The Denison State Bank

Headquarters: Holton, Kansas
Charter: Bank
Assets: $453.6M
Fed district: Kansas City

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 18, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
The Denison State Bank: $25
The Denison State Bank: $25
U.S. median: no median
NSF / Returned Item
The Denison State Bank: $25
The Denison State Bank: $25
U.S. median: no median
Stop Payment
The Denison State Bank: $25
The Denison State Bank: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 18, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Kansas, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Kansas: Banks and credit unions headquartered in Kansas that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from The Denison State Bank’s own schedules, with a source for each figure.

Account Maintenance

Early Account Closing$10
Dormant Account$5
per month
Account Research$7.50
Loan Payoff Fax Fee$10
Excess withdrawal fee$5
per item
Excess withdrawal fee$1
per item

Overdraft & NSF

Paid Item Fee (Overdraft)$25
per item
Return Item Fee (NSF)$25
per item
Negative Balance Fee$3
per day

ATM & Card

Replacement fee$10

Check Services

Bank Money Order$4
Personal Money Orders$2
Stop Payment Fee$25
per item
Collection Items$25
per item
Foreign Check Deposit Clearing$8

Digital & Electronic

ACH Origination$10
per item

Cash & Deposit

Coin Counting (audience not stated, treated as personal)3%
Return Deposit Item Fee$3

Account Services

Notary Service$2
Not compared: Charged per document; comparison unavailable
per document
Garnishments$15

Other Fees

Faxing$2

Fee	Amount	Basis	Note
Account Maintenance
Early Account Closing	$10	Not stated	None
Dormant Account	$5	per month	None
Account Research	$7.50	Not stated	None
Loan Payoff Fax Fee	$10	Not stated	None
Excess withdrawal fee	$5	per item	None
Excess withdrawal fee	$1	per item	None
Overdraft & NSF
Paid Item Fee (Overdraft)	$25	per item	None
Return Item Fee (NSF)	$25	per item	None
Negative Balance Fee	$3	per day	None
ATM & Card
Replacement fee	$10	Not stated	None
Check Services
Bank Money Order	$4	Not stated	None
Personal Money Orders	$2	Not stated	None
Stop Payment Fee	$25	per item	None
Collection Items	$25	per item	None
Foreign Check Deposit Clearing	$8	Not stated	None
Digital & Electronic
ACH Origination	$10	per item	None
Cash & Deposit
Coin Counting (audience not stated, treated as personal)	3%	Not stated	None
Return Deposit Item Fee	$3	Not stated	None
Account Services
Notary Service	$2Not compared: Charged per document; comparison unavailable	per document	None
Garnishments	$15	Not stated	None
Other Fees
Faxing	$2	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 18, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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