18 published fees; none has a market median to compare yet.
Source: its fee schedule, read Feb 17, 2026.
Total assets
Q2 2026, quarter end
FFIEC call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Feb 17, 2026
Call-report figures are for The Peoples State Bank at the bank level, not its holding company. Revenue is net interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | FFIEC call report (bulk data) RCON2170 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Revenue | Revenue (net interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4074 + RIAD4079 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge income | Service charges on deposit accounts Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4080 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge share of revenue | Service charges on deposit accounts divided by revenue (net interest + noninterest income) Shown when at least 10 banks of its size report a share above 0%. | Not on file | Not on file | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | The Peoples State Bank's published fee schedule; Bank Fee Index medians | Current schedule | Feb 17, 2026 |
Service-charge income by quarter
Q1 2024 to Q2 2026, standalone quarters
Service-charge income was $73K in Q2 2026, 5.8% above the same quarter a year earlier ($69K).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Compared at $10, the middle of its prices
Overdraft (OD)
NSF / Returned Item
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Indiana, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Service-charge income rose 2.8% from Q3 2025 to Q2 2026, to $73K.
$73K
The Peoples State BankMedian
FFIEC call reports, bank level, standalone quarters. Four quarters are too few to call a trend.
The Peoples State Bank · $507M in assets
The 25 banks closest in assets
Banks of similar size, for comparing published prices. Not local competitors: they're spread over 21 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| The Peoples State Bank(this institution) | Ellettsville, IN | $507M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Ambler Savings Bank | Ambler, PA | $502M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Arundel Federal Savings Bank | Glen Burnie, MD | $492M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Century Bank and Trust | Milledgeville, GA | $491M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Colonial Savings, F.A. | Fort Worth, TX | $502M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Dean Co-operative Bank | Franklin, MA | $494M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Eagle Bank and Trust Company | Little Rock, AR | $506M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| First Robinson Savings Bank, National Association | Robinson, IL | $512M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| First State Bank | Wrens, GA | $513M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| First State Bank and Trust | Tonganoxie, KS | $515M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| First State Bank and Trust | Bayport, MN | $499M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| FirstBank of Nebraska | Wahoo, NE | $498M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Fulton Savings Bank | Fulton, NY | $492M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Grinnell State Bank | Grinnell, IA | $499M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Grundy Bank | Morris, IL | $505M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Mega Bank | San Gabriel, CA | $507M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Merchants Commercial Bank | St Thomas, VI | $506M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| River City Bank, Inc. | Louisville, KY | $495M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Shamrock Bank, N.A. | Coalgate, OK | $501M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| State Bank Financial | La Crosse, WI | $512M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| The Bank of Advance | Advance, MO | $510M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| The Callaway Bank | Fulton, MO | $512M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| The Citizens Bank of Clovis | Clovis, NM | $493M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| The Napoleon State Bank | Napoleon, IN | $499M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| The Savings Bank | Circleville, OH | $520M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| UNICO Bank | Mineral Point, MO | $503M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
✓ publishes the fee. – not published.
25 peers selected · 18 publish this fee(monthly maintenance)
7 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Compared at $10, the middle of its five prices, against a peer median of $6.96 among 18 publishing peers.
Its five checking prices are $0, $5, $10, $15 and $25.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.
Call reports for The Peoples State Bank (bank level, not the holding company). Income lines are standalone quarters.
Service-charge income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $73K | +$2K | +2.8% |
| Q1 2026 | $71K | −$4K | −5.3% |
| Q4 2025 | $75K | +$4K | +5.6% |
| Q3 2025 | $71K | +$2K | +2.9% |
| Q2 2025 | $69K | +$2K | +3.0% |
| Q1 2025 | $67K | −$2K | −2.9% |
| Q4 2024 | $69K | −$1K | −1.4% |
| Q3 2024 | $70K | +$2K | +2.9% |
Insufficient sample: fewer than 10 peers of its size reported a share.
