Citizens Bank, National Association

Headquarters: Providence, Rhode Island
Charter: Bank
Assets: $232.5B
Fed district: Boston

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 31, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $7.50, the middle of its prices
Citizens Bank, National Association: $5 to $10
Citizens Bank, National Association: $5 to $10
U.S. median: no median
Overdraft (OD)
Compared at $35, its standard fee, the highest of its prices
Citizens Bank, National Association: $0 to $35
Citizens Bank, National Association: $0 to $35
U.S. median: no median
Non-Network ATM
Citizens Bank, National Association: $3
Citizens Bank, National Association: $3
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 31, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Rhode Island, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Rhode Island: Banks and credit unions headquartered in Rhode Island that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Citizens Bank, National Association’s own schedules, with a source for each figure.

Account Maintenance

Monthly maintenance$5
per month
Monthly maintenance$10
per month
Escheatment Servicing Fee$50
Initial fee after one year of inactivity$10
2 Domestic incoming repair (fax)$29
per transaction
Domestic incoming (fax)$26
per transaction

Overdraft & NSF

Overdraft Fee$35
per item
Savings OverdraftNo charge
No Transfer Fee for Savings Overdraft TransferNo charge
OD Protection Transfer$5

ATM & Card

For each balance inquiry 1$3
per item
Non-Citizens ATMs: For each withdrawal$3
per item
Card Replacement Request$12
Expedited Card Delivery Fee$12

Wire Transfers

Wire transfers: Foreign incoming (foreign currency)$10
per item

Check Services

Official Bank Check$10
Market, Citizens Private Bank Checking, Citizens Private Bank Savings and Citizens Private Bank Money Market account customers$1.50
Money Order$5
Stop Payment$35
per item
Collection fee for Canadian check deposit$50
Collection fee for Canadian check deposit$30

Account Services

Notary Service CustomerNo charge
Attachment/Tax Levy/Garnishment$125

Retirement & IRA

IRA/SEP Annual FeeNo charge
per year
IRA/SEP Outgoing Transfer$25
per item

Other Fees

Courier Charge for Collection Items$50

Fee	Amount	Basis	Note
Account Maintenance
Monthly maintenance	$5	per month	None
Monthly maintenance	$10	per month	None
Escheatment Servicing Fee	$50	Not stated	None
Initial fee after one year of inactivity	$10	Not stated	None
2 Domestic incoming repair (fax)	$29	per transaction	None
Domestic incoming (fax)	$26	per transaction	None
Overdraft & NSF
Overdraft Fee	$35	per item	None
Savings Overdraft	No charge	Not stated	None
No Transfer Fee for Savings Overdraft Transfer	No charge	Not stated	None
OD Protection Transfer	$5	Not stated	None
ATM & Card
For each balance inquiry 1	$3	per item	None
Non-Citizens ATMs: For each withdrawal	$3	per item	None
Card Replacement Request	$12	Not stated	None
Expedited Card Delivery Fee	$12	Not stated	None
Wire Transfers
Wire transfers: Foreign incoming (foreign currency)	$10	per item	None
Check Services
Official Bank Check	$10	Not stated	None
Market, Citizens Private Bank Checking, Citizens Private Bank Savings and Citizens Private Bank Money Market account customers	$1.50	Not stated	None
Money Order	$5	Not stated	None
Stop Payment	$35	per item	None
Collection fee for Canadian check deposit	$50	Not stated	None
Collection fee for Canadian check deposit	$30	Not stated	None
Account Services
Notary Service Customer	No charge	Not stated	None
Attachment/Tax Levy/Garnishment	$125	Not stated	None
Retirement & IRA
IRA/SEP Annual Fee	No charge	per year	None
IRA/SEP Outgoing Transfer	$25	per item	None
Other Fees
Courier Charge for Collection Items	$50	Not stated	None

Correct a fee source

Oct 31, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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