FNB Community Bank

Headquarters: Midwest City, Oklahoma
Charter: Bank
Assets: $480.2M
Fed district: Kansas City

12 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 11, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Senior Opportunities Checking
Can be waived with a balance of $500 or more.
FNB Community Bank: $15
FNB Community Bank: $15
U.S. median: no median
Overdraft (OD)
FNB Community Bank: $10
FNB Community Bank: $10
U.S. median: no median
Non-Network ATM
Compared at $4.50, the middle of its prices
FNB Community Bank: $4 to $4.99
FNB Community Bank: $4 to $4.99
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 11, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Oklahoma, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Oklahoma: Banks and credit unions headquartered in Oklahoma that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from FNB Community Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly service fee$15
per month · Avoid the $15 monthly service fee by maintaining a daily balance of $500 or more
Dormant Checking Account$10
per month
Dormant Savings Account$10
Not compared: Quarterly charge, not monthly
per quarter
Visa Monthly Inactivity Fee$4.95
per month
Excessive Withdrawal-Mrkt Access$20
per transaction

Overdraft & NSF

Automatic Overdraft Coverage$10
per item

ATM & Card

ATM fees$4.99
Non FNB ATM Transaction$4
per transaction
Visa Check Card Reissue Card$5
per item
Visa Lost/Stolen Replacement Card Fee$8

Check Services

Cashier's Checks$5
Copies of Cancelled Checks$3
per item

Cash & Deposit

Return Deposit Item$8
per item

Account Services

Notary$5
per item
Safe Deposit Box$20
Safe Deposit Box 3x10$40
Safe Deposit Box 3x5$25
Safe Deposit Box 4x10$50
Safe Deposit Box 4x5$30
Safe Deposit Box 5x5$35
Safe Deposit Lost Key$150
Not compared: Box drilling or key fee
Safe Deposit Re-Key$25
Not compared: Box drilling or key fee

Gift & Prepaid Cards

Visa Gift Card$6
per item · Purchase fee per card. Card is issued by Pathward, NA pursuant to a license from Visa Inc USA

Other Fees

Copies of Statements$5
Not compared: Monthly charge, not per item
per month
Fax Fee$5
Not compared: Charged per page; comparison unavailable
per page

Fee	Amount	Basis	Note
Account Maintenance
Monthly service fee	$15	per month	Avoid the $15 monthly service fee by maintaining a daily balance of $500 or more
Dormant Checking Account	$10	per month	None
Dormant Savings Account	$10Not compared: Quarterly charge, not monthly	per quarter	None
Visa Monthly Inactivity Fee	$4.95	per month	None
Excessive Withdrawal-Mrkt Access	$20	per transaction	None
Overdraft & NSF
Automatic Overdraft Coverage	$10	per item	None
ATM & Card
ATM fees	$4.99	Not stated	None
Non FNB ATM Transaction	$4	per transaction	None
Visa Check Card Reissue Card	$5	per item	None
Visa Lost/Stolen Replacement Card Fee	$8	Not stated	None
Check Services
Cashier's Checks	$5	Not stated	None
Copies of Cancelled Checks	$3	per item	None
Cash & Deposit
Return Deposit Item	$8	per item	None
Account Services
Notary	$5	per item	None
Safe Deposit Box	$20	Not stated	None
Safe Deposit Box 3x10	$40	Not stated	None
Safe Deposit Box 3x5	$25	Not stated	None
Safe Deposit Box 4x10	$50	Not stated	None
Safe Deposit Box 4x5	$30	Not stated	None
Safe Deposit Box 5x5	$35	Not stated	None
Safe Deposit Lost Key	$150Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Re-Key	$25Not compared: Box drilling or key fee	Not stated	None
Gift & Prepaid Cards
Visa Gift Card	$6	per item	Purchase fee per card. Card is issued by Pathward, NA pursuant to a license from Visa Inc USA
Other Fees
Copies of Statements	$5Not compared: Monthly charge, not per item	per month	None
Fax Fee	$5Not compared: Charged per page; comparison unavailable	per page	None

Correct a fee source

Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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