The Peoples State Bank

Headquarters: Ellettsville, Indiana
Charter: Bank
Assets: $506.6M
Fed district: Chicago

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Feb 17, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $10, the middle of its prices
The Peoples State Bank: $0 to $25
The Peoples State Bank: $0 to $25
U.S. median: no median
Overdraft (OD)
The Peoples State Bank: $20
The Peoples State Bank: $20
U.S. median: no median
NSF / Returned Item
The Peoples State Bank: No fee
The Peoples State Bank: No fee
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Feb 17, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Indiana, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Indiana: Banks and credit unions headquartered in Indiana that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Hey Hamilton,What deserves a closer look?

Bring fees, filings and market context together.

Explore Hamilton Order a Competitive Fee Position Report from $300

Published fee schedule

Amounts from The Peoples State Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly Service$25
per month
Monthly Service$10
per month
Monthly Service$5
per month
Monthly Service$15
per month
Monthly ServiceNo charge
per month
Dormant Account Fee per month$3
per month
Paper StatementNo charge
Returned Mail$5

Overdraft & NSF

Overdraft Fee$20
Nonsufficient Funds Fee (NSF)No charge
Overdraft Transfer FeeNo charge

ATM & Card

Foreign ATM$1
Replacement Card$7.50

Wire Transfers

Wire Transfers: Incoming (audience not stated, treated as personal)No charge

Check Services

Cashier’s Checks$6
Money Orders$3
Stop Payment$30
Collection Items$25

Cash & Deposit

Returned Deposit Item: Consumer AccountsNo charge
Night Depository: Additional key$5

Account Services

Per notarized signature$10
10 X 10 .$125
per year
Lost Key$20
Not compared: Box drilling or key fee
Safe Deposit Box 10 X 10 (audience not stated, treated as personal)$125
Safe Deposit Box 3 X 10 (audience not stated, treated as personal)$85
Safe Deposit Box 3 X 5 (audience not stated, treated as personal)$55
Safe Deposit Box 5 X 10$85
per year
Safe Deposit Box 5 X 10 (audience not stated, treated as personal)$85
Safe Deposit Box 5 X 5$55
per year
Safe Deposit Box 5 X 5 (audience not stated, treated as personal)$55
Safe Deposit Box 7 X 10$85
per year
Safe Deposit Box 7 X 10 (audience not stated, treated as personal)$85

Fee	Amount	Basis	Note
Account Maintenance
Monthly Service	$25	per month	None
Monthly Service	$10	per month	None
Monthly Service	$5	per month	None
Monthly Service	$15	per month	None
Monthly Service	No charge	per month	None
Dormant Account Fee per month	$3	per month	None
Paper Statement	No charge	Not stated	None
Returned Mail	$5	Not stated	None
Overdraft & NSF
Overdraft Fee	$20	Not stated	None
Nonsufficient Funds Fee (NSF)	No charge	Not stated	None
Overdraft Transfer Fee	No charge	Not stated	None
ATM & Card
Foreign ATM	$1	Not stated	None
Replacement Card	$7.50	Not stated	None
Wire Transfers
Wire Transfers: Incoming (audience not stated, treated as personal)	No charge	Not stated	None
Check Services
Cashier’s Checks	$6	Not stated	None
Money Orders	$3	Not stated	None
Stop Payment	$30	Not stated	None
Collection Items	$25	Not stated	None
Cash & Deposit
Returned Deposit Item: Consumer Accounts	No charge	Not stated	None
Night Depository: Additional key	$5	Not stated	None
Account Services
Per notarized signature	$10	Not stated	None
10 X 10 .	$125	per year	None
Lost Key	$20Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10 X 10 (audience not stated, treated as personal)	$125	Not stated	None
Safe Deposit Box 3 X 10 (audience not stated, treated as personal)	$85	Not stated	None
Safe Deposit Box 3 X 5 (audience not stated, treated as personal)	$55	Not stated	None
Safe Deposit Box 5 X 10	$85	per year	None
Safe Deposit Box 5 X 10 (audience not stated, treated as personal)	$85	Not stated	None
Safe Deposit Box 5 X 5	$55	per year	None
Safe Deposit Box 5 X 5 (audience not stated, treated as personal)	$55	Not stated	None
Safe Deposit Box 7 X 10	$85	per year	None
Safe Deposit Box 7 X 10 (audience not stated, treated as personal)	$85	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Monthly Service$25
per month
Monthly Service$10
per month
Monthly Service$5
per month
Monthly Service$15
per month
Monthly ServiceNo charge
per month
Dormant Account Fee per month$3
per month
Paper StatementNo charge
Returned Mail$5

