18 published fees; none has a market median to compare yet.
Source: its fee schedule, read Feb 17, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Compared at $10, the middle of its prices
Overdraft (OD)
NSF / Returned Item
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Indiana, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
The Peoples State Bank · $507M in assets
The 25 banks closest in assets
Banks of similar size, for comparing published prices. Not local competitors: they're spread over 21 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| The Peoples State Bank(this institution) | Ellettsville, IN | $507M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Ambler Savings Bank | Ambler, PA | $502M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Arundel Federal Savings Bank | Glen Burnie, MD | $492M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Century Bank and Trust | Milledgeville, GA | $491M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Colonial Savings, F.A. | Fort Worth, TX | $502M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Dean Co-operative Bank | Franklin, MA | $494M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Eagle Bank and Trust Company | Little Rock, AR | $506M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| First Robinson Savings Bank, National Association | Robinson, IL | $512M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| First State Bank | Wrens, GA | $513M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| First State Bank and Trust | Tonganoxie, KS | $515M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| First State Bank and Trust | Bayport, MN | $499M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| FirstBank of Nebraska | Wahoo, NE | $498M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Fulton Savings Bank | Fulton, NY | $492M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Grinnell State Bank | Grinnell, IA | $499M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Grundy Bank | Morris, IL | $505M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Mega Bank | San Gabriel, CA | $507M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Merchants Commercial Bank | St Thomas, VI | $506M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| River City Bank, Inc. | Louisville, KY | $495M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Shamrock Bank, N.A. | Coalgate, OK | $501M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| State Bank Financial | La Crosse, WI | $512M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| The Bank of Advance | Advance, MO | $510M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| The Callaway Bank | Fulton, MO | $512M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| The Citizens Bank of Clovis | Clovis, NM | $493M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| The Napoleon State Bank | Napoleon, IN | $499M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| The Savings Bank | Circleville, OH | $520M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| UNICO Bank | Mineral Point, MO | $503M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
✓ publishes the fee. – not published.
25 peers selected · 18 publish this fee(monthly maintenance)
7 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Compared at $10, the middle of its five prices, against a peer median of $6.96 among 18 publishing peers.
Its five checking prices are $0, $5, $10, $15 and $25.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.
Amounts from The Peoples State Bank’s own schedules, with a source for each figure.
per year
per year
per year
per year
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly Service | $25 | per month | None |
| Monthly Service | $10 | per month | None |
| Monthly Service | $5 | per month | None |
| Monthly Service | $15 | per month | None |
| Monthly Service | No charge | per month | None |
| Dormant Account Fee per month | $3 | per month | None |
| Paper Statement | No charge | Not stated | None |
| Returned Mail | $5 | Not stated | None |
Overdraft & NSF | |||
| Overdraft Fee | $20 | Not stated | None |
| Nonsufficient Funds Fee (NSF) | No charge | Not stated | None |
| Overdraft Transfer Fee | No charge | Not stated | None |
ATM & Card | |||
| Foreign ATM | $1 | Not stated | None |
| Replacement Card | $7.50 | Not stated | None |
Wire Transfers | |||
| Wire Transfers: Incoming (audience not stated, treated as personal) | No charge | Not stated | None |
Check Services | |||
| Cashier’s Checks | $6 | Not stated | None |
| Money Orders | $3 | Not stated | None |
| Stop Payment | $30 | Not stated | None |
| Collection Items | $25 | Not stated | None |
Cash & Deposit | |||
| Returned Deposit Item: Consumer Accounts | No charge | Not stated | None |
| Night Depository: Additional key | $5 | Not stated | None |
Account Services | |||
| Per notarized signature | $10 | Not stated | None |
| 10 X 10 . | $125 | per year | None |
| Lost Key | $20Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box 10 X 10 (audience not stated, treated as personal) | $125 | Not stated | None |
| Safe Deposit Box 3 X 10 (audience not stated, treated as personal) | $85 | Not stated | None |
| Safe Deposit Box 3 X 5 (audience not stated, treated as personal) | $55 | Not stated | None |
| Safe Deposit Box 5 X 10 | $85 | per year | None |
| Safe Deposit Box 5 X 10 (audience not stated, treated as personal) | $85 | Not stated | None |
| Safe Deposit Box 5 X 5 | $55 | per year | None |
| Safe Deposit Box 5 X 5 (audience not stated, treated as personal) | $55 | Not stated | None |
| Safe Deposit Box 7 X 10 | $85 | per year | None |
| Safe Deposit Box 7 X 10 (audience not stated, treated as personal) | $85 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly Service | $25 | per month | None |
| Monthly Service | $10 | per month | None |
| Monthly Service | $5 | per month | None |
| Monthly Service | $15 | per month | None |
| Monthly Service | No charge | per month | None |
| Dormant Account Fee per month | $3 | per month | None |
| Paper Statement | No charge | Not stated | None |
| Returned Mail | $5 | Not stated | None |
Overdraft & NSF | |||
| Overdraft Fee | $20 | Not stated | None |
| Nonsufficient Funds Fee (NSF) | No charge | Not stated | None |
| Overdraft Transfer Fee | No charge | Not stated | None |
ATM & Card | |||
| Foreign ATM | $1 | Not stated | None |
| Replacement Card | $7.50 | Not stated | None |
Check Services | |||
| Cashier’s Checks | $6 | Not stated | None |
| Money Orders | $3 | Not stated | None |
| Stop Payment | $30 | Not stated | None |
| Collection Items | $25 | Not stated | None |
Cash & Deposit | |||
| Returned Deposit Item: Business (non-consumer) Accounts | $5 | Not stated | None |
| Night Depository: Additional key | $5 | Not stated | None |
Account Services | |||
| Per notarized signature | $10 | Not stated | None |
| 10 X 10 . | $125 | per year | None |
| Lost Key | $20Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box 5 X 10 | $85 | per year | None |
| Safe Deposit Box 5 X 5 | $55 | per year | None |
| Safe Deposit Box 7 X 10 | $85 | per year | None |
Feb 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
We check once a day and send one email covering every change.