Compared with Alabama
12 of 23
compared fees are above the median.
6 below, 5 about the same.
About the same: within 1% of the median.
Total assets
Q2 2026, quarter end
FFIEC call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge share of revenue
91st percentile; peer median 2.1%
FDIC call report data · Jun 30, 2026
Fees above the Alabama median
of 23 compared; 6 below, 5 about the same
See the feesFee schedule read Oct 27, 2026
Call-report figures are for NobleBank & Trust at the bank level, not its holding company. Revenue is net interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | FFIEC call report (bulk data) RCON2170 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Revenue | Revenue (net interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4074 + RIAD4079 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge income | Service charges on deposit accounts Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4080 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge share of revenue | Service charges on deposit accounts divided by revenue (net interest + noninterest income) One quarter, as reported. Median and percentile from each of 1,412 banks with $300M to $1B in assets reporting a share above 0%, this one left out. | FDIC BankFind Suite (call report data) ISERCHGQ / (NIMQ + NONIIQ) | Q2 2026 Quarter ended Jun 30, 2026 | Not recorded |
| Fees above the Alabama median | Published fees above the Alabama median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | NobleBank & Trust's published fee schedule; Bank Fee Index medians | Current schedule | Oct 27, 2026 |
Service-charge income by quarter
Q1 2024 to Q2 2026, standalone quarters
Service charges were 5.5% of revenue, above the 2.1% median of 1,412 banks with $300M to $1B in assets (91st percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Service-charge income was $301K in Q2 2026, 7.5% above the same quarter a year earlier ($280K).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.
12 of 23 compared published fees sit above the Alabama median; 6 below.
Not established: Published prices do not show how often a fee is charged or waived, so they do not size its share of income.
Comparison with Alabama medians for fees published by banks and credit unions.
Non-Network ATM
Monthly Maintenance
Select Checking
Overdraft (OD)
Each amount links to the fee schedule it was read from. Medians for Alabama, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Service-charge income was about level from Q3 2025 to Q2 2026, at $301K. Its share of revenue, 5.5%, is above the 2.1% median for banks with $300M to $1B in assets.
$301K
NobleBank & TrustMedian
FFIEC call reports, bank level, standalone quarters. Four quarters are too few to call a trend.
Share of revenue: median of 1,412 banks with $300M to $1B in assets, Q2 2026.
Fees from each institution’s own schedule against Bank Fee Index medians, not weighted by revenue.
NobleBank & Trust · $444M in assets
The 25 banks closest in assets
Banks of similar size, for comparing published prices. Not local competitors: they're spread over 18 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| NobleBank & Trust(this institution) | Anniston, AL | $444M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Alliance Bank | Francesville, IN | $455M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| American National Bank - Fox Cities | Appleton, WI | $433M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Better Banks | Peoria, IL | $446M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | Publishes International wire | Overdraft not published |
| Citizens State Bank | Lena, IL | $453M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Exchange Bank of Missouri | Fayette, MO | $454M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Foresight Bank | Plainview, MN | $434M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Frontier Bank | Lamar, CO | $436M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Home Bank SB | Martinsville, IN | $433M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Hometown Bank of Pennsylvania | Bedford, PA | $454M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Honor Bank | Honor, MI | $443M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| JONES BANK | Seward, NE | $441M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Morgantown Bank & Trust Company, Incorporated | Morgantown, KY | $440M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| North Brookfield Savings Bank | North Brookfield, MA | $449M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Oostburg State Bank | Oostburg, WI | $440M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Pacific Alliance Bank | San Gabriel, CA | $454M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Patriot Bank | Millington, TN | $451M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| RiverHills Bank | Vicksburg, MS | $445M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Spring Bank | Brookfield, WI | $441M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| The Bank of Clovis | Clovis, NM | $438M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| The Citizens State Bank | Moundridge, KS | $451M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| The Denison State Bank | Holton, KS | $454M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| The National Grand Bank of Marblehead | Marblehead, MA | $445M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| The St. Henry Bank | St. Henry, OH | $436M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Town & Country Bank and Trust Company | Bardstown, KY | $434M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Welch State Bank of Welch, Okla. | Welch, OK | $450M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
✓ publishes the fee. – not published.
