25 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 1, 2026.
Total assets
Q2 2026, quarter end
FDIC call report data · Jun 30, 2026
Revenue
Q2 2026, one quarter
FDIC call report data · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FDIC call report data · Jun 30, 2026
Service-charge share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Nov 1, 2026
Call-report figures are for The Bank, National Association at the bank level, not its holding company. Revenue is net interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | FDIC BankFind Suite (call report data) ASSET | Q2 2026 Quarter ended Jun 30, 2026 | Oct 24, 2026 |
| Revenue | Revenue (net interest + noninterest income) One quarter, as reported | FDIC BankFind Suite (call report data) NIMQ + NONIIQ | Q2 2026 Quarter ended Jun 30, 2026 | Oct 24, 2026 |
| Service-charge income | Service charges on deposit accounts One quarter, as reported | FDIC BankFind Suite (call report data) ISERCHGQ | Q2 2026 Quarter ended Jun 30, 2026 | Oct 24, 2026 |
| Service-charge share of revenue | Service charges on deposit accounts divided by revenue (net interest + noninterest income) Shown when at least 10 banks of its size report a share above 0%. | Not on file | Not on file | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | The Bank, National Association's published fee schedule; Bank Fee Index medians | Current schedule | Nov 1, 2026 |
Service-charge income by quarter
Q1 2024 to Q2 2026, standalone quarters
Service-charge income was $266K in Q2 2026, 5.7% below the same quarter a year earlier ($282K).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Compared at $7.50, the middle of its prices
Overdraft (OD)
Non-Network ATM
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Oklahoma, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Service-charge income fell 16% from Q3 2025 to Q2 2026, to $266K.
$266K
The Bank, National AssociationMedian
FDIC call reports, bank level, standalone quarters. Four quarters are too few to call a trend.
The Bank, National Association · $488M in assets
The 25 banks closest in assets
Banks of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| The Bank, National Association(this institution) | McAlester, OK | $488M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Arundel Federal Savings Bank | Glen Burnie, MD | $492M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Century Bank and Trust | Milledgeville, GA | $491M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Citizens Bank & Trust Company | Plaquemine, LA | $481M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Colonial Savings, F.A. | Fort Worth, TX | $502M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Dean Co-operative Bank | Franklin, MA | $494M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Eclipse Bank, Inc. | Louisville, KY | $486M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| EvaBank | Eva, AL | $491M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| First State Bank and Trust | Bayport, MN | $499M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| FirstBank of Nebraska | Wahoo, NE | $498M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| FNB Community Bank | Midwest City, OK | $480M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| FSNB, National Association | Lawton, OK | $478M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Fulton Savings Bank | Fulton, NY | $492M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Grinnell State Bank | Grinnell, IA | $499M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Hoyne Savings Bank | Chicago, IL | $480M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Iowa State Bank | Des Moines, IA | $481M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Mechanics & Farmers Bank | Durham, NC | $476M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Ohio State Bank | Bexley, OH | $484M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| River City Bank, Inc. | Louisville, KY | $495M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Seamen's Bank | Provincetown, MA | $478M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Shamrock Bank, N.A. | Coalgate, OK | $501M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Southwest Capital Bank | Albuquerque, NM | $483M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Sterling Federal Bank, F.S.B. | Sterling, IL | $482M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| The Citizens Bank of Clovis | Clovis, NM | $493M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| The Napoleon State Bank | Napoleon, IN | $499M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Wallkill Valley Federal Savings and Loan Association | Wallkill, NY | $485M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
✓ publishes the fee. – not published.
25 peers selected · 16 publish this fee(monthly maintenance)
9 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Compared at $7.50, the middle of its four prices, against a peer median of $8 among 16 publishing peers.
Its four checking prices are $6, $7, $8 and $15.
$7.50 is a comparison price, not a fee anyone is charged.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 26, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 26, 2026. Total assets from FDIC and NCUA records.
Call reports for The Bank, National Association (bank level, not the holding company). Income lines are standalone quarters.
