Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, $300M to $1B

High Plains Bank

Flagler, ColoradoBankKansas City Fed districtFees collected Oct 3, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Overdraft & NSFVerified

Each Paid Item$35Above the typical range ($25–$32 nationally)

Overdraft Daily Cap$175

$50 above the national median

per day · Maximum total overdraft fees per account per day · Source

ATM & CardVerified

ATM Withdrawal Fee ~$2Within the typical range ($1–$2.50 nationally)
$0.25 above the national median
Source
Debit Card Replacement (per card) ~$10Within the typical range ($5–$10 nationally)
At the national median
Source

Check ServicesVerified

Cashier's Check (per item) ~$10Above the typical range ($3–$5.50 nationally)
$5 above the national median
per item · Source
Counter or Temporary Checks (per sheet) ~$1Within the typical range ($1–$4 nationally)
$1 below the national median
Source
Stop Payment (per request) ~$25Within the typical range ($20–$30 nationally)
$1 below the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Overdraft & NSFVerified
Each Paid Item	$35Above the typical range ($25–$32 nationally)	$5 above the national median	—	—	Source
Overdraft Daily Cap	$175Within the typical range ($74–$210 nationally)	$50 above the national median	per day	Maximum total overdraft fees per account per day	Source
ATM & CardVerified
ATM Withdrawal Fee ~	$2Within the typical range ($1–$2.50 nationally)	$0.25 above the national median	—	—	Source
Debit Card Replacement (per card) ~	$10
Check ServicesVerified
Cashier's Check (per item) ~	$10Above the typical range ($3–$5.50 nationally)	$5 above the national median	per item	—	Source
Counter or Temporary Checks (per sheet) ~	$1

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$35

Overdraft fee: $35

17% above the national median overdraft fee

Total fees: 7 — leaner than most institutions

Headline fees published

5 of 15

Published fees

Under review

Assets

$643.1M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$643.1M

Total deposits

$567.0M

Service charge income

$38K

Fee income ratio

0.53%

Return on assets

3.10%

Branches

Service charge income by quarter

Q2 2026$38K

Q1 2026$22K

Q4 2025$25K

Q3 2025$28K

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 37,892 published fee entries from 2,651 institutions

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