20 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 3, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Illinois, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Hoyne Savings Bank’s own schedules, with a source for each figure.
per month
per month
per hour · Account Research All types (per hour, 1 hour minimum) | $35.00
per hour · Reconciling Statement (per hour, 1 hour minimum) | $25.00
per item
per item
per document · Notary Fee (per document) | $3.00
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Below Minimum Balance (Applicable Personal Account - per month) | $10 | per month | None |
| Below Minimum Balance (Passbook or Statement Savings-per month) | $5 | per month | None |
| Account Closing (if closed within 3 months of opening) | $20 | Not stated | None |
| Account Research All types (per hour, 1 hour minimum) | $35Not compared: Charged per hour; comparison unavailable | per hour | Account Research All types (per hour, 1 hour minimum) | $35.00 |
| Reconciling Statement (per hour, 1 hour minimum) | $25Not compared: Charged per hour; comparison unavailable | per hour | Reconciling Statement (per hour, 1 hour minimum) | $25.00 |
| Excess Statement Savings Transaction (per item) | $15 | per item | None |
Overdraft & NSF | |||
| Returned Check (Personal Account - per check) | $20 | per item | None |
| Non-Sufficient Funds - Overdraft (Returned or Paid - per check or electronic transfer) | $30 | per item | None |
ATM & Card | |||
| ATM Fees: Withdrawals (per transaction) | $1 | per item | None |
| Replacement of Hoyne Savings Bank Debit Card (per card) | $25 | per item | None |
| Currency conversion (audience not stated, treated as personal) | 1.2% | Not stated | None |
| Currency conversion | 1.2% | Not stated | None |
Wire Transfers | |||
| Wire Transfer (Outgoing) | $45 | Not stated | None |
| Wire Transfer (Incoming) | $25 | Not stated | None |
Check Services | |||
| Cashier Check (under $500.00, per check) | $8 | per item | None |
| Money Order (per item) | $2 | per item | None |
| Stop Payment (Per check, electronic, recurring or a series of checks) | $25 | per item | None |
| Photocopy - Hoyne Official Checks (per check) | $3 | per item | None |
Cash & Deposit | |||
| Deposited Check Returned (Applicable Personal Account - per check) | $20 | per item | None |
Account Services | |||
| Notary Fee (per document) | $3Not compared: Charged per document; comparison unavailable | per document | Notary Fee (per document) | $3.00 |
| Box Drilling | $250Not compared: Box drilling or key fee | Not stated | None |
| Late Payment Fee | $10Not compared: Box drilling or key fee | Not stated | None |
| Garnishment | $100 | Not stated | None |
| Tax Levy/Lien Processing | $100 | Not stated | None |
| Subpoena | $100 | Not stated | None |
| Account Verification Letter | $20 | Not stated | None |
Lending Fees | |||
| Late Payment Fee | $10 | Not stated | None |
Retirement & IRA | |||
| IRA Trustee Transfer Fee | $35 | Not stated | None |
Other Fees | |||
| Photocopy - Other Items (per item) | $0.25 | per item | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
per month
Nov 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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