Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community bank, $300M to $1B

The Bank, National Association

McAlester, OklahomaBankKansas City Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account balancing assistance$20Within the typical range ($15–$25 nationally)

Knox deterministic extraction from Rosetta artifact #4929. canonical_hint=account_research; text_hash=253c311b71cb28149df520d8c16209189948ba2b1d129dbaec6ffd6c5e01b2f9; excerpt="Account balancing assistance | $20.00 per hour" · Source

Account Closed within 90 days of opening (including IRA's)$15

At the national median

Knox deterministic extraction from Rosetta artifact #4929. canonical_hint=early_closure; text_hash=253c311b71cb28149df520d8c16209189948ba2b1d129dbaec6ffd6c5e01b2f9; excerpt="Account Closed within 90 days of opening (including IRA's) | $15.00" · Source

Account Research (1 hr min, 1/2 hr increments)$30

$10 above the national median

Dormant Account Fee$5

At the national median

per month · Knox deterministic extraction from Rosetta artifact #4929. canonical_hint=dormant_account; text_hash=253c311b71cb28149df520d8c16209189948ba2b1d129dbaec6ffd6c5e01b2f9; excerpt="Dormant Account Fee* | $5.00 per month, charged annually" · Source

Fax$5

$15 below the national median

Overdraft & NSFVerified

Continuous overdraft after four days$2Below the typical range ($5–$25 nationally)
$4 below the national median
per day · Knox deterministic extraction from Rosetta artifact #4929. canonical_hint=continuous_od; text_hash=253c311b71cb28149df520d8c16209189948ba2b1d129dbaec6ffd6c5e01b2f9; excerpt="Continuous overdraft after four days | $2.00 per day" · Source
Overdraft Sweep Transfer$10Above the typical range ($2.50–$5 nationally)
$5 above the national median
per transaction · Knox deterministic extraction from Rosetta artifact #4929. canonical_hint=od_protection_transfer; text_hash=253c311b71cb28149df520d8c16209189948ba2b1d129dbaec6ffd6c5e01b2f9; excerpt="Overdraft Sweep Transfer | $10.00 per transaction" · Source
Overdraft/NSF Items - fee applies to overdrafts created by: Check Debit In-person withdrawal ATM withdrawal Other electr$23Within the typical range ($20–$30 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #4929. canonical_hint=overdraft; text_hash=253c311b71cb28149df520d8c16209189948ba2b1d129dbaec6ffd6c5e01b2f9; excerpt="Overdraft/NSF Items - fee applies to overdrafts created by: Check Debit In-person withdrawal ATM withdrawal Other electronic means whether paid or returned Overdraft Protection Pri" · Source

ATM & CardVerified

ATM cash withdrawal at ATMs we do not own or operate$1Within the typical range ($1–$3 nationally)
$0.50 below the national median
Knox deterministic extraction from Rosetta artifact #4929. canonical_hint=atm_non_network; text_hash=253c311b71cb28149df520d8c16209189948ba2b1d129dbaec6ffd6c5e01b2f9; excerpt="ATM cash withdrawal at ATMs we do not own or operate | $1.00" · Source
Debit Card Replacement Fee$5Within the typical range ($5–$10 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #4929. canonical_hint=card_replacement; text_hash=253c311b71cb28149df520d8c16209189948ba2b1d129dbaec6ffd6c5e01b2f9; excerpt="Debit Card Replacement Fee | $5.00" · Source

Wire TransfersVerified

Incoming Foreign Wire (customer)$5Below the typical range ($10–$25 nationally)
$10 below the national median
Knox deterministic extraction from Rosetta artifact #4929. canonical_hint=wire_intl_incoming; text_hash=253c311b71cb28149df520d8c16209189948ba2b1d129dbaec6ffd6c5e01b2f9; excerpt="Incoming Foreign Wire (customer) | $5.00 + cost" · Source
Outgoing Foreign Wire (customer)$50Within the typical range ($40–$50 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #4929. canonical_hint=wire_intl_outgoing; text_hash=253c311b71cb28149df520d8c16209189948ba2b1d129dbaec6ffd6c5e01b2f9; excerpt="Outgoing Foreign Wire (customer) | $50.00 + cost" · Source
Wire Transfers: Incoming (customer)$5Below the typical range ($7.75–$15 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #4929. canonical_hint=wire_domestic_incoming; text_hash=253c311b71cb28149df520d8c16209189948ba2b1d129dbaec6ffd6c5e01b2f9; excerpt="Incoming (customer) | $5.00" · Source
Wire Transfers: Outgoing (customer)$15Below the typical range ($20–$25 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #4929. canonical_hint=wire_domestic_outgoing; text_hash=253c311b71cb28149df520d8c16209189948ba2b1d129dbaec6ffd6c5e01b2f9; excerpt="Outgoing (customer) | $15.00" · Source