Overdraft & NSF

Overdraft Fee$20
Nonsufficient Funds Fee (NSF)No charge
Overdraft Transfer FeeNo charge

ATM & Card

Foreign ATM$1
Replacement Card$7.50

Check Services

Cashier’s Checks$6
Money Orders$3
Stop Payment$30
Collection Items$25

Cash & Deposit

Returned Deposit Item: Business (non-consumer) Accounts$5
Night Depository: Additional key$5

Account Services

Per notarized signature$10
10 X 10 .$125
per year
Lost Key$20
Not compared: Box drilling or key fee
Safe Deposit Box 5 X 10$85
per year
Safe Deposit Box 5 X 5$55
per year
Safe Deposit Box 7 X 10$85
per year

Fee	Amount	Basis	Note
Account Maintenance
Monthly Service	$25	per month	None
Monthly Service	$10	per month	None
Monthly Service	$5	per month	None
Monthly Service	$15	per month	None
Monthly Service	No charge	per month	None
Dormant Account Fee per month	$3	per month	None
Paper Statement	No charge	Not stated	None
Returned Mail	$5	Not stated	None
Overdraft & NSF
Overdraft Fee	$20	Not stated	None
Nonsufficient Funds Fee (NSF)	No charge	Not stated	None
Overdraft Transfer Fee	No charge	Not stated	None
ATM & Card
Foreign ATM	$1	Not stated	None
Replacement Card	$7.50	Not stated	None
Check Services
Cashier’s Checks	$6	Not stated	None
Money Orders	$3	Not stated	None
Stop Payment	$30	Not stated	None
Collection Items	$25	Not stated	None
Cash & Deposit
Returned Deposit Item: Business (non-consumer) Accounts	$5	Not stated	None
Night Depository: Additional key	$5	Not stated	None
Account Services
Per notarized signature	$10	Not stated	None
10 X 10 .	$125	per year	None
Lost Key	$20Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 5 X 10	$85	per year	None
Safe Deposit Box 5 X 5	$55	per year	None
Safe Deposit Box 7 X 10	$85	per year	None

Correct a fee source

Feb 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when The Peoples State Bank's nsf / returned item changes in our data

We check once a day and send one email covering every change.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $10, the middle of its prices
The Peoples State Bank: $0 to $25
The Peoples State Bank: $0 to $25
U.S. median: no median
Overdraft (OD)
The Peoples State Bank: $20
The Peoples State Bank: $20
U.S. median: no median
NSF / Returned Item
The Peoples State Bank: No fee
The Peoples State Bank: No fee
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Feb 17, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Indiana, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Indiana: Banks and credit unions headquartered in Indiana that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from The Peoples State Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly Service$25
per month
Monthly Service$10
per month
Monthly Service$5
per month
Monthly Service$15
per month
Monthly ServiceNo charge
per month
Dormant Account Fee per month$3
per month
Paper StatementNo charge
Returned Mail$5

Overdraft & NSF

Overdraft Fee$20
Nonsufficient Funds Fee (NSF)No charge
Overdraft Transfer FeeNo charge

ATM & Card

Foreign ATM$1
Replacement Card$7.50

Wire Transfers

Wire Transfers: Incoming (audience not stated, treated as personal)No charge

Check Services

Cashier’s Checks$6
Money Orders$3
Stop Payment$30
Collection Items$25

Cash & Deposit

Returned Deposit Item: Consumer AccountsNo charge
Night Depository: Additional key$5

Account Services

Per notarized signature$10
10 X 10 .$125
per year
Lost Key$20
Not compared: Box drilling or key fee
Safe Deposit Box 10 X 10 (audience not stated, treated as personal)$125
Safe Deposit Box 3 X 10 (audience not stated, treated as personal)$85
Safe Deposit Box 3 X 5 (audience not stated, treated as personal)$55
Safe Deposit Box 5 X 10$85
per year
Safe Deposit Box 5 X 10 (audience not stated, treated as personal)$85
Safe Deposit Box 5 X 5$55
per year
Safe Deposit Box 5 X 5 (audience not stated, treated as personal)$55
Safe Deposit Box 7 X 10$85
per year
Safe Deposit Box 7 X 10 (audience not stated, treated as personal)$85

