17 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 2, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Kentucky, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Eclipse Bank, Inc. · $486M in assets
The 25 banks closest in assets
Banks of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Eclipse Bank, Inc.(this institution) | Louisville, KY | $486M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Arundel Federal Savings Bank | Glen Burnie, MD | $492M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Century Bank and Trust | Milledgeville, GA | $491M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Citizens Bank & Trust Company | Plaquemine, LA | $481M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Citizens National Bank of Cheboygan | Cheboygan, MI | $471M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Dean Co-operative Bank | Franklin, MA | $494M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| EvaBank | Eva, AL | $491M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| First State Bank and Trust | Bayport, MN | $499M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| FirstBank of Nebraska | Wahoo, NE | $498M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| FNB Community Bank | Midwest City, OK | $480M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| FSNB, National Association | Lawton, OK | $478M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Fulton Savings Bank | Fulton, NY | $492M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Grinnell State Bank | Grinnell, IA | $499M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Hoyne Savings Bank | Chicago, IL | $480M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Iowa State Bank | Des Moines, IA | $481M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Mechanics & Farmers Bank | Durham, NC | $476M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Ohio State Bank | Bexley, OH | $484M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Pbt Bancorp | Hazard, KY | $473M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| River City Bank, Inc. | Louisville, KY | $495M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Seamen's Bank | Provincetown, MA | $478M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Southwest Capital Bank | Albuquerque, NM | $483M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Sterling Federal Bank, F.S.B. | Sterling, IL | $482M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| The Bank, National Association | McAlester, OK | $488M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| The Citizens Bank of Clovis | Clovis, NM | $493M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| The Napoleon State Bank | Napoleon, IN | $499M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Wallkill Valley Federal Savings and Loan Association | Wallkill, NY | $485M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
✓ publishes the fee. – not published.
25 peers selected · 18 publish this fee(monthly maintenance)
7 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
The peer median is $7.50 among 18 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 26, 2026.
Monthly maintenance fee in dollars, one mark per institution
Eclipse Bank, Inc. does not publish a monthly maintenance fee, so it is not on this chart.
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 26, 2026. Total assets from FDIC and NCUA records.
Amounts from Eclipse Bank, Inc.’s own schedules, with a source for each figure.
per month
per hour · Account Reconcilement | $ 20.00 per hour
per hour
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Account Closed Within First 90 Days | $40 | Not stated | None |
| Dormant Service Charge (Per Cycle) | $6 | per month | None |
| Account Reconcilement | $20Not compared: Charged per hour; comparison unavailable | per hour | Account Reconcilement | $ 20.00 per hour |
| Account Research | $20Not compared: Charged per hour; comparison unavailable | per hour | None |
| Return Mail Fee | $10 | Not stated | None |
Overdraft & NSF | |||
| Overdraft Charge (same item may cause multiple charges) | $34 | Not stated | None |
| Return Check Charge (same item may cause multiple charges) | $34 | Not stated | None |
| Overdraft Transfer Fee | $7 | Not stated | None |
ATM & Card | |||
| Replace Lost Debit Card | $10 | Not stated | None |
Wire Transfers | |||
| Wire Transfers: Domestic Outgoing | $24 | Not stated | None |
| Wire Transfers: Incoming | $14 | Not stated | None |
| Wire Transfers: International Outgoing | $55 | Not stated | None |
Check Services | |||
| Cashier's Checks | $5 | Not stated | None |
| Stop Payment Charge | $34 | Not stated | None |
| Counter Check | $1 | per item | None |
| Foreign Check Collection | $35 | per item | None |
Account Services | |||
| Garnishment/Attachment/Levy | $75 | Not stated | None |
Gift & Prepaid Cards | |||
| Gift Card Fee | $3.95 | Not stated | None |
Other Fees | |||
| Duplicate Statement/Interim Statement | $5 | Not stated | None |
per month
per hour · Account Reconcilement | $ 20.00 per hour
per hour
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Account Maintenance Fee | $18 | Not stated | None |
| Account Closed Within First 90 Days | $40 | Not stated | None |
| Dormant Service Charge (Per Cycle) | $6 | per month | None |
| Account Reconcilement | $20Not compared: Charged per hour; comparison unavailable | per hour | Account Reconcilement | $ 20.00 per hour |
| Account Research | $20Not compared: Charged per hour; comparison unavailable | per hour | None |
| Return Mail Fee | $10 | Not stated | None |
Overdraft & NSF | |||
| Overdraft Charge (same item may cause multiple charges) | $34 | Not stated | None |
| Return Check Charge (same item may cause multiple charges) | $34 | Not stated | None |
| Overdraft Transfer Fee | $7 | Not stated | None |
ATM & Card | |||
| Replace Lost Debit Card | $10 | Not stated | None |
Wire Transfers | |||
| Wire Transfers: Domestic Outgoing | $24 | Not stated | None |
| Wire Transfers: Incoming | $14 | Not stated | None |
| Wire Transfers: International Outgoing | $55 | Not stated | None |
Check Services | |||
| Cashier's Checks | $5 | Not stated | None |
| Stop Payment Charge | $34 | Not stated | None |
| Counter Check | $1 | per item | None |
| Foreign Check Collection | $35 | per item | None |
Account Services | |||
| 10x10 Safe Deposit Box | $100 | per year | None |
| 3x10 Safe Deposit Box | $50 | per year | None |
| 5x10 Safe Deposit Box | $60 | per year | None |
| Late Charge | $10Not compared: Monthly charge, not annual | per month | None |
| Lost Key | $100Not compared: Box drilling or key fee | Not stated | None |
| Garnishment/Attachment/Levy | $75 | Not stated | None |
Gift & Prepaid Cards | |||
| Gift Card Fee | $3.95 | Not stated | None |
Other Fees | |||
| Duplicate Statement/Interim Statement | $5 | Not stated | None |
Oct 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where Eclipse Bank, Inc. operates, and what regulators and customers have on file.
In Louisville/Jefferson County, KY-IN, Eclipse Bank, Inc. holds 0.6% of bank deposits, #21 of 43, with 3 offices.
441 offices of 67 institutions shown.
Source: FDIC Summary of Deposits, as of June 30, 2026 (bank offices); NCUA branch file, quarter ending June 30, 2026 (credit union offices).
Share of bank deposits
As of June 30, 2026. FDIC-insured offices only; credit unions are not included.
9 of 43 institutions shown. $48.2B in bank deposits in the metro.
Source: FDIC Summary of Deposits, as of June 30, 2026.
Position over time, 2010 to 2026
June 2026: 0.6% share, 3 offices, #21 of 43
Deposit share
Offices
Rank (1 is largest)
Source: FDIC Summary of Deposits, as of June 30 of each year, 2010 to 2026.
Credit unions, reported separately
103 offices of 26 credit unions in the metro's cities. NCUA does not report deposits by office, so credit unions have no share above.
Source: NCUA branch file, quarter ending June 30, 2026.
Fee change alerts
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