23 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 9, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Basic Checking $5 · Premier Checking $10
Compared at $7.50, the middle of its prices
Overdraft (OD)
NSF / Returned Item
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Iowa, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Iowa State Bank · $481M in assets
The 25 banks closest in assets
Banks of similar size, for comparing published prices. Not local competitors: they're spread over 15 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Iowa State Bank(this institution) | Des Moines, IA | $481M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Arundel Federal Savings Bank | Glen Burnie, MD | $492M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Century Bank and Trust | Milledgeville, GA | $491M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Citizens Bank & Trust Company | Plaquemine, LA | $481M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Citizens National Bank of Cheboygan | Cheboygan, MI | $471M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Dean Co-operative Bank | Franklin, MA | $494M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Eclipse Bank, Inc. | Louisville, KY | $486M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| EvaBank | Eva, AL | $491M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| First National Bank in New Bremen | New Bremen, OH | $467M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| FirstBank of Nebraska | Wahoo, NE | $498M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| FNB Community Bank | Midwest City, OK | $480M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| FSNB, National Association | Lawton, OK | $478M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Fulton Savings Bank | Fulton, NY | $492M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Hoyne Savings Bank | Chicago, IL | $480M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Local Bank | Hulbert, OK | $463M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Mechanics & Farmers Bank | Durham, NC | $476M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Northview Bank | Sandstone, MN | $470M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Ohio State Bank | Bexley, OH | $484M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Pbt Bancorp | Hazard, KY | $473M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| River City Bank, Inc. | Louisville, KY | $495M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Seamen's Bank | Provincetown, MA | $478M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Southwest Capital Bank | Albuquerque, NM | $483M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Sterling Federal Bank, F.S.B. | Sterling, IL | $482M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| The Bank, National Association | McAlester, OK | $488M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| The Citizens Bank of Clovis | Clovis, NM | $493M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Wallkill Valley Federal Savings and Loan Association | Wallkill, NY | $485M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
✓ publishes the fee. – not published.
25 peers selected · 16 publish this fee(monthly maintenance)
9 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Compared at $7.50, the middle of its two prices, against a peer median of $7 among 16 publishing peers.
Its two checking prices are $5 and $10.
$7.50 is a comparison price, not a fee anyone is charged.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 26, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 26, 2026. Total assets from FDIC and NCUA records.
Amounts from Iowa State Bank’s own schedules, with a source for each figure.
per month
per hour
per hour
per item
per item
per item
per item
per year
per year
per item
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly Maintenance | $10 | Not stated | None |
| Monthly Maintenance | $5 | Not stated | None |
| Account Closed Within 90 Days of Opening | $25 | Not stated | None |
| Dormant Account Fee | $10 | per month | None |
| Account Balancing Assistance | $20Not compared: Charged per hour; comparison unavailable | per hour | None |
| Account Research | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Service charge for each debit over withdrawal limit | $10 | per item | None |
| Service charge for each debit over withdrawal limit | $2 | per item | None |
Overdraft & NSF | |||
| Overdraft Fee | $30 | per item | None |
| Non-Sufficient Funds (NSF) Fee (Returned Item Fee) | $30 | per item | None |
| Overdraft Protection Auto Transfer Non-Sufficient Funds | $3 | per item | None |
ATM & Card | |||
| Debit Card Replacement | $10 | per item | None |
Wire Transfers | |||
| Wire Transfer Fees: Domestic – Outgoing | $25 | Not stated | None |
| Wire Transfer Fees: Domestic – Incoming | $15 | Not stated | None |
| Wire Transfer Fees: International - Outgoing | $50 | Not stated | None |
| International -Incoming | $25 | Not stated | None |
Check Services | |||
| Cashier's Check | $5 | per item | None |
| Stop Payment | $30 | Not stated | None |
| Counter Checks | $0.50 | per item | None |
| Foreign Item Fee | $25 | per item | None |
| Copy of a Check Image | $3 | per item | None |
Cash & Deposit | |||
| Night Deposit Bag Replacement Key | $15 | per item | None |
Account Services | |||
| Notary Services, Non-customer | $10 | Not stated | None |
| Safe Deposit Box | $300 | Not stated | None |
| Safe Deposit Box 10" x 10" x 22" | $90 | Not stated | None |
| Safe Deposit Box 10" x 21" x 22" | $150 | Not stated | None |
| Safe Deposit Box 16" x 21" x 22" | $200 | Not stated | None |
| Safe Deposit Box 2" x 4" x 22" | $15 | per year | None |
| Safe Deposit Box 3" x 10" x 22" | $40 | Not stated | None |
| Safe Deposit Box 3" x 4" x 22" | $20 | Not stated | None |
| Safe Deposit Box 4" x 10" x 22" | $50 | Not stated | None |
| Safe Deposit Box 4" x 4.5" x 22" | $25 | Not stated | None |
| Safe Deposit Box 5" x 10" x 22" | $60 | Not stated | None |
| Safe Deposit Box 5" x 10" x 22" | $60 | per year | None |
| Safe Deposit Box 5" x 5" x 22" | $35 | Not stated | None |
| Safe Deposit Box 8" x 10" x 22" | $75 | Not stated | None |
| Safe Deposit Box Late Payment | $10Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box Lost Key | $50Not compared: Box drilling or key fee | per item | None |
| Garnishment Fee | $100 | per item | None |
| Levy Fee | $100 | per item | None |
Gift & Prepaid Cards | |||
| Gift Card-Purchase Fee | $3 | Not stated | None |
| Reload Fee | $4 | Not stated | None |
Other Fees | |||
| Additional Monthly Statement | $5 | per item | None |
| Additional Statement & Check Imaging Fee | $7 | Not stated | None |
Oct 9, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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