25 peers selected · 10 publish this fee(monthly maintenance)
15 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Its published price is $6, against a peer median of $5.79 among 10 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026. Total assets from FDIC and NCUA records.
Call reports for NobleBank & Trust (bank level, not the holding company). Income lines are standalone quarters.
Service-charge income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $301K | −$2K | −0.7% |
| Q1 2026 | $303K | +$11K | +3.8% |
| Q4 2025 | $292K | −$8K | −2.7% |
| Q3 2025 | $300K | +$20K | +7.1% |
| Q2 2025 | $280K | +$6K | +2.2% |
| Q1 2025 | $274K | +$2K | +0.7% |
| Q4 2024 | $272K | +$10K | +3.8% |
| Q3 2024 | $262K | +$12K | +4.8% |
Financial cohort: 1,433 banks with $300M to $1B in assets filing for Q2 2026; 1,412 reported a share above 0% and are counted, NobleBank & Trust left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to NobleBank & Trust by share.
Amounts from NobleBank & Trust’s own schedules, with a source for each figure.
vs. the U.S. middle 50%:BelowInsideAbove
per month
per month
per hour
per month
per item
per item
per year
per year
per year
per year
per year
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly service fee (Select Checking) (audience not stated, treated as personal) | $6Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Account Early Closing Fee (within 90 days of opening - all account types) | $25Inside the U.S. middle 50% ($10 to $25 nationally) | Not stated | None |
| Dormant Fee | $10Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Statement - Reconciliation | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Paper statement | $3Inside the U.S. middle 50% ($2 to $4.99 nationally) | Not stated | None |
| Paper statements (audience not stated, treated as personal) | $3Inside the U.S. middle 50% ($2 to $4.99 nationally) | per month | None |
| Excessive Activity Fee (Monty Market Accounts) | $10Inside the U.S. middle 50% ($3 to $10 nationally) | per item | None |
| Excessive Activity Fee (Savings Accounts) | $3Inside the U.S. middle 50% ($3 to $10 nationally) | per item | None |
Overdraft & NSF | |||
| Overdraft Protection Credit Line | $30Inside the U.S. middle 50% ($25 to $33 nationally) | Not stated | None |
| Insufficient Funds (per item) | $35Above the U.S. middle 50% ($25 to $32 nationally) | per item | None |
| Overdraft Protection Transfer Fee (per transfer) | $5Inside the U.S. middle 50% ($2 to $5 nationally) | per item | None |
ATM & Card | |||
| Non NobleBank Customer Using NobleBank ATM | $3.50Above the U.S. middle 50% ($1 to $2 nationally) | Not stated | None |
| Excessive Debit Card Replacement (more than 1 in 12 months) | $5Inside the U.S. middle 50% ($5 to $10 nationally) | per item | None |
Wire Transfers | |||
| Wire Transfer: Outgoing Domestic | $20Inside the U.S. middle 50% ($20 to $25 nationally) | Not stated | None |
| Wire Transfer: Incoming Domestic | $15Inside the U.S. middle 50% ($5 to $15 nationally) | Not stated | None |
| Wire Transfer: Outgoing International | $45Inside the U.S. middle 50% ($40 to $50 nationally) | Not stated | None |
| Wire Transfer: Incoming International | $30Above the U.S. middle 50% ($10 to $25 nationally) | Not stated | None |
Check Services | |||
| Official Check (sold to customers only) | $3Inside the U.S. middle 50% ($3 to $6 nationally) | Not stated | None |
| Official Check Exchange of NobleBank Item | $10Above the U.S. middle 50% ($3 to $6 nationally) | Not stated | None |
| Stop Payment | $30Inside the U.S. middle 50% ($20 to $30 nationally) | Not stated | None |
| Collection Items - Domestic | $20Inside the U.S. middle 50% ($10 to $26 nationally) | Not stated | None |
| Collection Items - Foreign | $30Above the U.S. middle 50% ($10 to $26 nationally) | Not stated | None |
