Fee schedule collected Apr 22, 2026 · Financials as of Q1 2026
Verified fees
5
Under review
0
Assets
$490.0M
Fee benchmark score
Not scored
Financials as of
Q1 2026
Headline fees vs. national median
Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.
Fee Schedule
Verified fees power benchmarks; fees under review do not.
per month · Per envelope per month · Source
per item · Source
per item · No charge · Source
Swipe for source and notes →
| Fee | Amount | Basis | Note | Source |
|---|---|---|---|---|
Account MaintenanceVerified | ||||
| Undeliverable Mail | $7.50 | per month | Per envelope per month | Source |
Overdraft & NSFVerified | ||||
| Overdraft Transfer (Automatic Transfer from Savings) | — | per item | No charge | Source |
| Returned Deposited Item Chargeback ("DEP ITEM RETURNED") | $10 | per item | — | Source |
ATM & CardVerified | ||||
| Debit Card or PIN Rush-Order | $50 | per item | — | Source |
Digital & ElectronicVerified | ||||
| Consumer Bill Payment | $0 | per item | No charge | Source |
Work at Midwest Heritage Bank, FSB? Get your Competitive Fee Position Report — $300, delivered in 48 hours.
Every fee on this page benchmarked against a verified peer set, in a board-ready document.
Financial Context
Financials as of Q1 2026 · FDIC call report
Total assets
$490.0M
Total deposits
$400.0M
Service charge income
$52K
Fee income ratio
0.63%
Return on assets
0.93%
Branches
9
Service charge income by quarter