Amounts from The Peoples State Bank’s own schedules, with a source for each figure.
per year
per year
per year
per year
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly Service | $25 | per month | None |
| Monthly Service | $10 | per month | None |
| Monthly Service | $5 | per month | None |
| Monthly Service | $15 | per month | None |
| Monthly Service | No charge | per month | None |
| Dormant Account Fee per month | $3 | per month | None |
| Paper Statement | No charge | Not stated | None |
| Returned Mail | $5 | Not stated | None |
Overdraft & NSF | |||
| Overdraft Fee | $20 | Not stated | None |
| Nonsufficient Funds Fee (NSF) | No charge | Not stated | None |
| Overdraft Transfer Fee | No charge | Not stated | None |
ATM & Card | |||
| Foreign ATM | $1 | Not stated | None |
| Replacement Card | $7.50 | Not stated | None |
Wire Transfers | |||
| Wire Transfers: Incoming (audience not stated, treated as personal) | No charge | Not stated | None |
Check Services | |||
| Cashier’s Checks | $6 | Not stated | None |
| Money Orders | $3 | Not stated | None |
| Stop Payment | $30 | Not stated | None |
| Collection Items | $25 | Not stated | None |
Cash & Deposit | |||
| Returned Deposit Item: Consumer Accounts | No charge | Not stated | None |
| Night Depository: Additional key | $5 | Not stated | None |
Account Services | |||
| Per notarized signature | $10 | Not stated | None |
| 10 X 10 . | $125 | per year | None |
| Lost Key | $20Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box 10 X 10 (audience not stated, treated as personal) | $125 | Not stated | None |
| Safe Deposit Box 3 X 10 (audience not stated, treated as personal) | $85 | Not stated | None |
| Safe Deposit Box 3 X 5 (audience not stated, treated as personal) | $55 | Not stated | None |
| Safe Deposit Box 5 X 10 | $85 | per year | None |
| Safe Deposit Box 5 X 10 (audience not stated, treated as personal) | $85 | Not stated | None |
| Safe Deposit Box 5 X 5 | $55 | per year | None |
| Safe Deposit Box 5 X 5 (audience not stated, treated as personal) | $55 | Not stated | None |
| Safe Deposit Box 7 X 10 | $85 | per year | None |
| Safe Deposit Box 7 X 10 (audience not stated, treated as personal) | $85 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly Service | $25 | per month | None |
| Monthly Service | $10 | per month | None |
| Monthly Service | $5 | per month | None |
| Monthly Service | $15 | per month | None |
| Monthly Service | No charge | per month | None |
| Dormant Account Fee per month | $3 | per month | None |
| Paper Statement | No charge | Not stated | None |
| Returned Mail | $5 | Not stated | None |
Overdraft & NSF | |||
| Overdraft Fee | $20 | Not stated | None |
| Nonsufficient Funds Fee (NSF) | No charge | Not stated | None |
| Overdraft Transfer Fee | No charge | Not stated | None |
ATM & Card | |||
| Foreign ATM | $1 | Not stated | None |
| Replacement Card | $7.50 | Not stated | None |
Check Services | |||
| Cashier’s Checks | $6 | Not stated | None |
| Money Orders | $3 | Not stated | None |
| Stop Payment | $30 | Not stated | None |
| Collection Items | $25 | Not stated | None |
Cash & Deposit | |||
| Returned Deposit Item: Business (non-consumer) Accounts | $5 | Not stated | None |
| Night Depository: Additional key | $5 | Not stated | None |
Account Services | |||
| Per notarized signature | $10 | Not stated | None |
| 10 X 10 . | $125 | per year | None |
| Lost Key | $20Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box 5 X 10 | $85 | per year | None |
| Safe Deposit Box 5 X 5 | $55 | per year | None |
| Safe Deposit Box 7 X 10 | $85 | per year | None |
Feb 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where The Peoples State Bank operates, and what regulators and customers have on file.
In Bloomington, IN, The Peoples State Bank holds 9.1% of bank deposits, #5 of 14, with 6 offices.
49 offices of 19 institutions shown.
Source: FDIC Summary of Deposits, as of June 30, 2026 (bank offices); NCUA branch file, quarter ending June 30, 2026 (credit union offices).
Share of bank deposits
As of June 30, 2026. FDIC-insured offices only; credit unions are not included.
8 of 14 institutions shown. $3.8B in bank deposits in the metro.
Source: FDIC Summary of Deposits, as of June 30, 2026.
Position over time, 2010 to 2026
June 2026: 9.1% share, 6 offices, #5 of 14
Deposit share
Offices
Rank (1 is largest)
Source: FDIC Summary of Deposits, as of June 30 of each year, 2010 to 2026.
Credit unions, reported separately
12 offices of 5 credit unions in the metro's cities. NCUA does not report deposits by office, so credit unions have no share above.
Source: NCUA branch file, quarter ending June 30, 2026.
Fee change alerts
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