| Photostatted Items (research copies of items) | $2Inside the U.S. middle 50% ($2 to $5 nationally) | Not stated | None |
Digital & Electronic | |||
| Same Day ACH Origination (credit or debit) | $5Inside the U.S. middle 50% ($5 to $15 nationally) | Not stated | None |
Cash & Deposit | |||
| Return Item Fee | $5Below the U.S. middle 50% ($8.81 to $25 nationally) | per item | None |
| Night Drop Replacement Key | $20Above the U.S. middle 50% ($5 to $15 nationally) | Not stated | None |
Account Services | |||
| Safe Deposit Box 10x10 (audience not stated, treated as personal) | $90Above the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| Safe Deposit Box 3x10 (audience not stated, treated as personal) | $35Inside the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| Safe Deposit Box 3x5 (audience not stated, treated as personal) | $20Below the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| Safe Deposit Box 5x10 (audience not stated, treated as personal) | $50Inside the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| Safe Deposit Box 5x5 (audience not stated, treated as personal) | $30Below the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| Safe Deposit Drill Fee | $200Not compared: Box drilling or key fee | Not stated | None |
| Audit Confirmation | $20Above the U.S. middle 50% ($5 to $15 nationally) | Not stated | None |
Gift & Prepaid Cards | |||
| Gift Card (sold to customers only) | $3Inside the U.S. middle 50% ($3 to $4.95 nationally) | Not stated | None |
| Reloadable Card - Reload Fee | $1Below the U.S. middle 50% ($3 to $4.95 nationally) | Not stated | None |
Other Fees | |||
| Photocopies | $0.75Not compared: Charged per page; comparison unavailable | per page | None |
| Statement - Special interim statement | $5Inside the U.S. middle 50% ($2 to $5 nationally) | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
vs. the U.S. middle 50%:BelowInsideAbove
per month
per hour
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Account Early Closing Fee (within 90 days of opening - all account types) | $25Inside the U.S. middle 50% ($10 to $25 nationally) | Not stated | None |
| Dormant Fee | $10Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Statement - Reconciliation | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Excessive Activity Fee (Monty Market Accounts) | $10Inside the U.S. middle 50% ($3 to $10 nationally) | per item | None |
| Excessive Activity Fee (Savings Accounts) | $3Inside the U.S. middle 50% ($3 to $10 nationally) | per item | None |
Overdraft & NSF | |||
| Overdraft Protection Credit Line | $30Inside the U.S. middle 50% ($25 to $33 nationally) | Not stated | None |
| Insufficient Funds (per item) | $35Above the U.S. middle 50% ($25 to $32 nationally) | per item | None |
| Overdraft Protection Transfer Fee (per transfer) | $5Inside the U.S. middle 50% ($2 to $5 nationally) | per item | None |
ATM & Card | |||
| Non NobleBank Customer Using NobleBank ATM | $3.50Above the U.S. middle 50% ($1 to $2 nationally) | Not stated | None |
| Excessive Debit Card Replacement (more than 1 in 12 months) | $5Inside the U.S. middle 50% ($5 to $10 nationally) | per item | None |
Wire Transfers | |||
| Wire Transfer: Outgoing Domestic | $20Inside the U.S. middle 50% ($20 to $25 nationally) | Not stated | None |
| Wire Transfer: Incoming Domestic | $15Inside the U.S. middle 50% ($5 to $15 nationally) | Not stated | None |
| Wire Transfer: Outgoing International | $45Inside the U.S. middle 50% ($40 to $50 nationally) | Not stated | None |
| Wire Transfer: Incoming International | $30Above the U.S. middle 50% ($10 to $25 nationally) | Not stated | None |
Check Services | |||
| Official Check (sold to customers only) | $3Inside the U.S. middle 50% ($3 to $6 nationally) | Not stated | None |