Check ServicesVerified

Cashier's Checks$2Below the typical range ($3–$6 nationally)
$3 below the national median
Knox deterministic extraction from Rosetta artifact #4929. canonical_hint=cashiers_check; text_hash=253c311b71cb28149df520d8c16209189948ba2b1d129dbaec6ffd6c5e01b2f9; excerpt="Cashier's Checks | $2.00" · Source
Personal Money Orders$1Below the typical range ($2–$3.50 nationally)
$1 below the national median
Knox deterministic extraction from Rosetta artifact #4929. canonical_hint=money_order; text_hash=253c311b71cb28149df520d8c16209189948ba2b1d129dbaec6ffd6c5e01b2f9; excerpt="Personal Money Orders | $1.00" · Source
Stop Payments (all items)$23Within the typical range ($20–$30 nationally)
$4 below the national median
Knox deterministic extraction from Rosetta artifact #4929. canonical_hint=stop_payment; text_hash=253c311b71cb28149df520d8c16209189948ba2b1d129dbaec6ffd6c5e01b2f9; excerpt="Stop Payments (all items) | $23.00" · Source
Temporary Checks$0.30Below the typical range ($1–$4 nationally)
$1.70 below the national median
Knox deterministic extraction from Rosetta artifact #4929. canonical_hint=counter_check; text_hash=253c311b71cb28149df520d8c16209189948ba2b1d129dbaec6ffd6c5e01b2f9; excerpt="Temporary Checks | $0.30" · Source

Digital & ElectronicVerified

ACH Return Items/Notifications of Change (NOC's)$1.50Below the typical range ($15–$30 nationally)
$23.50 below the national median
Knox deterministic extraction from Rosetta artifact #4929. canonical_hint=ach_return; text_hash=253c311b71cb28149df520d8c16209189948ba2b1d129dbaec6ffd6c5e01b2f9; excerpt="ACH Return Items/Notifications of Change (NOC's) | $1.50" · Source

Cash & DepositVerified

Deposited Items Returned Unpaid - ACH and other electronic items$1.50Below the typical range ($9.50–$25 nationally)
$13.50 below the national median
Knox deterministic extraction from Rosetta artifact #4929. canonical_hint=deposited_item_return; text_hash=253c311b71cb28149df520d8c16209189948ba2b1d129dbaec6ffd6c5e01b2f9; excerpt="Deposited Items Returned Unpaid - ACH and other electronic items | $1.50" · Source
Lost or Multiple Night Deposit Keys$1Below the typical range ($5–$20 nationally)
$12.75 below the national median
Knox deterministic extraction from Rosetta artifact #4929. canonical_hint=night_deposit; text_hash=253c311b71cb28149df520d8c16209189948ba2b1d129dbaec6ffd6c5e01b2f9; excerpt="Lost or Multiple Night Deposit Keys | $1.00" · Source
Night Deposit Plan 1 (No processing of bag)$25Above the typical range ($5–$20 nationally)
$11.25 above the national median
per year · Knox deterministic extraction from Rosetta artifact #4929. canonical_hint=night_deposit; text_hash=253c311b71cb28149df520d8c16209189948ba2b1d129dbaec6ffd6c5e01b2f9; excerpt="Night Deposit Plan 1 (No processing of bag) | $25.00 per year" · Source
Night Deposit Plan 2 (Processing of bag)$25Above the typical range ($5–$20 nationally)
$11.25 above the national median
Knox deterministic extraction from Rosetta artifact #4929. canonical_hint=night_deposit; text_hash=253c311b71cb28149df520d8c16209189948ba2b1d129dbaec6ffd6c5e01b2f9; excerpt="Night Deposit Plan 2 (Processing of bag) | $25.00 one-time fee" · Source
Zipper Bags$5Within the typical range ($5–$20 nationally)
$8.75 below the national median
Knox deterministic extraction from Rosetta artifact #4929. canonical_hint=night_deposit; text_hash=253c311b71cb28149df520d8c16209189948ba2b1d129dbaec6ffd6c5e01b2f9; excerpt="Zipper Bags | $5.00" · Source