Fee	Amount	Basis	Note
Account Maintenance
Monthly Service	$25	per month	None
Monthly Service	$10	per month	None
Monthly Service	$5	per month	None
Monthly Service	$15	per month	None
Monthly Service	No charge	per month	None
Dormant Account Fee per month	$3	per month	None
Paper Statement	No charge	Not stated	None
Returned Mail	$5	Not stated	None
Overdraft & NSF
Overdraft Fee	$20	Not stated	None
Nonsufficient Funds Fee (NSF)	No charge	Not stated	None
Overdraft Transfer Fee	No charge	Not stated	None
ATM & Card
Foreign ATM	$1	Not stated	None
Replacement Card	$7.50	Not stated	None
Wire Transfers
Wire Transfers: Incoming (audience not stated, treated as personal)	No charge	Not stated	None
Check Services
Cashier’s Checks	$6	Not stated	None
Money Orders	$3	Not stated	None
Stop Payment	$30	Not stated	None
Collection Items	$25	Not stated	None
Cash & Deposit
Returned Deposit Item: Consumer Accounts	No charge	Not stated	None
Night Depository: Additional key	$5	Not stated	None
Account Services
Per notarized signature	$10	Not stated	None
10 X 10 .	$125	per year	None
Lost Key	$20Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10 X 10 (audience not stated, treated as personal)	$125	Not stated	None
Safe Deposit Box 3 X 10 (audience not stated, treated as personal)	$85	Not stated	None
Safe Deposit Box 3 X 5 (audience not stated, treated as personal)	$55	Not stated	None
Safe Deposit Box 5 X 10	$85	per year	None
Safe Deposit Box 5 X 10 (audience not stated, treated as personal)	$85	Not stated	None
Safe Deposit Box 5 X 5	$55	per year	None
Safe Deposit Box 5 X 5 (audience not stated, treated as personal)	$55	Not stated	None
Safe Deposit Box 7 X 10	$85	per year	None
Safe Deposit Box 7 X 10 (audience not stated, treated as personal)	$85	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Monthly Service$25
per month
Monthly Service$10
per month
Monthly Service$5
per month
Monthly Service$15
per month
Monthly ServiceNo charge
per month
Dormant Account Fee per month$3
per month
Paper StatementNo charge
Returned Mail$5

Overdraft & NSF

Overdraft Fee$20
Nonsufficient Funds Fee (NSF)No charge
Overdraft Transfer FeeNo charge

ATM & Card

Foreign ATM$1
Replacement Card$7.50

Check Services

Cashier’s Checks$6
Money Orders$3
Stop Payment$30
Collection Items$25

Cash & Deposit

Returned Deposit Item: Business (non-consumer) Accounts$5
Night Depository: Additional key$5

Account Services

Per notarized signature$10
10 X 10 .$125
per year
Lost Key$20
Not compared: Box drilling or key fee
Safe Deposit Box 5 X 10$85
per year
Safe Deposit Box 5 X 5$55
per year
Safe Deposit Box 7 X 10$85
per year

Fee	Amount	Basis	Note
Account Maintenance
Monthly Service	$25	per month	None
Monthly Service	$10	per month	None
Monthly Service	$5	per month	None
Monthly Service	$15	per month	None
Monthly Service	No charge	per month	None
Dormant Account Fee per month	$3	per month	None
Paper Statement	No charge	Not stated	None
Returned Mail	$5	Not stated	None
Overdraft & NSF
Overdraft Fee	$20	Not stated	None
Nonsufficient Funds Fee (NSF)	No charge	Not stated	None
Overdraft Transfer Fee	No charge	Not stated	None
ATM & Card
Foreign ATM	$1	Not stated	None
Replacement Card	$7.50	Not stated	None
Check Services
Cashier’s Checks	$6	Not stated	None
Money Orders	$3	Not stated	None
Stop Payment	$30	Not stated	None
Collection Items	$25	Not stated	None
Cash & Deposit
Returned Deposit Item: Business (non-consumer) Accounts	$5	Not stated	None
Night Depository: Additional key	$5	Not stated	None
Account Services
Per notarized signature	$10	Not stated	None
10 X 10 .	$125	per year	None
Lost Key	$20Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 5 X 10	$85	per year	None
Safe Deposit Box 5 X 5	$55	per year	None
Safe Deposit Box 7 X 10	$85	per year	None

Correct a fee source

Feb 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.