfield, WI	$441M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
The Bank of Clovis	Clovis, NM	$438M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
The Bippus State Bank	Huntington, IN	$459M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The Citizens State Bank	Moundridge, KS	$451M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The Denison State Bank	Holton, KS	$454M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
The Hometown Savings Bank	Terre Haute, IN	$456M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
The National Grand Bank of Marblehead	Marblehead, MA	$445M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Welch State Bank of Welch, Okla.	Welch, OK	$450M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published

✓ publishes the fee. – not published.

25 peers selected · 9 publish this fee(monthly maintenance)

16 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $21.92 (393%) above the median of similar-sized banks.

Compared at $27.50, the middle of its two prices, against a peer median of $5.58 among 9 publishing peers.

Its two checking prices are $25 and $30.

$27.50 is a comparison price, not a fee anyone is charged.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026.

Monthly maintenance fee in dollars, one mark per institution

Pacific Alliance Bank: an account price on its scheduleIts comparison price, the middle of its prices: not a fee anyone is chargedPeer (equal prices stack)Peer medianInclude $27.50 outlierShown past the axis break, not to scale, so the rest of the set has room.

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for Pacific Alliance Bank (bank level, not the holding company). Income lines are standalone quarters.

Measure

Service-charge income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $3K
vs prior quarter: $00.0%; from Q1 2026
vs a year earlier: $00.0%; from Q2 2025
vs start of range: +$1K+50.0%; from Q3 2024

Details

Source: FDIC BankFind Suite (call report data)
Entity: Pacific Alliance Bank (bank level, not the holding company)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Service charges on deposit accounts
Calculation: One quarter, as reported
Fields: ISERCHGQ
Retrieved: Oct 24, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$3K	$0	0.0%
Q1 2026	$3K	$0	0.0%
Q4 2025	$3K	+$1K	+50.0%
Q3 2025	$2K	−$1K	−33.3%
Q2 2025	$3K	+$1K	+50.0%
Q1 2025	$2K	$0	0.0%
Q4 2024	$2K	$0	0.0%
Q3 2024	$2K	−$2K	−50.0%

Service-charge share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from Pacific Alliance Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly Maintenance (audience not stated, treated as personal)$30
per month
Monthly Maintenance (audience not stated, treated as personal)$25
per month
Account Closed Within 90 Days$20
Escheatment Notice$2
Excessive Withdrawal (Savings & Money Market Accounts)$10
Not compared: Monthly charge, not per item
per month

Overdraft & NSF

Non-Sufficient/Uncollected Funds – Paid Item$25
per item
Non-Sufficient/Uncollected Funds – Unpaid Item$25
per item

ATM & Card

ATM Access at Non-Pacific Alliance BankNo charge
Card Replacement$5

Wire Transfers

Outgoing Wire – Domestic$25
Outgoing Wire – Foreign$30
Incoming Wire – Domestic & Foreign$10

Check Services

Cashier’s Check$5
Counter Check$0.50
per item

Digital & Electronic

Bill Payment$4.99
per month

Cash & Deposit

Deposited Check Returned$5
Deposited Return Item – Re-Clear Arrangement$1
per item
Foreign Returned Item$10
Foreign Returned Item $10.00 (plus other bank charges)

Account Services

5 x 5 (Rowland Heights Branch Only)$60
per year
Key Replacement$25
Not compared: Box drilling or key fee
Safe Deposit Box 10 x 10$120
per year
Safe Deposit Box 3 x 10$45
per year
Safe Deposit Box 3 x 5$30
per year
Safe Deposit Box 5 x 10$90
per year
Legal Process$50
per item
Verification of Deposit$10

Retirement & IRA

IRA Account Closing Fee$20

Other Fees

Courier Bag (each) (audience not stated, treated as personal)$25
per item
Courier Setup Cost (audience not stated, treated as personal)$25
Photocopy$1
Not compared: Charged per page; comparison unavailable
per page

Fee	Amount	Basis	Note
Account Maintenance
Monthly Maintenance (audience not stated, treated as personal)	$30	per month	None
Monthly Maintenance (audience not stated, treated as personal)	$25	per month	None
Account Closed Within 90 Days	$20	Not stated	None
Escheatment Notice	$2	Not stated	None
Excessive Withdrawal (Savings & Money Market Accounts)	$10Not compared: Monthly charge, not per item	per month	None
Overdraft & NSF
Non-Sufficient/Uncollected Funds – Paid Item	$25	per item	None
Non-Sufficient/Uncollected Funds – Unpaid Item	$25	per item	None
ATM & Card
ATM Access at Non-Pacific Alliance Bank	No charge	Not stated	None
Card Replacement	$5	Not stated	None
Wire Transfers
Outgoing Wire – Domestic	$25	Not stated	None
Outgoing Wire – Foreign	$30	Not stated	None
Incoming Wire – Domestic & Foreign	$10	Not stated	None
Check Services
Cashier’s Check	$5	Not stated	None
Counter Check	$0.50	per item	None
Digital & Electronic
Bill Payment	$4.99	per month	None
Cash & Deposit
Deposited Check Returned	$5	Not stated	None
Deposited Return Item – Re-Clear Arrangement	$1	per item	None
Foreign Returned Item	$10	Not stated	Foreign Returned Item $10.00 (plus other bank charges)
Account Services
5 x 5 (Rowland Heights Branch Only)	$60	per year	None
Key Replacement	$25Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10 x 10	$120	per year	None
Safe Deposit Box 3 x 10	$45	per year	None
Safe Deposit Box 3 x 5	$30	per year	None
Safe Deposit Box 5 x 10	$90	per year	None
Legal Process	$50	per item	None
Verification of Deposit	$10	Not stated	None
Retirement & IRA
IRA Account Closing Fee	$20	Not stated	None
Other Fees
Courier Bag (each) (audience not stated, treated as personal)	$25	per item	None
Courier Setup Cost (audience not stated, treated as personal)	$25	Not stated	None
Photocopy	$1Not compared: Charged per page; comparison unavailable	per page	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 8, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Pacific Alliance Bank's cashier's check changes in our data

We check once a day and send one email covering every change.