Wallkill Valley Federal Savings and Loan Association

Headquarters: Wallkill, New York
Charter: Bank
Assets: $485.0M
Fed district: New York

22 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Wallkill Valley Federal Savings and Loan Association: $10
Wallkill Valley Federal Savings and Loan Association: $10
U.S. median: no median
Wire Transfer (Domestic Out)
Wallkill Valley Federal Savings and Loan Association: $35
Wallkill Valley Federal Savings and Loan Association: $35
U.S. median: no median
Stop Payment
Wallkill Valley Federal Savings and Loan Association: $20
Wallkill Valley Federal Savings and Loan Association: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New York, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New York: Banks and credit unions headquartered in New York that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Wallkill Valley Federal Savings and Loan Association’s own schedules, with a source for each figure.

Account Maintenance

Monthly service fee$10
per month
Early Account Closure Fee (90 days)$20
Abandoned Property Fee$50
Inactive Account Fee (after 1 year)$5
Account Reconciliation$25
Account Research (per hour)$50
Not compared: Charged per hour; comparison unavailable
per hour · Account Research (per hour) | $50.00
Payoff Statement Verification Fax Fee$25
Paper Statement Fee$2
Charge for Undeliverable Statement$10

Overdraft & NSF

Overdraft Transfer Fee$7

ATM & Card

Replacement Card$10

Wire Transfers

Wire Transfer Fees: Outgoing Domestic$35
Wire Transfer Fees: Incoming Domestic$15
Wire Transfer Fees: International$50

Check Services

Cashier's Check$7
Money Order$5
Stop Payment Fee$20
Counter Check (per page)$1
Not compared: Charged per page; comparison unavailable
per page · Counter Check (per page) | $1.00
Non-Customer Check Cashing$7
Foreign Check Collections$25
Check Copy$5
Check Images with Statement$5

Cash & Deposit

Deposit Item Returned$15

Account Services

Non-Customer Notary Fee$2
Box Drilling$175
Not compared: Box drilling or key fee
Safe Deposit Box 10"x10" (audience not stated, treated as personal)$125
Safe Deposit Box 3"x10" (audience not stated, treated as personal)$75
Safe Deposit Box 3"x5" (audience not stated, treated as personal)$40
Safe Deposit Box 5"x10" (audience not stated, treated as personal)$90
Safe Deposit Box 5"x5" (audience not stated, treated as personal)$55
Tax Levy Garnishment$75

Other Fees

Copy of 1099/1098$5
Statement Copy (per page)$2
Not compared: Charged per page; comparison unavailable
per page · Statement Copy (per page) | $2.00

Fee	Amount	Basis	Note
Account Maintenance
Monthly service fee	$10	per month	None
Early Account Closure Fee (90 days)	$20	Not stated	None
Abandoned Property Fee	$50	Not stated	None
Inactive Account Fee (after 1 year)	$5	Not stated	None
Account Reconciliation	$25	Not stated	None
Account Research (per hour)	$50Not compared: Charged per hour; comparison unavailable	per hour	Account Research (per hour) \| $50.00
Payoff Statement Verification Fax Fee	$25	Not stated	None
Paper Statement Fee	$2	Not stated	None
Charge for Undeliverable Statement	$10	Not stated	None
Overdraft & NSF
Overdraft Transfer Fee	$7	Not stated	None
ATM & Card
Replacement Card	$10	Not stated	None
Wire Transfers
Wire Transfer Fees: Outgoing Domestic	$35	Not stated	None
Wire Transfer Fees: Incoming Domestic	$15	Not stated	None
Wire Transfer Fees: International	$50	Not stated	None
Check Services
Cashier's Check	$7	Not stated	None
Money Order	$5	Not stated	None
Stop Payment Fee	$20	Not stated	None
Counter Check (per page)	$1Not compared: Charged per page; comparison unavailable	per page	Counter Check (per page) \| $1.00
Non-Customer Check Cashing	$7	Not stated	None
Foreign Check Collections	$25	Not stated	None
Check Copy	$5	Not stated	None
Check Images with Statement	$5	Not stated	None
Cash & Deposit
Deposit Item Returned	$15	Not stated	None
Account Services
Non-Customer Notary Fee	$2	Not stated	None
Box Drilling	$175Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10"x10" (audience not stated, treated as personal)	$125	Not stated	None
Safe Deposit Box 3"x10" (audience not stated, treated as personal)	$75	Not stated	None
Safe Deposit Box 3"x5" (audience not stated, treated as personal)	$40	Not stated	None
Safe Deposit Box 5"x10" (audience not stated, treated as personal)	$90	Not stated	None
Safe Deposit Box 5"x5" (audience not stated, treated as personal)	$55	Not stated	None
Tax Levy Garnishment	$75	Not stated	None
Other Fees
Copy of 1099/1098	$5	Not stated	None
Statement Copy (per page)	$2Not compared: Charged per page; comparison unavailable	per page	Statement Copy (per page) \| $2.00

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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