Account ServicesVerified

10 X 10$50Within the typical range ($25–$80 nationally)
$10 above the national median
Knox deterministic extraction from Rosetta artifact #4929. canonical_hint=safe_deposit_box; text_hash=253c311b71cb28149df520d8c16209189948ba2b1d129dbaec6ffd6c5e01b2f9; excerpt="10 X 10 | $50.00" · Source
10 X 10$80Within the typical range ($25–$80 nationally)
$40 above the national median
Knox deterministic extraction from Rosetta artifact #4929. canonical_hint=safe_deposit_box; text_hash=253c311b71cb28149df520d8c16209189948ba2b1d129dbaec6ffd6c5e01b2f9; excerpt="3 X 10 | $25.00 | 10 X 10 | $80.00" · Source
15 X 24$180Above the typical range ($25–$80 nationally)
$140 above the national median
Knox deterministic extraction from Rosetta artifact #4929. canonical_hint=safe_deposit_box; text_hash=253c311b71cb28149df520d8c16209189948ba2b1d129dbaec6ffd6c5e01b2f9; excerpt="5 X 10 | $30.00 | 15 X 24 | $180.00" · Source
3 X 10$24Below the typical range ($25–$80 nationally)
$16 below the national median
Knox deterministic extraction from Rosetta artifact #4929. canonical_hint=safe_deposit_box; text_hash=253c311b71cb28149df520d8c16209189948ba2b1d129dbaec6ffd6c5e01b2f9; excerpt="3 X 5 | $12.00 | 3 X 10 | $24.00" · Source
3 X 10$25Within the typical range ($25–$80 nationally)
$15 below the national median
Knox deterministic extraction from Rosetta artifact #4929. canonical_hint=safe_deposit_box; text_hash=253c311b71cb28149df520d8c16209189948ba2b1d129dbaec6ffd6c5e01b2f9; excerpt="3 X 10 | $25.00 | 10 X 10 | $80.00" · Source
3 X 5$12Below the typical range ($25–$80 nationally)
$28 below the national median
Knox deterministic extraction from Rosetta artifact #4929. canonical_hint=safe_deposit_box; text_hash=253c311b71cb28149df520d8c16209189948ba2b1d129dbaec6ffd6c5e01b2f9; excerpt="3 X 5 | $12.00 | 3 X 10 | $24.00" · Source
4 X 5$16Below the typical range ($25–$80 nationally)
$24 below the national median
Knox deterministic extraction from Rosetta artifact #4929. canonical_hint=safe_deposit_box; text_hash=253c311b71cb28149df520d8c16209189948ba2b1d129dbaec6ffd6c5e01b2f9; excerpt="4 X 5 | $16.00 | 5 X 10 | $40.00" · Source
5 X 10$30Within the typical range ($25–$80 nationally)
$10 below the national median
Knox deterministic extraction from Rosetta artifact #4929. canonical_hint=safe_deposit_box; text_hash=253c311b71cb28149df520d8c16209189948ba2b1d129dbaec6ffd6c5e01b2f9; excerpt="5 X 10 | $30.00 | 15 X 24 | $180.00" · Source
5 X 10$40Within the typical range ($25–$80 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #4929. canonical_hint=safe_deposit_box; text_hash=253c311b71cb28149df520d8c16209189948ba2b1d129dbaec6ffd6c5e01b2f9; excerpt="4 X 5 | $16.00 | 5 X 10 | $40.00" · Source
Account Verification/Deposit Confirmation$10Within the typical range ($5–$16.13 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #4929. canonical_hint=account_verification; text_hash=253c311b71cb28149df520d8c16209189948ba2b1d129dbaec6ffd6c5e01b2f9; excerpt="Account Verification/Deposit Confirmation | $10.00" · Source
Balance inquiry at ATMs we do not own or operate$1Within the typical range ($1–$2 nationally)
$0.25 below the national median
Knox deterministic extraction from Rosetta artifact #4929. canonical_hint=balance_inquiry; text_hash=253c311b71cb28149df520d8c16209189948ba2b1d129dbaec6ffd6c5e01b2f9; excerpt="Balance inquiry at ATMs we do not own or operate | $1.00" · Source
Garnishments and Levies$20Below the typical range ($25–$75 nationally)
$30 below the national median
Knox deterministic extraction from Rosetta artifact #4929. canonical_hint=garnishment_levy; text_hash=253c311b71cb28149df520d8c16209189948ba2b1d129dbaec6ffd6c5e01b2f9; excerpt="Garnishments and Levies | $20.00" · Source
Notary Public$5Within the typical range ($0–$5 nationally)
$2.50 above the national median
Knox deterministic extraction from Rosetta artifact #4929. canonical_hint=notary_fee; text_hash=253c311b71cb28149df520d8c16209189948ba2b1d129dbaec6ffd6c5e01b2f9; excerpt="Notary Public | $5.00" · Source