Service-charge income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $266K | −$10K | −3.6% |
| Q1 2026 | $276K | −$25K | −8.3% |
| Q4 2025 | $301K | −$16K | −5.0% |
| Q3 2025 | $317K | +$35K | +12.4% |
| Q2 2025 | $282K | +$12K | +4.4% |
| Q1 2025 | $270K | −$8K | −2.9% |
| Q4 2024 | $278K | −$25K | −8.3% |
| Q3 2024 | $303K | +$56K | +22.7% |
Insufficient sample: fewer than 10 peers of its size reported a share.
Amounts from The Bank, National Association’s own schedules, with a source for each figure.
per month
per month
per month
per month
per month
per hour
per hour
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Basic Checking Monthly service charge | $6 | per month | None |
| Monthly service charge | $15 | per month | None |
| Monthly service fee | $8 | per month | None |
| Premium Checking Monthly service charge | $7 | per month | None |
| Account Closed within 90 days of opening (including IRA's) | $15Not compared: CD/IRA fee | Not stated | None |
| Dormant Account Fee | $5 | per month | None |
| Account balancing assistance | $20Not compared: Charged per hour; comparison unavailable | per hour | None |
| Account Research (1 hr min, 1/2 hr increments) | $30Not compared: Charged per hour; comparison unavailable | per hour | None |
Overdraft & NSF | |||
| Overdraft/NSF Items - fee applies to overdrafts created by: Check Debit In-person withdrawal ATM withdrawal Other electr | $23 | Not stated | None |
| Continuous overdraft after four days | $2 | per day | None |
| Overdraft Sweep Transfer | $10 | per transaction | None |
ATM & Card | |||
| ATM cash withdrawal at ATMs we do not own or operate | $1 | Not stated | None |
| Balance inquiry at ATMs we do not own or operate | $1 | Not stated | None |
| Debit Card Replacement Fee | $5 | Not stated | None |
Wire Transfers | |||
| Wire Transfers: Outgoing (customer) | $15 | Not stated | None |
| Wire Transfers: Incoming (customer) | $5 | Not stated | None |
| Outgoing Foreign Wire (customer) | $50 | Not stated | None |
| Incoming Foreign Wire (customer) | $5 | Not stated | None |
Check Services | |||
| Cashier's Checks | $2 | Not stated | None |
| Personal Money Orders | $1 | Not stated | None |
| Stop Payments (all items) | $23 | Not stated | None |
| Temporary Checks | $0.30 | per item | None |
| Foreign Collection Items | $15 | Not stated | None |
| Incoming or Outgoing Collection Items | $10 | Not stated | None |
Digital & Electronic | |||
| ACH Return Items/Notifications of Change (NOC's) | $1.50 | Not stated | None |
Cash & Deposit | |||
| Deposited Items Returned Unpaid - ACH and other electronic items | $1.50 | Not stated | None |
| Lost or Multiple Night Deposit Keys | $1 | Not stated | None |
Account Services | |||
| Notary Public | $5 | Not stated | None |
| Safe Deposit Box 10 X 10 (audience not stated, treated as personal) | $50 | Not stated | None |
| Safe Deposit Box 10 X 10 (audience not stated, treated as personal) | $80 | Not stated | None |
| Safe Deposit Box 15 X 24 (audience not stated, treated as personal) | $180 | Not stated | None |
| Safe Deposit Box 3 X 10 (audience not stated, treated as personal) | $24 | Not stated | None |
| Safe Deposit Box 3 X 10 (audience not stated, treated as personal) | $25 | Not stated | None |
| Safe Deposit Box 3 X 5 (audience not stated, treated as personal) | $12 | Not stated | None |
| Safe Deposit Box 4 X 5 (audience not stated, treated as personal) | $16 | Not stated | None |
| Safe Deposit Box 5 X 10 (audience not stated, treated as personal) | $40 | Not stated | None |
| Safe Deposit Box 5 X 10 (audience not stated, treated as personal) | $30 | Not stated | None |
| Garnishments and Levies | $20 | Not stated | None |
| Account Verification/Deposit Confirmation | $10 | Not stated | None |
Gift & Prepaid Cards | |||
| VISA Gift Card Purchase Fee | $2.95 | Not stated | None |
Other Fees | |||
| Duplicate Statements - With Item Images | $5 | Not stated | None |
| Duplicate Statements - Without Item Images | $3 | Not stated | None |
| Fax | $5 | per item | None |
| Photocopies | $0.25 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
We check once a day and send one email covering every change.