Iowa State Bank

Headquarters: Des Moines, Iowa
Charter: Bank
Assets: $480.5M
Fed district: Chicago

23 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 9, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Basic Checking $5 · Premier Checking $10
Compared at $7.50, the middle of its prices
Iowa State Bank: $5 to $10
Iowa State Bank: $5 to $10
U.S. median: no median
Overdraft (OD)
Iowa State Bank: $30
Iowa State Bank: $30
U.S. median: no median
NSF / Returned Item
Iowa State Bank: $30
Iowa State Bank: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 9, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Iowa, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Iowa: Banks and credit unions headquartered in Iowa that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Iowa State Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly Maintenance$10
Monthly Maintenance$5
Account Closed Within 90 Days of Opening$25
Dormant Account Fee$10
per month
Account Balancing Assistance$20
Not compared: Charged per hour; comparison unavailable
per hour
Account Research$25
Not compared: Charged per hour; comparison unavailable
per hour
Service charge for each debit over withdrawal limit$10
per item
Service charge for each debit over withdrawal limit$2
per item

Overdraft & NSF

Overdraft Fee$30
per item
Non-Sufficient Funds (NSF) Fee (Returned Item Fee)$30
per item
Overdraft Protection Auto Transfer Non-Sufficient Funds$3
per item

ATM & Card

Debit Card Replacement$10
per item

Wire Transfers

Wire Transfer Fees: Domestic – Outgoing$25
Wire Transfer Fees: Domestic – Incoming$15
Wire Transfer Fees: International - Outgoing$50
International -Incoming$25

Check Services

Cashier's Check$5
per item
Stop Payment$30
Counter Checks$0.50
per item
Foreign Item Fee$25
per item
Copy of a Check Image$3
per item

Cash & Deposit

Night Deposit Bag Replacement Key$15
per item

Account Services

Notary Services, Non-customer$10
Safe Deposit Box$300
Safe Deposit Box 10" x 10" x 22"$90
Safe Deposit Box 10" x 21" x 22"$150
Safe Deposit Box 16" x 21" x 22"$200
Safe Deposit Box 2" x 4" x 22"$15
per year
Safe Deposit Box 3" x 10" x 22"$40
Safe Deposit Box 3" x 4" x 22"$20
Safe Deposit Box 4" x 10" x 22"$50
Safe Deposit Box 4" x 4.5" x 22"$25
Safe Deposit Box 5" x 10" x 22"$60
Safe Deposit Box 5" x 10" x 22"$60
per year
Safe Deposit Box 5" x 5" x 22"$35
Safe Deposit Box 8" x 10" x 22"$75
Safe Deposit Box Late Payment$10
Not compared: Box drilling or key fee
Safe Deposit Box Lost Key$50
Not compared: Box drilling or key fee
per item
Garnishment Fee$100
per item
Levy Fee$100
per item

Gift & Prepaid Cards

Gift Card-Purchase Fee$3
Reload Fee$4

Other Fees

Additional Monthly Statement$5
per item
Additional Statement & Check Imaging Fee$7

Fee	Amount	Basis	Note
Account Maintenance
Monthly Maintenance	$10	Not stated	None
Monthly Maintenance	$5	Not stated	None
Account Closed Within 90 Days of Opening	$25	Not stated	None
Dormant Account Fee	$10	per month	None
Account Balancing Assistance	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Service charge for each debit over withdrawal limit	$10	per item	None
Service charge for each debit over withdrawal limit	$2	per item	None
Overdraft & NSF
Overdraft Fee	$30	per item	None
Non-Sufficient Funds (NSF) Fee (Returned Item Fee)	$30	per item	None
Overdraft Protection Auto Transfer Non-Sufficient Funds	$3	per item	None
ATM & Card
Debit Card Replacement	$10	per item	None
Wire Transfers
Wire Transfer Fees: Domestic – Outgoing	$25	Not stated	None
Wire Transfer Fees: Domestic – Incoming	$15	Not stated	None
Wire Transfer Fees: International - Outgoing	$50	Not stated	None
International -Incoming	$25	Not stated	None
Check Services
Cashier's Check	$5	per item	None
Stop Payment	$30	Not stated	None
Counter Checks	$0.50	per item	None
Foreign Item Fee	$25	per item	None
Copy of a Check Image	$3	per item	None
Cash & Deposit
Night Deposit Bag Replacement Key	$15	per item	None
Account Services
Notary Services, Non-customer	$10	Not stated	None
Safe Deposit Box	$300	Not stated	None
Safe Deposit Box 10" x 10" x 22"	$90	Not stated	None
Safe Deposit Box 10" x 21" x 22"	$150	Not stated	None
Safe Deposit Box 16" x 21" x 22"	$200	Not stated	None
Safe Deposit Box 2" x 4" x 22"	$15	per year	None
Safe Deposit Box 3" x 10" x 22"	$40	Not stated	None
Safe Deposit Box 3" x 4" x 22"	$20	Not stated	None
Safe Deposit Box 4" x 10" x 22"	$50	Not stated	None
Safe Deposit Box 4" x 4.5" x 22"	$25	Not stated	None
Safe Deposit Box 5" x 10" x 22"	$60	Not stated	None
Safe Deposit Box 5" x 10" x 22"	$60	per year	None
Safe Deposit Box 5" x 5" x 22"	$35	Not stated	None
Safe Deposit Box 8" x 10" x 22"	$75	Not stated	None
Safe Deposit Box Late Payment	$10Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Lost Key	$50Not compared: Box drilling or key fee	per item	None
Garnishment Fee	$100	per item	None
Levy Fee	$100	per item	None
Gift & Prepaid Cards
Gift Card-Purchase Fee	$3	Not stated	None
Reload Fee	$4	Not stated	None
Other Fees
Additional Monthly Statement	$5	per item	None
Additional Statement & Check Imaging Fee	$7	Not stated	None

Correct a fee source

Oct 9, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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