Gift & Prepaid CardsVerified

VISA Gift Card Purchase Fee$2.95Below the typical range ($3–$4.95 nationally)
$0.68 below the national median
Knox deterministic extraction from Rosetta artifact #4929. canonical_hint=gift_card_purchase; text_hash=253c311b71cb28149df520d8c16209189948ba2b1d129dbaec6ffd6c5e01b2f9; excerpt="VISA Gift Card Purchase Fee | $2.95" · Source

Other FeesVerified

Duplicate Statements - With Item Images$5Within the typical range ($2–$5 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #4929. canonical_hint=document_reproduction; text_hash=253c311b71cb28149df520d8c16209189948ba2b1d129dbaec6ffd6c5e01b2f9; excerpt="Duplicate Statements - With Item Images | $5.00" · Source
Duplicate Statements - Without Item Images$3Within the typical range ($2–$5 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #4929. canonical_hint=document_reproduction; text_hash=253c311b71cb28149df520d8c16209189948ba2b1d129dbaec6ffd6c5e01b2f9; excerpt="Duplicate Statements - Without Item Images | $3.00" · Source
Photocopies$0.25Below the typical range ($2–$5 nationally)
$2.75 below the national median
Knox deterministic extraction from Rosetta artifact #4929. canonical_hint=document_reproduction; text_hash=253c311b71cb28149df520d8c16209189948ba2b1d129dbaec6ffd6c5e01b2f9; excerpt="Photocopies | $0.25" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account balancing assistance	$20Within the typical range ($15–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #4929. canonical_hint=account_research; text_hash=253c311b71cb28149df520d8c16209189948ba2b1d129dbaec6ffd6c5e01b2f9; excerpt="Account balancing assistance \| $20.00 per hour"	Source
Account Closed within 90 days of opening (including IRA's)	$15Within the typical range ($10–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #4929. canonical_hint=early_closure; text_hash=253c311b71cb28149df520d8c16209189948ba2b1d129dbaec6ffd6c5e01b2f9; excerpt="Account Closed within 90 days of opening (including IRA's) \| $15.00"	Source
Account Research (1 hr min, 1/2 hr increments)	$30Above the typical range ($15–$25 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #4929. canonical_hint=account_research; text_hash=253c311b71cb28149df520d8c16209189948ba2b1d129dbaec6ffd6c5e01b2f9; excerpt="Account Research (1 hr min, 1/2 hr increments) \| $30.00 per hour + $0.50 per page"	Source
Dormant Account Fee	$5Within the typical range ($5–$10 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #4929. canonical_hint=dormant_account; text_hash=253c311b71cb28149df520d8c16209189948ba2b1d129dbaec6ffd6c5e01b2f9; excerpt="Dormant Account Fee* \| $5.00 per month, charged annually"	Source
Fax	$5Below the typical range ($15–$25 nationally)	$15 below the national median	—	Knox deterministic extraction from Rosetta artifact #4929. canonical_hint=account_research; text_hash=253c311b71cb28149df520d8c16209189948ba2b1d129dbaec6ffd6c5e01b2f9; excerpt="Fax \| $5.00 + $1.00 per page"	Source
Overdraft & NSFVerified
Continuous overdraft after four days	$2Below the typical range ($5–$25 nationally)	$4 below the national median	per day	Knox deterministic extraction from Rosetta artifact #4929. canonical_hint=continuous_od; text_hash=253c311b71cb28149df520d8c16209189948ba2b1d129dbaec6ffd6c5e01b2f9; excerpt="Continuous overdraft after four days \| $2.00 per day"	Source
Overdraft Sweep Transfer
ATM & CardVerified