| Official Check Exchange of NobleBank Item | $10Above the U.S. middle 50% ($3 to $6 nationally) | Not stated | None |
| Stop Payment | $30Inside the U.S. middle 50% ($20 to $30 nationally) | Not stated | None |
| Collection Items - Domestic | $20Inside the U.S. middle 50% ($10 to $26 nationally) | Not stated | None |
| Collection Items - Foreign | $30Above the U.S. middle 50% ($10 to $26 nationally) | Not stated | None |
| Photostatted Items (research copies of items) | $2Inside the U.S. middle 50% ($2 to $5 nationally) | Not stated | None |
Digital & Electronic | |||
| Same Day ACH Origination (credit or debit) | $5Inside the U.S. middle 50% ($5 to $15 nationally) | Not stated | None |
| Mobile Deposit Fee (Business only) | $1 | per item | None |
Cash & Deposit | |||
| Return Item Fee | $5Below the U.S. middle 50% ($8.81 to $25 nationally) | per item | None |
| Night Drop Replacement Key | $20Above the U.S. middle 50% ($5 to $15 nationally) | Not stated | None |
Account Services | |||
| Safe Deposit Drill Fee | $200Not compared: Box drilling or key fee | Not stated | None |
| Audit Confirmation | $20Above the U.S. middle 50% ($5 to $15 nationally) | Not stated | None |
Gift & Prepaid Cards | |||
| Gift Card (sold to customers only) | $3Inside the U.S. middle 50% ($3 to $4.95 nationally) | Not stated | None |
| Reloadable Card - Reload Fee | $1Below the U.S. middle 50% ($3 to $4.95 nationally) | Not stated | None |
Other Fees | |||
| Photocopies | $0.75Not compared: Charged per page; comparison unavailable | per page | None |
| Statement - Special interim statement | $5Inside the U.S. middle 50% ($2 to $5 nationally) | Not stated | None |
Oct 27, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where NobleBank & Trust operates, and what regulators and customers have on file.
Branch footprint
6 offices in 1 state, $396.6M in branch deposits (June 2026)
Each dot is one office.
Largest markets by deposits
| 4 | $323.9M | |
| 1 | $36.9M | |
| Outside a metro area | 1 | $35.8M |
Anniston-Oxford, AL
15.1% of bank deposits, #2 of 11, up 2 points over five years.
| Largest competitors here | Deposit share |
|---|---|
| Regions Bank | 22.6% |
| Wells Fargo Bank, National Association | 14.2% |
| Farmers and Merchants Bank | 11.9% |
| Investar Bank, National Association | 11% |
| Truist Bank | 8.7% |
Branch count by year
Source: FDIC Summary of Deposits, 2010 to 2026. Deposits are booked at the branch as of June 30.
In Anniston-Oxford, AL, NobleBank & Trust holds 15.1% of bank deposits, #2 of 11, with 4 offices.
45 offices of 20 institutions shown.
Source: FDIC Summary of Deposits, as of June 30, 2026 (bank offices); NCUA branch file, quarter ending June 30, 2026 (credit union offices).
Share of bank deposits
As of June 30, 2026. FDIC-insured offices only; credit unions are not included.
8 of 11 institutions shown. $2.1B in bank deposits in the metro.
Source: FDIC Summary of Deposits, as of June 30, 2026.
Position over time, 2010 to 2026
June 2026: 15.1% share, 4 offices, #2 of 11
Deposit share
Offices
Rank (1 is largest)
Source: FDIC Summary of Deposits, as of June 30 of each year, 2010 to 2026.
Credit unions, reported separately
17 offices of 9 credit unions in the metro's cities. NCUA does not report deposits by office, so credit unions have no share above.
Source: NCUA branch file, quarter ending June 30, 2026.
Enforcement actions
None on file with the Federal Reserve
The Federal Reserve has no public enforcement action against this bank or its holding company on file.
Source: public enforcement action lists from the Federal Reserve, read November 1, 2026. The agencies don't always record when an order ends, so one with no end date may have ended. FDIC orders are not included yet. Actions against individual bank officers are left out.
Fee change alerts
We check once a day and send one email covering every change.