Citizens Bank & Trust Company

Headquarters: Plaquemine, Louisiana
Charter: Bank
Assets: $480.8M
Fed district: Atlanta

14 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 27, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Community Club/Plus $3 to $9 · Freedom Checking $5 · Progressive Account $15 · Wealth Management Checking $25
Compared at $9, the middle of its prices
Citizens Bank & Trust Company: $3 to $25
Citizens Bank & Trust Company: $3 to $25
U.S. median: no median
Overdraft (OD)
Compared at $33, its standard fee, the highest of its prices
Citizens Bank & Trust Company: $29 to $33
Citizens Bank & Trust Company: $29 to $33
U.S. median: no median
NSF / Returned Item
Citizens Bank & Trust Company: $33
Citizens Bank & Trust Company: $33
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 27, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Louisiana, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Louisiana: Banks and credit unions headquartered in Louisiana that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Citizens Bank & Trust Company’s own schedules, with a source for each figure.

Account Maintenance

Freedom Checking Monthly maintenance fee$5
per month
Monthly maintenance fee$3
per month
Monthly maintenance fee$9
per month
Progressive Account Monthly maintenance fee$15
per month
Wealth Management Checking Monthly maintenance fee$25
per month
Early Account Closure$10
Account Reconcilement$15
Not compared: Charged per hour; comparison unavailable
per hour
Account Research$15
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft Fees (audience not stated, treated as personal)$29
per item
Paid Item Overdraft Fee$33
Returned Item NSF Fee$33

ATM & Card

Lost Debit Card$5

Wire Transfers

Wires: Domestic Outgoing$20
Wires: Domestic Incoming$10
Wires: International Outgoing (audience not stated, treated as personal)$20
Wires: International Incoming (audience not stated, treated as personal)$10

Check Services

Stop Payment Charge$33
Collection Items$18

Cash & Deposit

Return Items$5

Account Services

Safe Deposit Box 10 x 10 (audience not stated, treated as personal)$125
Safe Deposit Box 3 x 10 (audience not stated, treated as personal)$45
Safe Deposit Box 3 x 5 (audience not stated, treated as personal)$25
Safe Deposit Box 5 x 10 (audience not stated, treated as personal)$65
Safe Deposit Box 5 x 5 (audience not stated, treated as personal)$35
Tax Levy and Garnishment Processing$25

Fee	Amount	Basis	Note
Account Maintenance
Freedom Checking Monthly maintenance fee	$5	per month	None
Monthly maintenance fee	$3	per month	None
Monthly maintenance fee	$9	per month	None
Progressive Account Monthly maintenance fee	$15	per month	None
Wealth Management Checking Monthly maintenance fee	$25	per month	None
Early Account Closure	$10	Not stated	None
Account Reconcilement	$15Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research	$15Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft Fees (audience not stated, treated as personal)	$29	per item	None
Paid Item Overdraft Fee	$33	Not stated	None
Returned Item NSF Fee	$33	Not stated	None
ATM & Card
Lost Debit Card	$5	Not stated	None
Wire Transfers
Wires: Domestic Outgoing	$20	Not stated	None
Wires: Domestic Incoming	$10	Not stated	None
Wires: International Outgoing (audience not stated, treated as personal)	$20	Not stated	None
Wires: International Incoming (audience not stated, treated as personal)	$10	Not stated	None
Check Services
Stop Payment Charge	$33	Not stated	None
Collection Items	$18	Not stated	None
Cash & Deposit
Return Items	$5	Not stated	None
Account Services
Safe Deposit Box 10 x 10 (audience not stated, treated as personal)	$125	Not stated	None
Safe Deposit Box 3 x 10 (audience not stated, treated as personal)	$45	Not stated	None
Safe Deposit Box 3 x 5 (audience not stated, treated as personal)	$25	Not stated	None
Safe Deposit Box 5 x 10 (audience not stated, treated as personal)	$65	Not stated	None
Safe Deposit Box 5 x 5 (audience not stated, treated as personal)	$35	Not stated	None
Tax Levy and Garnishment Processing	$25	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 27, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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