ATM cash withdrawal at ATMs we do not own or operate	$1Within the typical range ($1–$3 nationally)	$0.50 below the national median	—	Knox deterministic extraction from Rosetta artifact #4929. canonical_hint=atm_non_network; text_hash=253c311b71cb28149df520d8c16209189948ba2b1d129dbaec6ffd6c5e01b2f9; excerpt="ATM cash withdrawal at ATMs we do not own or operate \| $1.00"	Source
Debit Card Replacement Fee
Wire TransfersVerified
Incoming Foreign Wire (customer)	$5Below the typical range ($10–$25 nationally)	$10 below the national median	—	Knox deterministic extraction from Rosetta artifact #4929. canonical_hint=wire_intl_incoming; text_hash=253c311b71cb28149df520d8c16209189948ba2b1d129dbaec6ffd6c5e01b2f9; excerpt="Incoming Foreign Wire (customer) \| $5.00 + cost"	Source
Outgoing Foreign Wire (customer)
Check ServicesVerified
Cashier's Checks	$2Below the typical range ($3–$6 nationally)	$3 below the national median	—	Knox deterministic extraction from Rosetta artifact #4929. canonical_hint=cashiers_check; text_hash=253c311b71cb28149df520d8c16209189948ba2b1d129dbaec6ffd6c5e01b2f9; excerpt="Cashier's Checks \| $2.00"	Source
Personal Money Orders	$1
Digital & ElectronicVerified
ACH Return Items/Notifications of Change (NOC's)	$1.50Below the typical range ($15–$30 nationally)	$23.50 below the national median	—	Knox deterministic extraction from Rosetta artifact #4929. canonical_hint=ach_return; text_hash=253c311b71cb28149df520d8c16209189948ba2b1d129dbaec6ffd6c5e01b2f9; excerpt="ACH Return Items/Notifications of Change (NOC's) \| $1.50"	Source
Cash & DepositVerified
Deposited Items Returned Unpaid - ACH and other electronic items	$1.50Below the typical range ($9.50–$25 nationally)	$13.50 below the national median	—	Knox deterministic extraction from Rosetta artifact #4929. canonical_hint=deposited_item_return; text_hash=253c311b71cb28149df520d8c16209189948ba2b1d129dbaec6ffd6c5e01b2f9; excerpt="Deposited Items Returned Unpaid - ACH and other electronic items \| $1.50"	Source
Lost or Multiple Night Deposit Keys
Account ServicesVerified
10 X 10	$50Within the typical range ($25–$80 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #4929. canonical_hint=safe_deposit_box; text_hash=253c311b71cb28149df520d8c16209189948ba2b1d129dbaec6ffd6c5e01b2f9; excerpt="10 X 10 \| $50.00"	Source
10 X 10	$80
Gift & Prepaid CardsVerified
VISA Gift Card Purchase Fee	$2.95Below the typical range ($3–$4.95 nationally)	$0.68 below the national median	—	Knox deterministic extraction from Rosetta artifact #4929. canonical_hint=gift_card_purchase; text_hash=253c311b71cb28149df520d8c16209189948ba2b1d129dbaec6ffd6c5e01b2f9; excerpt="VISA Gift Card Purchase Fee \| $2.95"	Source
Other FeesVerified
Duplicate Statements - With Item Images	$5Within the typical range ($2–$5 nationally)	$2 above the national median	—	Knox deterministic extraction from Rosetta artifact #4929. canonical_hint=document_reproduction; text_hash=253c311b71cb28149df520d8c16209189948ba2b1d129dbaec6ffd6c5e01b2f9; excerpt="Duplicate Statements - With Item Images \| $5.00"	Source
Duplicate Statements - Without Item Images

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$23

Overdraft fee: $23

18% below the national median overdraft fee

Total fees: 42

Verified fees

Under review

Assets

$488.1M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$488.1M

Total deposits

$442.8M

Service charge income

$266K

Fee income ratio

4.5%

Return on assets

1.90%

Branches

Service charge income by quarter

Q2 2026$266K

Q1 2026$276K

Q4 2025$301K

Q3 2025$317K

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 20,792 verified fees from 2,117 institutions

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