The Bank, National Association

Headquarters: McAlester, Oklahoma
Charter: Bank
Assets: $488.1M
Fed district: Kansas City

25 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $7.50, the middle of its prices
The Bank, National Association: $6 to $15
The Bank, National Association: $6 to $15
U.S. median: no median
Overdraft (OD)
The Bank, National Association: $23
The Bank, National Association: $23
U.S. median: no median
Non-Network ATM
The Bank, National Association: $1
The Bank, National Association: $1
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Oklahoma, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Oklahoma: Banks and credit unions headquartered in Oklahoma that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from The Bank, National Association’s own schedules, with a source for each figure.

Account Maintenance

Basic Checking Monthly service charge$6
per month
Monthly service charge$15
per month
Monthly service fee$8
per month
Premium Checking Monthly service charge$7
per month
Account Closed within 90 days of opening (including IRA's)$15
Not compared: CD/IRA fee
Dormant Account Fee$5
per month
Account balancing assistance$20
Not compared: Charged per hour; comparison unavailable
per hour
Account Research (1 hr min, 1/2 hr increments)$30
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft/NSF Items - fee applies to overdrafts created by: Check Debit In-person withdrawal ATM withdrawal Other electr$23
Continuous overdraft after four days$2
per day
Overdraft Sweep Transfer$10
per transaction

ATM & Card

ATM cash withdrawal at ATMs we do not own or operate$1
Balance inquiry at ATMs we do not own or operate$1
Debit Card Replacement Fee$5

Wire Transfers

Wire Transfers: Outgoing (customer)$15
Wire Transfers: Incoming (customer)$5
Outgoing Foreign Wire (customer)$50
Incoming Foreign Wire (customer)$5

Check Services

Cashier's Checks$2
Personal Money Orders$1
Stop Payments (all items)$23
Temporary Checks$0.30
per item
Foreign Collection Items$15
Incoming or Outgoing Collection Items$10

Digital & Electronic

ACH Return Items/Notifications of Change (NOC's)$1.50

Cash & Deposit

Deposited Items Returned Unpaid - ACH and other electronic items$1.50
Lost or Multiple Night Deposit Keys$1

Account Services

Notary Public$5
Safe Deposit Box 10 X 10 (audience not stated, treated as personal)$50
Safe Deposit Box 10 X 10 (audience not stated, treated as personal)$80
Safe Deposit Box 15 X 24 (audience not stated, treated as personal)$180
Safe Deposit Box 3 X 10 (audience not stated, treated as personal)$24
Safe Deposit Box 3 X 10 (audience not stated, treated as personal)$25
Safe Deposit Box 3 X 5 (audience not stated, treated as personal)$12
Safe Deposit Box 4 X 5 (audience not stated, treated as personal)$16
Safe Deposit Box 5 X 10 (audience not stated, treated as personal)$40
Safe Deposit Box 5 X 10 (audience not stated, treated as personal)$30
Garnishments and Levies$20
Account Verification/Deposit Confirmation$10

Gift & Prepaid Cards

VISA Gift Card Purchase Fee$2.95

Other Fees

Duplicate Statements - With Item Images$5
Duplicate Statements - Without Item Images$3
Fax$5
per item
Photocopies$0.25

Fee	Amount	Basis	Note
Account Maintenance
Basic Checking Monthly service charge	$6	per month	None
Monthly service charge	$15	per month	None
Monthly service fee	$8	per month	None
Premium Checking Monthly service charge	$7	per month	None
Account Closed within 90 days of opening (including IRA's)	$15Not compared: CD/IRA fee	Not stated	None
Dormant Account Fee	$5	per month	None
Account balancing assistance	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research (1 hr min, 1/2 hr increments)	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft/NSF Items - fee applies to overdrafts created by: Check Debit In-person withdrawal ATM withdrawal Other electr	$23	Not stated	None
Continuous overdraft after four days	$2	per day	None
Overdraft Sweep Transfer	$10	per transaction	None
ATM & Card
ATM cash withdrawal at ATMs we do not own or operate	$1	Not stated	None
Balance inquiry at ATMs we do not own or operate	$1	Not stated	None
Debit Card Replacement Fee	$5	Not stated	None
Wire Transfers
Wire Transfers: Outgoing (customer)	$15	Not stated	None
Wire Transfers: Incoming (customer)	$5	Not stated	None
Outgoing Foreign Wire (customer)	$50	Not stated	None
Incoming Foreign Wire (customer)	$5	Not stated	None
Check Services
Cashier's Checks	$2	Not stated	None
Personal Money Orders	$1	Not stated	None
Stop Payments (all items)	$23	Not stated	None
Temporary Checks	$0.30	per item	None
Foreign Collection Items	$15	Not stated	None
Incoming or Outgoing Collection Items	$10	Not stated	None
Digital & Electronic
ACH Return Items/Notifications of Change (NOC's)	$1.50	Not stated	None
Cash & Deposit
Deposited Items Returned Unpaid - ACH and other electronic items	$1.50	Not stated	None
Lost or Multiple Night Deposit Keys	$1	Not stated	None
Account Services
Notary Public	$5	Not stated	None
Safe Deposit Box 10 X 10 (audience not stated, treated as personal)	$50	Not stated	None
Safe Deposit Box 10 X 10 (audience not stated, treated as personal)	$80	Not stated	None
Safe Deposit Box 15 X 24 (audience not stated, treated as personal)	$180	Not stated	None
Safe Deposit Box 3 X 10 (audience not stated, treated as personal)	$24	Not stated	None
Safe Deposit Box 3 X 10 (audience not stated, treated as personal)	$25	Not stated	None
Safe Deposit Box 3 X 5 (audience not stated, treated as personal)	$12	Not stated	None
Safe Deposit Box 4 X 5 (audience not stated, treated as personal)	$16	Not stated	None
Safe Deposit Box 5 X 10 (audience not stated, treated as personal)	$40	Not stated	None
Safe Deposit Box 5 X 10 (audience not stated, treated as personal)	$30	Not stated	None
Garnishments and Levies	$20	Not stated	None
Account Verification/Deposit Confirmation	$10	Not stated	None
Gift & Prepaid Cards
VISA Gift Card Purchase Fee	$2.95	Not stated	None
Other Fees
Duplicate Statements - With Item Images	$5	Not stated	None
Duplicate Statements - Without Item Images	$3	Not stated	None
Fax	$5	per item	None
Photocopies	$0.25	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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