Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, $300M to $1B

United Cumberland Bank

Whitley City, KentuckyBankCleveland Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

ATM & CardVerified

To receive a refund of surcharges incurred on this account at foreign ATM's, you must have a minimum of six (6) point-of$10Above the typical range ($1–$2.50 nationally)

Knox deterministic extraction from Rosetta artifact #10343. canonical_hint=atm_non_network; text_hash=3b60f3718a44d6de6058103359f818d12c8c9e3da2fa8fd7d7ca8269ca39f424; excerpt="*To receive a refund of surcharges incurred on this account at foreign ATM's, you must have a minimum of six (6) point-of-sale transactions posted during the statement cycle. Refun" · Source

Digital & ElectronicVerified

Bill Pay$0Within the typical range ($0–$10 nationally)
$4.95 below the national median
Knox read a free fee from Rosetta artifact #10343. canonical_hint=bill_pay; text_hash=3b60f3718a44d6de6058103359f818d12c8c9e3da2fa8fd7d7ca8269ca39f424; excerpt="Bill Pay / FREE" · Source
Mobile Deposit$0Within the typical range ($0–$0.41 nationally)
At the national median
Knox read a free fee from Rosetta artifact #10343. canonical_hint=mobile_deposit; text_hash=3b60f3718a44d6de6058103359f818d12c8c9e3da2fa8fd7d7ca8269ca39f424; excerpt="Mobile Deposit / FREE" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
ATM & CardVerified
To receive a refund of surcharges incurred on this account at foreign ATM's, you must have a minimum of six (6) point-of	$10Above the typical range ($1–$2.50 nationally)	$8.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #10343. canonical_hint=atm_non_network; text_hash=3b60f3718a44d6de6058103359f818d12c8c9e3da2fa8fd7d7ca8269ca39f424; excerpt="*To receive a refund of surcharges incurred on this account at foreign ATM's, you must have a minimum of six (6) point-of-sale transactions posted during the statement cycle. Refun"	Source
Digital & ElectronicVerified
Bill Pay	$0Within the typical range ($0–$10 nationally)	$4.95 below the national median	—	Knox read a free fee from Rosetta artifact #10343. canonical_hint=bill_pay; text_hash=3b60f3718a44d6de6058103359f818d12c8c9e3da2fa8fd7d7ca8269ca39f424; excerpt="Bill Pay / FREE"	Source
Mobile Deposit	$0

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Headline fees published

1 of 15

Published fees

Under review

Assets

$460.2M

Status: Fees published

3 verified fees so far. Once 5 are verified, this profile gets a national-median comparison and a free competitive report.

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$460.2M

Total deposits

$399.3M

Service charge income

$330K

Fee income ratio

5.8%

Return on assets

1.94%

Branches

Service charge income by quarter

Q2 2026$330K

Q1 2026$327K

Q4 2025$356K

Q3 2025$364K

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 27,539 verified fees from 2,277 institutions

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